Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14376 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Analyst Pick Tapzi as the Leading Cryptocurrency For September

Analyst Pick Tapzi as the Leading Cryptocurrency For September

The post Analyst Pick Tapzi as the Leading Cryptocurrency For September appeared on BitcoinEthereumNews.com. Crypto News The cryptocurrency market in 2025 continues to be defined by sharp fluctuations and fast-moving trends. While Bitcoin and Ethereum remain dominant forces, the spotlight has increasingly shifted toward emerging presale projects that offer investors a chance to capture exponential returns before tokens hit the open market. Recent events, including renewed regulatory clarity in the U.S. and record levels of adoption across Asia-Pacific, have only fueled retail and institutional interest in identifying the next high-growth opportunity. Within this landscape, analysts in the second week of September are pointing to presales as one of the most effective entry points for those seeking high ROI. Among the top contenders, Tapzi has emerged as a standout best crypto to buy now. Positioned as the world’s first Web3 skill-based gaming platform, Tapzi is addressing key weaknesses in traditional GameFi by replacing luck-driven models with real-time player-versus-player competition. Backed by smart contract audits and a fixed token supply of 5 billion, the project’s structured tokenomics aim to build long-term sustainability. Its current presale price of $0.0035, with a projected listing price of $0.01, reflects a potential 186% increase from entry; an early signal of its growth trajectory. For investors scanning the market for high-potential opportunities, Tapzi represents one of the most closely watched presales of the year. Tapzi (TAPZI) Tapzi is emerging as one of the most notable best crypto to buy this week, positioning itself at the intersection of Web3 and competitive gaming. Built on the BNB Smart Chain, it introduces a skill-based Player-vs-Player (PvP) framework that directly contrasts with the speculation-driven and inflation-prone models seen in much of GameFi. Instead of rewarding players through token emissions or chance-based outcomes, Tapzi emphasizes real-time competition where skill determines results. The project comes at a time when the global gaming market is expected to surpass…

Author: BitcoinEthereumNews
Kinto shutdown prompts first haircut for Wildcat lenders

Kinto shutdown prompts first haircut for Wildcat lenders

The post Kinto shutdown prompts first haircut for Wildcat lenders appeared on BitcoinEthereumNews.com. Less than two months after being hacked, decentralized finance (DeFi) platform Kinto has announced its decision to shut down “to protect users and community.” Kinto’s post-hack recovery plan, dubbed “Phoenix,” included raising $750,000 in crypto from private credit protocol Wildcat Finance, promising depositors 50% APR. The bridge loan turned out to be insufficient, however. Kinto explained that “the 577 ETH that were drained and new debt + market conditions killed further fundraising.” Lenders who deposited to the Phoenix market will take a 24% haircut, the first default for Wildcat creditors who have facilitated $368 million in loans since its public launch in February. 1/ 🛑 Kinto is shutting down. After exhausting every path to keep going, we’re conducting orderly wind-down to protect users and community. – Users can normally withdraw assets– Phoenix lenders receive ~76%– Morpho Victims can claim up to $1.1k each Read full details 🧵 — Kinto (@KintoXYZ) September 7, 2025 Read more: https://protos.com/just-another-day-in-defi-a-hack-a-rug-pull-and-10m-saved/ Kinto’s token, K, fell victim to an “industry-wide” vulnerability dubbed CPIMP on July 10, in which an attacker upgraded the token contract’s implementation to allow themselves to mint tokens. The subsequent sell-off of freshly minted tokens crashed the price of K and netted the attacker 577 ether (ETH), worth $2.5 million today per CoinMarketCap data. The foundation’s exchange liquidity will be used to repay Phoenix lenders, who will “recover ~76% of principal.” Additionally, Kinto founder Ramon Recuero is offering hack victims up to $1,100 from his own personal funds. Collateral damage Wildcat, which announced its latest $3.5 million raise on Friday, is an attempt to bring unsecured credit to a sector which can feel a lot like the wild-west of global finance. It aims to replace “the opaque credit daisychain of FTX, 3AC et al,” which imploded spectacularly in 2022, plunging crypto assets into…

Author: BitcoinEthereumNews
This Week’s Best Crypto To Buy: Analyst Pick Tapzi as the Leading Cryptocurrency For September

This Week’s Best Crypto To Buy: Analyst Pick Tapzi as the Leading Cryptocurrency For September

While Bitcoin and Ethereum remain dominant forces, the spotlight has increasingly shifted toward emerging presale projects that offer investors a […] The post This Week’s Best Crypto To Buy: Analyst Pick Tapzi as the Leading Cryptocurrency For September appeared first on Coindoo.

