Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15677 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Sophia’s Story: A Ray of Light in Decentralized Finance

Sophia’s Story: A Ray of Light in Decentralized Finance

The post Sophia’s Story: A Ray of Light in Decentralized Finance appeared on BitcoinEthereumNews.com. London, England — Sophia, a single mother navigating the challenges of living paycheck to paycheck, has found new financial stability through decentralized finance (DeFi) on the Credit Blockchain platform. After years of struggling with traditional financial systems, which often overlooked her, Sophia’s story is a testament to the potential of decentralized credit solutions in providing financial inclusion. Sophia’s financial journey was marked by constant stress over bills and lack of savings. Traditional banking systems offered little support, leaving her feeling trapped in an unbreakable cycle. However, everything changed when she discovered decentralized finance, a system that offers individuals the ability to earn stable yields through peer-to-peer lending and liquidity provision. “I had never heard of something like this before. At first, I didn’t believe it could work for me,” said Sophia. “But after researching and seeing how Credit Blockchain operated with transparency and UK regulatory compliance, I felt it was a real opportunity.” A Simple, Accessible Path to Financial Inclusion Credit Blockchain is a decentralized platform that allows users to deposit stablecoins into liquidity pools, earning stable returns. It is designed to be user-friendly, with no complicated trading required, making it accessible even for those without a background in finance. The platform’s compliance with UK regulations and use of smart contracts provides users with transparency and security. Sophia’s initial step into the platform was hesitant, but after just 24 hours, she was able to see her first yield payment—a small but meaningful milestone. “It wasn’t just about the money. It was the first time I felt a sense of empowerment and hope for the future,” she recalled. From Struggle to Stability Since joining Credit Blockchain, Sophia’s financial situation has improved significantly. She no longer worries about monthly bills and has even been able to move into a new home with her child. “For…

Author: BitcoinEthereumNews
6 Next 100x Meme Coins

6 Next 100x Meme Coins

The post 6 Next 100x Meme Coins appeared on BitcoinEthereumNews.com. Crypto Presales Discover the top 6 meme coins, including MoonBull, Bonk, BullZilla, La Culex, Apeing Coin, and Cheems. Explore why MoonBull leads as the next 100x meme coin. Cryptocurrency enthusiasts are constantly on the lookout for the next big breakout coin, and meme coins are leading the charge. From MoonBull to Cheems, coins like Bonk, BullZilla, La Culex, and Apeing Coin have captured attention with viral potential, community-driven hype, and early-stage opportunities. These coins are more than digital jokes; they’re creating new wealth avenues. Could MoonBull presale be the next golden ticket? With live presale stages and skyrocketing interest, the chance to get in early is now. In this thrilling lineup, MoonBull stands apart, offering unique staking, liquidity safeguards, and massive ROI potential. While Bonk, BullZilla, La Culex, Apeing Coin, and Cheems each bring excitement and innovation to the meme coin universe, MoonBull’s structured presale, claim protection, and staking rewards elevate it to a must-watch contender. Investors are excited about early access, exclusive token rewards, and strategic launch features that aim to keep MoonBull stable yet explosive. MoonBull ($MOBU): Why It’s Dominating Meme Coin Hype as the Next 100x Meme Coin? MoonBull is rapidly dominating the crypto scene, quickly emerging as the next 100x meme coin, and its presale is already capturing widespread attention. MoonBull presale is live now and continues to make waves, drawing early investors with massive upside potential, as it progresses through 23 structured stages. Currently, Stage 6 is priced at $0.00008388, offering a potential ROI of over 7,244%. Investing $1,250 at this stage could deliver 14,902,241.30 tokens, valued at $91,797.81 upon listing. MoonBull’s leadership stems from its meticulous presale strategy and strong community incentives, which ensure fair participation. And, once the final presale stage concludes, liquidity is immediately supplied to decentralized exchanges, allowing participants to claim…

Author: BitcoinEthereumNews
Bernstein Reaffirms $54 Price Target for Figure on Strong Tokenized Loan Growth

