Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15677 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Stop buying the dip, buy the spike: Why MUTM Is the top crypto signal

Stop buying the dip, buy the spike: Why MUTM Is the top crypto signal

The post Stop buying the dip, buy the spike: Why MUTM Is the top crypto signal appeared on BitcoinEthereumNews.com. The old advice of buying during a crypto crash is losing its charm. In today’s DeFi crypto market, momentum and utility will drive the strongest gains. Mutuum Finance (MUTM) is shaping up to be one of the few projects where visible activity and demand translate directly into token value. With its dual lending models and buy-and-distribute mechanism, the platform will turn protocol usage into steady market support, making buying the spike the smarter choice. Presale momentum: Data that speaks Mutuum Finance (MUTM) will continue to show traction during its presale. The total supply is 4 billion tokens, and across previous phases, it has already raised roughly $18.65 million. Currently, Phase 6 is priced at $0.035 per MUTM, and approximately 90% of the 170 million tokens allocated for this phase are already sold. The upcoming Phase 7 will increase the price to $0.040, representing a 15% rise. More than 18,000 holders are actively participating and engaging with the platform. An early investor who put $5,000 into Phase 1 at $0.01 now sees their holdings valued at $17,500 at the current Phase 6 price. By the time the post-launch target approaches $0.06, that same investment will grow to $30,000 in value. These numbers highlight why chasing momentum instead of dips is a smart strategy. The demand-driven growth of MUTM positions it as a top signal for investors looking for measurable results. Driving growth with dual lending models Mutuum Finance (MUTM) will leverage its Peer-to-Contract (P2C) engine to pool assets such as ETH and USDT into audited smart contracts. The platform will dynamically adjust interest rates based on pool utilization. A user depositing $10,000 in USDC will earn passive income from interest at a projected APY of around 12%, represented by mtUSDC tokens that include both principal and yield. Borrowers will post collateral,…

Author: BitcoinEthereumNews
Is Now The Perfect Time To Accumulate SHIB?

Is Now The Perfect Time To Accumulate SHIB?

The post Is Now The Perfect Time To Accumulate SHIB? appeared on BitcoinEthereumNews.com. The crypto market continues to experience intense volatility, with major assets swinging sharply over the past several weeks. Bitcoin’s rapid drop from $125,000 to as low as $95,000 has shaken investor confidence, while Ethereum has also faced steep declines of up to 7%. Despite this turbulence, the broader market remains fundamentally strong, supported by improving macroeconomic conditions, easing interest-rate pressures, and renewed institutional activity. Negative price action amid positive catalysts has created a rare disconnect between sentiment and fundamentals. Steady trading activity at lower price levels encourages short-term traders seeking assets with moderate volatility. The tight trading range shows no downward pressure, often signaling that the market may be entering a reset phase. In this context, Shiba Inu has become a key focus for traders tracking meme-driven assets in a highly reactive market. Shiba Inu Expands Utility Through Global Unity Nodes Alliance A significant partnership is transforming the Shiba Inu ecosystem. Shiba Inu has joined forces with Unity Nodes, a blockchain-based mobile edge network operating across multiple carriers and countries. The collaboration aims to move Shiba Inu beyond mere speculation, introducing real-world utility for holders while connecting the SHIB community with the global telecom sector. This strategic alliance offers several advantages for Shiba Inu holders. First, $SHIB will serve as a direct payment option for Unity Nodes and Licenses, with a dedicated SHIB-branded payment gateway aligned with official branding standards. $SHIB now powers Unity Nodes – real-world utility unlocked! 🔸 Buy Nodes with $SHIB🔸 Get SHIB-branded NFT licenses🔸 Earn rewards in $SHIB🔸 +5% bonus licenses when paying in SHIB Utility. Exposure. Rewards. Find out how to grab your Unity Node👇 pic.twitter.com/1cg0fRSii5 — Shib (@Shibtoken) November 11, 2025 Second, Node Operators and License NFTs purchased with $SHIB will feature Shiba Inu designs. These NFTs remain tradable on secondary markets, further boosting…

Author: BitcoinEthereumNews
Top Crypto Investors Believe This $0.035 Token Could Be the Next 10x Crypto in 2026

Top Crypto Investors Believe This $0.035 Token Could Be the Next 10x Crypto in 2026

Mutuum Finance (MUTM) surges at $0.035 as investors eye its DeFi lending model and 10x potential ahead of the 2026 launch.