Author: Coindoo
Exploring CratD2C layer-1 blockchain with Founder and CEO Dr. Sammy Arogundade

Exploring CratD2C layer-1 blockchain with Founder and CEO Dr. Sammy Arogundade

CratD2C is a next-generation Layer-1 blockchain connecting businesses and consumers through real-world utility. Founded by Dr. Sammy Arogundade, the project combines speed, security, and sustainability with applications spanning e-commerce, real estate, DeFi, and more.  In this interview, Dr. Sammy shares the journey behind CratD2C, the launch of $CRAT coin, and how the project will shape […]

Author: Cryptopolitan
XRP Price And Litecoin Struggles Continue As Analysts Recommend A Viral Meme Coin For Real ROI

XRP Price And Litecoin Struggles Continue As Analysts Recommend A Viral Meme Coin For Real ROI

XRP trades at $2.80 and Litecoin at $68 with limited upside, while Layer Brett at $0.0055 offers L2 speed, 864% staking, and 100x potential in 2025’s bull run.

Author: Blockchainreporter
Cheapest Crypto to Buy Now? Why Mutuum Finance (MUTM) Could Be the Next 25x DeFi Play

Cheapest Crypto to Buy Now? Why Mutuum Finance (MUTM) Could Be the Next 25x DeFi Play

The post Cheapest Crypto to Buy Now? Why Mutuum Finance (MUTM) Could Be the Next 25x DeFi Play appeared first on Coinpedia Fintech News For many investors, the most exciting opportunities in crypto aren’t found in the blue-chip names that already dominate the market but in early-stage tokens with both low entry prices and strong upside potential. Priced at just $0.035, Mutuum Finance (MUTM) is quickly gaining attention as one of the cheapest yet most promising DeFi tokens available …

Author: CoinPedia
Forward Industries Raises $1.65B for Solana Treasury Strategy Backed by Galaxy, Jump, Multicoin

Forward Industries Raises $1.65B for Solana Treasury Strategy Backed by Galaxy, Jump, Multicoin

Forward Industries has announced a $1.65 billion private placement in cash and stablecoin commitments through a private investment in public equity (PIPE) round led by Galaxy Digital, Jump Crypto, and Multicoin Capital. In a press release shared with CryptoNews, the firm said the financing, one of the largest Solana-focused raises to date, will allow the company to establish a digital asset treasury strategy centered on the Solana blockchain. Existing shareholder C/M Capital Partners also participated in the transaction. Strategic Alliance with Leading Crypto Firms Galaxy Digital will contribute its institutional infrastructure, including trading, lending, and staking services, while Jump Crypto will provide its technical expertise, particularly through initiatives such as Firedancer, a new validator client designed to scale Solana’s performance. Forward Industries stated that this collaboration is designed to help the company generate differentiated returns through staking, lending, and trading activities within the Solana ecosystem. By aligning with these firms, the company seeks to position itself as the leading publicly traded participant in Solana’s growth. Board Leadership and Governance Upon completion of the transaction, Kyle Samani, co-Founder and Managing Partner of Multicoin Capital, will become Chairman of the Board of Directors. Samani has been a vocal proponent of Solana since leading the network’s seed investment in 2018 and has continued to support its development through numerous ecosystem initiatives. He explains that Solana remains undervalued by many market participants, presenting Forward Industries with an opportunity to build an institutional-scale treasury that can deliver outsized returns compared to passive holding. Chris Ferraro, President and Chief Investment Officer of Galaxy, and Saurabh Sharma, Chief Investment Officer at Jump Crypto, will also join as Board observers. Both executives bring extensive experience in building and investing in Solana-based projects. Their participation is expected to further strengthen Forward Industries’ governance and strategic direction. Advisors and Next Steps Cantor Fitzgerald & Co. has been appointed lead placement agent, with Galaxy Investment Banking acting as co-placement agent and financial advisor. Forward Industries also intends to enter into a services agreement with Galaxy Asset Management to provide ongoing support for its treasury activities. Legal counsel for the transaction includes Skadden, Arps, Slate, Meagher & Flom LLP for Galaxy and DLA Piper LLP for Cantor Fitzgerald. Forward Industries expects to provide additional updates on its Solana treasury strategy and related activities in the near term. With the backing of Galaxy, Jump, and Multicoin, the company aims to build long-term shareholder value by becoming an institutional leader in the rapidly expanding Solana ecosystem

Author: CryptoNews
US economic data disappoints again, leaving the crypto market in a state of flux. A complete analysis of short-term, medium-term, and long-term trends.

US economic data disappoints again, leaving the crypto market in a state of flux. A complete analysis of short-term, medium-term, and long-term trends.