Bernstein Reaffirms $54 Price Target for Figure on Strong Tokenized Loan Growth

TLDR Figure’s Q3 performance exceeded expectations, with 60% higher EBITDA driven by tokenized loans. Bernstein sees a 56% upside for Figure, maintaining an outperform rating and $54 target. Figure’s tokenized partner channels saw a 48% quarter-over-quarter growth in loan volume. The company’s AI-powered smart contracts and tokenization continue to drive long-term profitability. Figure Technologies, the [...] The post Bernstein Reaffirms $54 Price Target for Figure on Strong Tokenized Loan Growth appeared first on CoinCentral.

Author: Coincentral
6 1000x Cryptos Investors Love – Turn Small Stakes Into Big Profits with These Top Picks

6 1000x Cryptos Investors Love – Turn Small Stakes Into Big Profits with These Top Picks

Cryptocurrency enthusiasts are constantly on the lookout for the next big breakout coin, and meme coins are leading the charge. […] The post 6 1000x Cryptos Investors Love – Turn Small Stakes Into Big Profits with These Top Picks appeared first on Coindoo.

Author: Coindoo
Alibaba Partners with JPMorgan to Launch B2B Payments

Alibaba Partners with JPMorgan to Launch B2B Payments

The post Alibaba Partners with JPMorgan to Launch B2B Payments appeared on BitcoinEthereumNews.com. Markets Alibaba teams with JPMorgan on tokenized payments to speed B2B payments. AI Mode helps buyers compare suppliers fast, costs about $20/month. Agentic pay drafts contracts from chats, launching December. Alibaba is diving into tokenized payments to make international B2B payments deals faster and cheaper. President Kuo Zhang told CNBC the company is testing JPMorgan’s JPMD system, a digital version of bank money that moves on blockchain. This cuts out the usual days of waiting as payments hop through multiple banks and currencies. The goal is simple: slash delays and fees in cross-border trade. After getting comfy with tokenized dollars or euros, Alibaba might try stablecoins for specific cases. It’s all about smoothing global business on their massive marketplace. AI Tools Join the Mix Alibaba rolled out AI Mode, a subscription feature that lets buyers compare suppliers on price, output, shipping, and trust in one spot. No more flipping through pages. It’s around $20 monthly or $99 yearly, though final prices aren’t set. This adds cash beyond ads and trade fees. Coming in December, agentic pay uses AI to draft contracts from chat history, skipping offline back and forth. Both sides review before signing, speeding things up. Zhang says buyers increasingly want smart search for complex supply chains. Alibaba’s blending quick blockchain tricks with smart AI features to keep ahead in worldwide trade. Source: https://thenewscrypto.com/alibaba-partners-with-jpmorgan-to-launch-tokenized-b2b-payments/

Author: BitcoinEthereumNews
Cardone Capital Blends Bitcoin with Real Estate in $235M Hybrid Investment Model

Cardone Capital Blends Bitcoin with Real Estate in $235M Hybrid Investment Model

The post Cardone Capital Blends Bitcoin with Real Estate in $235M Hybrid Investment Model appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Cardone Capital’s hybrid real estate and Bitcoin investment strategy integrates $100 million in Bitcoin into a $235 million residential complex, combining property stability with cryptocurrency growth potential. This model generates rental income to buy more Bitcoin, aiming for public trading as a diversified asset vehicle. Launched fifth multi-unit property: 366-unit complex valued at $235 million with $100 million in Bitcoin holdings for enhanced portfolio diversification. Low-volatility real estate provides steady income, while Bitcoin offers high-growth opportunities in a single investment fund. Annual rental income of about $10 million reinvested into Bitcoin, targeting eventual public listing similar to digital asset treasuries, per company reports. Discover how Cardone Capital blends real estate stability with Bitcoin’s upside in a groundbreaking hybrid strategy. Explore risks, benefits, and future implications for investors seeking diversified crypto exposure—read now for key insights. What is Cardone Capital’s hybrid real estate and Bitcoin investment strategy? Cardone Capital’s hybrid real estate and Bitcoin investment strategy involves acquiring multifamily residential properties while allocating a significant portion of the fund to Bitcoin holdings. This approach merges the predictable cash flow from…

