Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14802 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Ethereum Trader Who Made $69 Million From Shiba Inu Buys $450,000 Into This Presale At $0.015

Ethereum Trader Who Made $69 Million From Shiba Inu Buys $450,000 Into This Presale At $0.015

The post Ethereum Trader Who Made $69 Million From Shiba Inu Buys $450,000 Into This Presale At $0.015 appeared first on Coinpedia Fintech News Crypto circles are buzzing again after news broke that an Ethereum trader—famous for turning early Shiba Inu bets into a staggering $69 million windfall—has just bought $450,000 worth of PDP in the Paydax Protocol presale at $0.015. This isn’t just another whale headline. It’s a strong signal that the same instinct that made fortunes on …

Author: CoinPedia
DeFi Platform Suffers Third Major Hack in Two Years, $1.7 Million Stolen

DeFi Platform Suffers Third Major Hack in Two Years, $1.7 Million Stolen

The post DeFi Platform Suffers Third Major Hack in Two Years, $1.7 Million Stolen appeared on BitcoinEthereumNews.com. Crime Decentralized finance (DeFi) protocol Abracadabra Money (SPELL) has suffered another security breach, marking its third major exploit in less than two years. Blockchain security firm GoPlus Security confirmed that the platform lost roughly $1.77 million after hackers drained funds from its lending and stablecoin system. Investigators tracking the movement of stolen assets say the attacker quickly moved 51 ETH through the crypto mixer Tornado Cash, a tool often used to obscure transaction trails. The wallet tied to the hack – identified as 0x1AaaDe – still controls 344 ETH, valued at about $1.55 million at the time of reporting. DAO Steps In to Contain the Fallout In a brief statement shared on Discord, Abracadabra’s team said its DAO reserves will be deployed to repurchase the affected Magic Internet Money (MIM) tokens, aiming to restore stability to the project’s ecosystem. The team has not yet posted any updates to its official X account, which has been inactive since early September. Community members have raised concerns about the project’s ongoing security lapses and limited communication during crises. A History of Painful Exploits The latest incident continues a troubling pattern for the SPELL ecosystem. In January 2024, a flash loan exploit drained around $6.5 million and caused a temporary depeg of its MIM stablecoin. Two months later, in March 2025, another vulnerability – this time linked to collateral liquidation logic -resulted in a loss exceeding $13 million. Security experts say these recurring flaws highlight the persistent risk facing complex DeFi protocols that rely on interconnected smart contracts. SPELL Token Reacts to the News Following the breach, SPELL’s price briefly dipped as traders rushed to offload their tokens. However, the decline was short-lived, with the market showing signs of recovery after reports that the DAO would compensate affected users. Despite the rebound, investor confidence…

Author: BitcoinEthereumNews
77% of Bitcoin Holders Haven’t Tried It, Says Survey

77% of Bitcoin Holders Haven’t Tried It, Says Survey

The post 77% of Bitcoin Holders Haven’t Tried It, Says Survey appeared on BitcoinEthereumNews.com. Bitcoin decentralized finance (DeFi), also known as BTCFi, has been touted as the next wave of innovation for the world’s largest cryptocurrency. However, research suggests bitcoin BTC$123,150.11 holders themselves are barely engaging. Some 77% of bitcoin holders have never tried a BTCFi platform, according to a survey of more than 700 respondents across North America and Europe by BTC mining ecosystem GoMining. Just over 10% reported having experimented once or twice, while only 8% said they actively use BTCFi services for yield or lending. The survey highlights a stark disconnect between the sector’s promise and its actual reach. “There’s an enormous appetite for these opportunities, but the industry has built products for crypto natives, not for everyday bitcoin holders,” said GoMining CEO Mark Zalan in a statement. That appetite shows up in the data: 73% of respondents expressed interest in earning yield on their BTC through lending or staking, while 42% want access to liquidity without selling. Yet hesitation dominates. More than 40% said they would allocate less than 20% of their holdings to BTCFi products, underscoring the sector’s trust and complexity problem. Awareness Gap Perhaps most striking is how invisible the industry still is. GoMining found that 65% of Bitcoin holders couldn’t name a single BTCFi project. Despite millions in venture funding, BTCFi platforms appear to be speaking mainly to themselves rather than the market they’re built to serve. The report argues that BTCFi’s adoption problem may stem from its reliance on Ethereum’s DeFi model. Bitcoin users, GoMining suggests, are more conservative: they favor custodial services, regulated ETFs and simplicity over self-custody experiments and complex protocols. “Bitcoin holders aren’t ether ETH$4,547.84 users,” Zalan said. “Coinbase and Bitcoin ETFs succeeded because they prioritized accessibility. BTCFi platforms that focus on education and user experience, rather than complex features, will capture this…