Author: Blockchainreporter
Shiba Inu Price Prediction: Is Now The Perfect Time To Accumulate SHIB?

Shiba Inu Price Prediction: Is Now The Perfect Time To Accumulate SHIB?

The crypto market continues to experience intense volatility, with major assets swinging sharply over the past several weeks. Bitcoin’s rapid drop from $125,000 to as low as $95,000 has shaken investor confidence, while Ethereum has also faced steep declines of up to 7%. Despite this turbulence, the broader market remains fundamentally strong, supported by improving […]

Author: The Cryptonomist
Solana’s $500 Target Is Big, But Ozak AI Flip Returns Could Be Much Bigger

Solana’s $500 Target Is Big, But Ozak AI Flip Returns Could Be Much Bigger

Enjoy the videos and music you love, upload original content, and share it all with friends, family, and the world on YouTube.

Author: Blockchainreporter
TRON Ecosystem Strengthens as The Graph Deploys Production-Ready Data Infrastructure

TRON Ecosystem Strengthens as The Graph Deploys Production-Ready Data Infrastructure

The Graph has announced that it is expanding support for the TRON network with the rollout of its Token API. The partnership equips TRON developers to create advanced solutions, including DeFi platforms and payment systems that benefit from the network. The Graph, a decentralized protocol often described as the data backbone of Web3, has announced [...]]]>

Author: Crypto News Flash
Avalanche’s RWA Ecosystem Strengthened: Liquidity Yield Token Offers Risk-Adjusted Returns with Zero Lockups

Avalanche’s RWA Ecosystem Strengthened: Liquidity Yield Token Offers Risk-Adjusted Returns with Zero Lockups

The post Avalanche’s RWA Ecosystem Strengthened: Liquidity Yield Token Offers Risk-Adjusted Returns with Zero Lockups appeared on BitcoinEthereumNews.com. Sierra Protocol has launched a new liquid yield token on the Avalanche network, designed to provide DeFi users with passive, risk-adjusted returns. Blending DeFi Yield with Institutional Security Sierra Protocol has launched a liquid yield token (LYT) on the Avalanche network that introduces a new way for decentralized finance (DeFi) users to earn passive, risk-adjusted […] Source: https://news.bitcoin.com/avalanches-rwa-ecosystem-strengthened-liquidity-yield-token-offers-risk-adjusted-returns-with-zero-lockups/

Author: BitcoinEthereumNews
Tether Expands Commodity Lending With $1.5B in Trade Credit

Tether Expands Commodity Lending With $1.5B in Trade Credit

The post Tether Expands Commodity Lending With $1.5B in Trade Credit appeared on BitcoinEthereumNews.com. Stablecoin issuer Tether is expanding its presence in commodity lending, with billions of dollars already deployed in the sector, according to CEO Paolo Ardoino.  In an interview with Bloomberg, Ardoino said Tether has extended about $1.5 billion in credit to commodities traders so far, providing financing in both cash and its USDt (USDT) stablecoin. The company is targeting traditional commodity trades, including agricultural products and oil, and plans to increase its exposure. “We are going to expand dramatically,” Ardoino said. The lending activity falls within Tether’s recently launched Trade Finance unit — a business line that typically focuses on short-term credit used to facilitate the movement of goods across global supply chains. In the commodities world, trade finance typically provides the funding traders need to purchase, transport and deliver cargoes. Bloomberg reported that some companies may be hesitant to borrow in USDt rather than dollars, though that reluctance might be outweighed by Tether’s growing financial clout. With nearly $184 billion worth of USDt in circulation, Tether is now among the most profitable companies in the world on a per-employee basis. Tether’s push into commodities builds on its existing footprint in the sector. Its tokenized gold product, Tether Gold, has surged in size during the bullion’s rally, and Ardoino recently said the company holds more than 100 tons of physical gold. Source: Cointelegraph Related: Tether’s stablecoin business set for another record year of profitability The stablecoin engine driving Tether’s diversification Tether’s rapid expansion into new business lines is rooted in the success of its stablecoin operation. USDt was originally created to give crypto traders a dollar-linked asset at a time when the industry struggled to access traditional banking services. Since then, stablecoins have evolved into a mainstream financial tool used for remittances, cross-border payments and onchain settlement — valued for their…