Author: BitcoinEthereumNews
AlphaPepe Gains Attention as Ethereum and BNB Struggle in the Market Downturn

AlphaPepe Gains Attention as Ethereum and BNB Struggle in the Market Downturn

The post AlphaPepe Gains Attention as Ethereum and BNB Struggle in the Market Downturn appeared on BitcoinEthereumNews.com. Crypto Presales The crypto market has entered a turbulent phase. Ethereum (ETH) and BNB (BNB)—once the undisputed giants of infrastructure and utility in crypto—are showing signs of fatigue amid a broader risk-off sentiment. As large-caps soften, a rising number of retail investors are shifting their focus toward a new entrant in the presale space: AlphaPepe (ALPE). With its unique structure and growing early momentum, AlphaPepe is quickly positioning itself as a strong contender for crypto buyers seeking fresh opportunity. Ethereum and BNB Under Pressure Ethereum is trading in the range of approximately $3,550–$3,600, reflecting a downturn from recent highs and showing signs of consolidation as developer activity and token-flow metrics stall. According to recent analysis, ETH’s price gains are slowing, with some analysts describing the network as entering a “mid-life crisis” as newer chains gain attention and ETF-related flows face headwinds. BNB, meanwhile, has slipped below $960, with large-scale sell-orders triggering a sharp volume spike. Technical models indicate that unless BNB reclaims the $970–$1,000 zone, risks of a deeper pull-back toward $900 or lower are growing. Investor sentiment around BNB is weakening, and market chatter around regulatory issues and exchange-token connectivity has dampened its trend. Together, ETH and BNB’s struggles reflect a theme: structural growth stories are being questioned, and investors are increasingly looking elsewhere for participation and upside. AlphaPepe: A New Narrative Rising Amid the Downturn In contrast to the stagnation of large-cap tokens, AlphaPepe is gaining momentum exactly when it matters most. This presale project on BNB Chain is attracting daily attention thanks to mechanics and community dynamics that resonate in a fearful market. AlphaPepe has already surpassed 3,600 holders, with participation accelerating by 100+ new holders daily. Its staking program is live during presale, and the USDT reward pool has crossed $3,500, showing rewards are not just…

Author: BitcoinEthereumNews
Best Crypto to Buy Now: AlphaPepe Gains Attention as Ethereum and BNB Struggle in the Market Downturn

Best Crypto to Buy Now: AlphaPepe Gains Attention as Ethereum and BNB Struggle in the Market Downturn

As large-caps soften, a rising number of retail investors are shifting their focus toward a new entrant in the presale […] The post Best Crypto to Buy Now: AlphaPepe Gains Attention as Ethereum and BNB Struggle in the Market Downturn appeared first on Coindoo.

Author: Coindoo
Tether plans to significantly expand its lending business, providing approximately $1.5 billion in credit to commodity traders.

Tether plans to significantly expand its lending business, providing approximately $1.5 billion in credit to commodity traders.

PANews reported on November 15th that, according to Bloomberg, Tether Holdings SA CEO Paolo Ardoino stated in an interview that the company plans to significantly expand its lending business after providing approximately $1.5 billion in credit to commodity traders. The company plans to increase financing for commodity trading, including oil, cotton, wheat, and other agricultural products, and has already issued loans in US dollars and their stablecoin USDT. Tether's commodity lending business is part of its trade finance division, separate from its stablecoin reserves. The company holds nearly $200 billion in reserves and generates substantial revenue from them.

Author: PANews
Visa’s Crypto Chief on Building the Next Generation of Money Movement

Visa’s Crypto Chief on Building the Next Generation of Money Movement

As regulatory clarity arrives, Visa sees its role evolving from payments network to essential infrastructure connecting traditional finance with blockchain-based money movement

Author: Blockhead