Author: BitcoinEthereumNews
BTCFi’s Big Problem: 77% of Bitcoin Holders Haven’t Even Tried It, Says Survey

BTCFi’s Big Problem: 77% of Bitcoin Holders Haven’t Even Tried It, Says Survey

Bitcoin decentralized finance (DeFi), also known as BTCFi, has been touted as the next wave of innovation for the world’s largest cryptocurrency. However, research suggests bitcoin (BTC) holders themselves are barely engaging.Some 77% of bitcoin holders have never tried a BTCFi platform, according to a survey of more than 700 respondents across North America and Europe by BTC mining ecosystem GoMining. Just over 10% reported having experimented once or twice, while only 8% said they actively use BTCFi services for yield or lending.The survey highlights a stark disconnect between the sector’s promise and its actual reach. “There’s an enormous appetite for these opportunities, but the industry has built products for crypto natives, not for everyday bitcoin holders,” said GoMining CEO Mark Zalan in a statement.That appetite shows up in the data: 73% of respondents expressed interest in earning yield on their BTC through lending or staking, while 42% want access to liquidity without selling. Yet hesitation dominates. More than 40% said they would allocate less than 20% of their holdings to BTCFi products, underscoring the sector’s trust and complexity problem.Awareness GapPerhaps most striking is how invisible the industry still is. GoMining found that 65% of Bitcoin holders couldn’t name a single BTCFi project. Despite millions in venture funding, BTCFi platforms appear to be speaking mainly to themselves rather than the market they’re built to serve.The report argues that BTCFi’s adoption problem may stem from its reliance on Ethereum’s DeFi model. Bitcoin users, GoMining suggests, are more conservative: they favor custodial services, regulated ETFs and simplicity over self-custody experiments and complex protocols.“Bitcoin holders aren’t ether (ETH) users,” Zalan said. “Coinbase and Bitcoin ETFs succeeded because they prioritized accessibility. BTCFi platforms that focus on education and user experience, rather than complex features, will capture this market."For the industry, the survey is both a warning and an opportunity. Millions of Bitcoin holders want the yield and liquidity BTCFi promises, but they need to be met with products they can trust and understand.However, it should be kept in mind that the survey respondents were a "random selection" of just 700 GoMining users.GoMining is a digital BTC mining platform that connects users to real-world mining operations through Digital Miners non-fungible tokens (NFTs) and a gamified ecosystem, so the survey's findings are subject to the extent to which its users represent typical bitcoin users."Our user base represents the bitcoin holders universe quite nicely," a GoMining spokesperson told CoinDesk over email. "More than 80% of our users open their first crypto wallet with us and enter the Bitcoin ecosystem through our digital mining product."

Author: Coinstats
BlockchainFX Trumps Tapzi, SpacePay, and Pepenode as the Best ICO for 2025

BlockchainFX Trumps Tapzi, SpacePay, and Pepenode as the Best ICO for 2025

The post BlockchainFX Trumps Tapzi, SpacePay, and Pepenode as the Best ICO for 2025 appeared on BitcoinEthereumNews.com. Crypto News Crypto in 2025 is full of noise, but a few names are standing out with real progress and unique mechanics. Some are building actual platforms that already work, while others are experimenting with skill-based gaming, crypto payments, and new ways of mining meme tokens. The mix is diverse, but they all carry different levels of upside and excitement depending on how they are built and what problems they solve. What makes these networks interesting is that they aren’t just selling hype, they have specific features that give them a clear angle. BlockchainFX (BFX) is already running as a live platform with millions raised, Tapzi is building out skill-focused GameFi, SpacePay is pushing retail crypto adoption, and Pepenode is blending meme culture with virtual mining. Each has a unique case for why people are calling them the best ICO for 2025. 1. BlockchainFX – Presale With Real Utility BlockchainFX has quickly built its reputation by showing proof of delivery, not just promises. Its presale started at $0.01 and now sits at $0.026, with a confirmed $0.05 launch price. That alone guarantees a 2x return at listing. More than $8.8 million has already been raised from over 10,000 participants, and the BLOCK30 bonus hands out 30% extra tokens, one of the most generous offers in this cycle. The limited entry window adds urgency, and it’s why many already rank it among the best ICO for 2025. The big advantage is that BlockchainFX isn’t waiting until launch to prove itself. It’s already live as a multi-asset trading super app, supporting crypto, equities, forex, ETFs, commodities, bonds, and futures, all from one interface. It’s also cross-chain, connected to Ethereum, Solana, BNB Chain, Base, and Tron. Thousands of users are trading inside the beta right now, showing that this is a project with…