Author: BitcoinEthereumNews
Chainlink Leads RWA Developer Activity Amid Market Pullback

Chainlink Leads RWA Developer Activity Amid Market Pullback

The post Chainlink Leads RWA Developer Activity Amid Market Pullback appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Chainlink leads RWA developer activity in 2025, with Santiment data showing a 35% higher GitHub output score than competitors like Hedera and Avalanche amid ongoing market pullbacks. Chainlink tops the list for real-world asset (RWA) development, scoring 366 on Santiment’s metrics. Hedera and Avalanche rank second and third, highlighting institutional blockchain focus. Top 10 includes Stellar, IOTA, and Axelar, with activity up 20% month-over-month per Santiment analytics. Discover how Chainlink dominates RWA developer activity in 2025 despite market volatility. Explore top networks and insights for institutional crypto adoption. Stay ahead—read now! What is Driving Chainlink’s Dominance in RWA Developer Activity? Chainlink’s dominance in RWA developer activity stems from its robust oracle network and interoperability solutions, attracting top talent for tokenization projects. Santiment’s latest GitHub analytics, released on November 14, 2025, reveal Chainlink scoring 366—over 35% above Hedera’s mark—amid a market pullback that saw LINK drop 4% to $14.39. This surge underscores Chainlink’s pivotal role in bridging real-world assets with blockchain, fostering enterprise integrations without halting progress. COINOTAG recommends • Professional traders group 💎 Join a professional trading community Work…

Author: BitcoinEthereumNews
India Moves Toward a Digital Rupee Layer as Polygon Positions Its Rails

India Moves Toward a Digital Rupee Layer as Polygon Positions Its Rails

The post India Moves Toward a Digital Rupee Layer as Polygon Positions Its Rails appeared on BitcoinEthereumNews.com. India leverages blockchain to expand e₹ and tokenized rupees for faster settlements. INR stablecoins can enable regulated cross-border trade, linking businesses to global markets. Regional corridors with UAE, Indonesia, and Kenya advance India’s digital payment reach. India is accelerating its shift toward a digital-rupee future as policymakers and technology firms explore new ways to merge blockchain systems with the country’s fast-growing payments infrastructure. The rise of the e₹, tokenized rupees, and rupee-denominated stablecoins signals a major shift in India’s financial architecture.  This shift also places blockchain networks like Polygon in a strong position to support future domestic and cross-border settlement flows. The momentum reflects a broader strategy to modernize financial rails, strengthen liquidity, and link India’s digital economy with global markets. India is moving toward a digital rupee economy. Polygon rails can support it. Check out our Head of Payments @0xAishwary‘s take on how a tokenized rupee, INR stablecoins, and the e₹ (India’s digital rupee) can work together to benefit the Indian economy, from domestic… pic.twitter.com/HwIvuTLWME — Polygon (@0xPolygon) November 13, 2025 New Layer on India’s Digital Payments Stack India built a powerful foundation for digital payments over the past decade. UPI transformed money transfers into a simple daily action and drove widespread digital inclusion.  October transactions reached more than 20 billion, showing constant demand. ONDC also pushed India’s open-commerce vision and encouraged new ideas around public digital infrastructure. Now the focus is shifting beyond payments. Policymakers want a programmable layer that extends India’s existing systems into blockchain environments. The e₹ already supports instant value transfer across banks, retailers, and individuals.  Moreover, wholesale pilots now test trade finance and programmable settlement. Banks such as ICICI Bank and HDFC Bank are experimenting with on-chain credit flows that remove settlement lag. Role of Tokenized Rupees and INR Stablecoins Tokenized rupees can link…

Author: BitcoinEthereumNews