By Axel Bitblaze Compiled by Tim, PANews Many people must be wondering whether the current trend of the crypto market is a fluctuation before breaking through new highs, or a signal that the market has reached its peak? In reality, it’s not that simple. The short, medium, and long term scenarios can look very different. I will provide a comprehensive analysis of BTC, ETH, and altcoins before they enter each stage: Now let’s get straight to the point: the next few months will determine how this cycle plays out, and I think this tweet is worth revisiting. Let’s start with what’s happening now. Data last Friday showed the unemployment rate climbed to 4.3%, the highest level since 2021. Nonfarm payrolls showed just 22,000 jobs added, compared to expectations for more than three times that. The U.S. job market has been surprisingly strong for years. Even as growth slows, hiring remains strong. This report changes that trend. This is the first time since the outbreak that both unemployment and hiring rates have turned red at the same time. The market reacted immediately to the news. Futures market pricing shows that the market believes the probability of a rate cut in September has reached 100%. Most expect a 25 basis point rate cut, but the Fed could still opt for a 50 basis point cut. Beyond that, traders see a greater than 75% chance of three or more rate cuts in 2025. The turning point finally came. But there is one thing you need to understand, a rate cut does not mean that everything will immediately go up and not down. The reason is that interest rate cuts will not affect everything overnight. For cryptocurrencies, the short-term, medium-term, and long-term outlooks will be very different. Short-term impact The short-term impact is likely to be bearish. When unemployment rises, it first triggers fears of a recession in the market. This is why gold is hitting new all-time highs while risk assets are underperforming. Here's what might happen: Bitcoin may retest its recent lows. Ethereum and altcoins could drop 10–20% or more. But that doesn't mean the cycle is over. This reflects how traders behave when negative economic data first hits: they sell risky assets and move into safe assets. Medium-term impact With the Fed's rate cuts imminent, the bond market will adjust and yields will fall. Lower yields mean more borrowing and lending, leading to higher spending. It will also help companies increase borrowing to expand their businesses or conduct buybacks. Increased spending means higher profits for companies, and their stock prices will soar. When stocks rise, Bitcoin and altcoins tend to rise even more. A new change has emerged in this cycle: institutional entry. Spot Bitcoin and Ethereum ETFs have opened up direct channels for pension funds and asset management companies; approval of altcoin ETFs is also imminent. In addition, there is $7.2 trillion in funds parked in money market funds, which will see outflows if Treasury yields start to fall. Imagine if even just 1% of the funds flowed into cryptocurrencies, it would be enough to push Bitcoin and altcoins to new highs. That's why the fourth quarter of 2025 looks so important. Liquidity will start to return. The stock saw more buying. And cryptocurrencies may be the biggest winners among all risk assets. Bitcoin typically leads trends while altcoins lag, but in past cycles their biggest gains have come near the end. If history repeats itself, early 2026 could be a frenzy phase for altcoins as Bitcoin stabilizes at higher levels. Long-term effects After the mid-term rebound, risks reappear. The tariffs introduced earlier this year will take another 6-8 months to fully show up in inflation data. This suggests that early 2026 could be the time when inflation starts to rise again. If inflation climbs while unemployment remains high, the Fed may be forced to pause its rate cuts or even raise them again due to concerns about stagflation. The combination of a weak job market and rising prices has historically typically marked the end of an economic cycle. It is environmental factors that may trigger a stock market crash and a crypto bear market. So the script is this: Short term (next 3-4 weeks): market volatility, pullbacks, and panic trading. Medium term (Q4 2025 to January 2026): Liquidity returns, Bitcoin hits new highs, and altcoins enter a frenzy phase. Long term (from Q1 2026): Inflation risks rise and the Fed’s response could mark a cycle top. Final Thoughts Last Friday's weak jobs data suggested one thing: the Fed is about to pivot. Typically, a shift in Fed policy signals poor economic conditions, so a short-term adjustment seems likely. But as things unfold, I think the crypto market will be the biggest winner by Q4 2025.

Author: PANews
Grok AI’s Top 4 Crypto Presales Poised for Breakout in 2025

Grok AI’s Top 4 Crypto Presales Poised for Breakout in 2025

This time last year, the crypto market was just beginning a new leg up – which ultimately turned into a massive 56% gain over the final four months of 2024. And the atmosphere feels very similar right now, largely driven by expectations of multiple Federal Reserve rate cuts in the coming months. Looking to make […]

Author: Bitcoinist
Scallop: The Nemo protocol vulnerability incident will not affect Scallop's mining pool

Scallop: The Nemo protocol vulnerability incident will not affect Scallop's mining pool

PANews reported on September 8th that the Sui ecological lending protocol Scallop released a vulnerability update for the Nemo protocol, stating: "Earlier today, the Scallop team learned of a security incident on the Nemo protocol, which also affected the sCoin mining pool on the Nemo protocol. We would like to update that this incident only affects the Nemo protocol itself and has no impact on Scallop's mining pool. All Scallop mining pools remain secure. Nemo is currently working with a third-party audit agency, and we are awaiting further updates from the team." Earlier news reported that NemoProtocol on Sui was hacked and lost $2.4 million .

Author: PANews