Author: BitcoinEthereumNews
Top Altcoin To Invest Now Amid CME Group Plan For 24/7 Trading on Options and Crypto Futures

Top Altcoin To Invest Now Amid CME Group Plan For 24/7 Trading on Options and Crypto Futures

The post Top Altcoin To Invest Now Amid CME Group Plan For 24/7 Trading on Options and Crypto Futures appeared on BitcoinEthereumNews.com. Crypto News CME Group, the largest derivatives exchange globally, is preparing to extend trading hours for its cryptocurrency products, signaling an important shift for investors. The exchange has confirmed that by early 2026, subject to regulatory approval, Bitcoin and Ethereum futures and options will be accessible 24/7. Additionally, CME will roll out options tied to Solana and XRP this month, underscoring the growing appetite for broader crypto products. This move positions CME closer to the round-the-clock rhythm of digital assets and sets the stage for investors looking for the top altcoin to invest now. XRP Options Entering CME Trading XRP has been gaining traction as CME introduces new options for the token starting October 13. The inclusion is coming at a time when demand for altcoins is increasing, and traditional exchanges are responding to investor calls for risk management tools. XRP’s price has already been experiencing upward momentum, which CME’s move could reinforce. Consequently, investors considering crypto investing are watching closely, as fresh options activity may influence crypto charts and trading strategies. Moreover, the addition of XRP on CME aligns with its ongoing expansion of supported crypto coins. Further, Solana has been part of the ongoing discussion around what crypto to buy now, and CME’s listing of Solana options provides an additional layer of credibility. The token has already posted notable price increases, and broader futures activity could support further market growth. In addition, CME’s engagement highlights how altcoins are being integrated into structured financial products, a trend often linked to changes in crypto prices today. Therefore, Solana investors are preparing for potential volatility while also weighing long-term opportunities through CME’s structured offerings. Mutuum Finance Presale Momentum Mutuum Finance (MUTM) has entered Phase 6 of its presale, recording $16,850,000 raised and attracting 16,750 holders. The current price stands at $0.035,…

Author: BitcoinEthereumNews
Flare Network’s XRPFi Incentives Jump 34% as 10.2 Million rFLR Tokens Distributed Among Users

Flare Network’s XRPFi Incentives Jump 34% as 10.2 Million rFLR Tokens Distributed Among Users

Flare Network distributed 10.2 million rFLR tokens to users in September 2025, a significant increase from the 7.6 million distributed in August. This 34% monthly growth shows that more people are using Flare’s pools and protocols to earn rewards while participating in XRPFi—decentralized finance built around XRP. The rFLR token serves as Flare’s reward mechanism for users who provide liquidity to decentralized exchanges, lend assets, or participate in other DeFi activities on the network. The every-increasing distribution of the reward token each month indicates expanding user activity across Flare’s ecosystem. What’s Driving the Growth? Flare introduced FXRP, a smart-contract-compatible version of XRP, which for the first time allowed XRP-owners to interact with DeFi tools by using their asset in these applications. XRP lacks native support for smart contracts, but FXRP gets around this limitation by making a 1:1 parity-backed version to work on the EVM compatible network of Flare. The first release capped the amount to 5 million FXRP in the first week to ensure stable network operation. To icrease wide-scale adoption, Flare offered rFLR rewards to large DEX pools on SparkDEX and BlazeSwap. There, it provided incentives of up to 50% per year for USDT/FXRP trading pairs. This strategy worked and attracted a huge pool of new users from the retail and institutional landscape. Users can now lend, trade and borrow using XRP without leaving the ecosystem of XRP Ledger. With composability, FXRP can be seamlessly utilized on Flare DeFi apps – ranging from lending markets to stablecoin minting to liquid staking. Institutional Acquisition Providing Much-Needed Momentum And companies are finally taking notice. Everything Blockchain was the first public company to utilise Flare’s infrastructure for balance sheet optimization by adopting XRPFi for treasury yield management. MoreMarkets introduced an “XRP Earn Account” that lets you automatically deploy XRP into Flare’s DeFi strategies via the Firelight protocol, enabling the reward transition from XRP back to XRP seamlessly. These institutional integrations are important as it shows that XRPFi is working outside of retail speculation. Companies dealing with serious money are opting for Flare’s infrastructure to generate yield to XRP holdings proving security and reliability on Flare’s platform. Flare granted 2.2 billion FLR tokens to encourage the adoption of FAssets through lending services, DEXs, and yield products. This ecosystem of user-centric incentives is a sustainable reward system, backed by long-term incentives on users who are interested in participating in the ecosystem encouraging consistent growth instead of conventional farming practices. What the Numbers Mean? The jump from 7.6 million to 10.2 million rFLR distributed monthly is a 34% population increase in just 30 days. This growth rate implies that the ecosystem is still in the early stages of growth, where each new user or integration of a protocol leads to further network effects. Flare’s total value locked surpassed $170 million earlier this year, demonstrating sustained capital trust beyond short-term yield farming. This increase in TVL, coupled with the rise in rFLR distribution suggests true ecosystem development versus short-lived incentive participation. Conclusion Flare Network’s nearly 35% growth in the distribution of rFLR shows that XRPFi is gaining real traction. By allowing XRP to play a role in DeFi by way of FXRP, Flare has opened new use cases for one of crypto’s largest assets by market cap. The increasing institutional adoption and expanding user base indicate that XRPFi could be a substantial part of the larger DeFi landscape, and finally give XRP holders the programmability they have been missing.

Author: Coinstats
Top 3 Cryptocurrencies Under $5 to Watch This October

Top 3 Cryptocurrencies Under $5 to Watch This October

The post Top 3 Cryptocurrencies Under $5 to Watch This October appeared on BitcoinEthereumNews.com. As October begins, investors are turning their attention to the market for under $5 cryptocurrencies with huge upside potential. XRP is still in the spotlight with technicals set to trigger a short-term bounce, while Cardano (ADA) also retains its charm through ongoing ecosystem improvements and rising adoption. But attention is increasingly on Mutuum Finance (MUTM), a DeFi altcoin with utility in mind that can be had for just $0.035.  MUTM is at Stage 6 and already over 55% sold-out. More than 16,750 holders have joined in and $16.85 million raised, with proof of strong investor confidence. Mutuum Finance is a novel sub-$5 crypto with affordability and massive upside potential, making it the top altcoin to keep an eye on this October. XRP Shows Early Indications of Fresh Rally as Institutional Demand Increases XRP breaking above its confluence points to the likelihood of a new rally underway as technical trends are in its favor. Pending ETF filings, increasing institutional demand, and historically strong Q4 performance put XRP poised for a stunning move even while the majority of the market continues to be fixated on Bitcoin and Solana. As investors target XRP’s momentum, so is attention turning to Mutuum Finance (MUTM) that is attracting growing investor interest in a manner that can redefine the crypto profits of the next generation. Cardano (ADA) Targets Important Resistance As Bulls Stage Comeback Cardano (ADA) has rebounded strongly from support at $0.815 and is now holding above the key levels, suggesting possible near-term strength. Technical design suggests a retest of resistance at $1.017, and sustained trading above $0.85 should trigger a continuation breakout. A clean breakout above $1.017 could unlock the possibility for a greater move to subsequent psychological price points, cementing ADA as one of the top smart-contract platforms. As investors monitor these key levels…

Author: BitcoinEthereumNews
PayPal’s PYUSD Stablecoin Reaches $1 Billion Market Cap Through Spark Partnership

PayPal’s PYUSD Stablecoin Reaches $1 Billion Market Cap Through Spark Partnership

TLDR PayPal’s PYUSD stablecoin surpassed $1 billion in market cap after partnering with Spark on September 25, 2025 The partnership aims to expand PYUSD deposits from $100 million to $1 billion through SparkLend integration PYUSD is now the ninth largest stablecoin by market cap with over 100% growth in the past year Spark provides stablecoin [...] The post PayPal’s PYUSD Stablecoin Reaches $1 Billion Market Cap Through Spark Partnership appeared first on CoinCentral.

Author: Coincentral
An Altcoin Has Been Hacked for the Third Time in the Last Year

An Altcoin Has Been Hacked for the Third Time in the Last Year

The post An Altcoin Has Been Hacked for the Third Time in the Last Year appeared on BitcoinEthereumNews.com. Cryptocurrency security firm GoPlus Security reported that its lending and stablecoin platform Abracadabra Money (SPELL) has been hacked again. According to the company, the attack resulted in losses of approximately $1.77 million. According to GoPlus Security, the attacker transferred 51 ETH to Tornado Cash after the transaction was completed. The attacker’s wallet address (0x1AaaDe) still holds 344 ETH (approximately $1.55 million). The platform team announced on its Discord community that DAO reserve funds will be used to repurchase the affected MIM tokens. However, Abracadabra’s official X (Twitter) account has not been updated since September 9th. This incident was the third major attack that Abracadabra suffered due to smart contract vulnerabilities: January 30, 2024: A flash loan attack resulted in the loss of approximately $6.5 million and the MIM stablecoin crash. March 25, 2025: Approximately $13 million was stolen due to a logical error that occurred during collateral liquidation. SPELL price initially declined after the attack, but later saw a recovery. *This is not investment advice. Follow our Telegram and Twitter account now for exclusive news, analytics and on-chain data! Source: https://en.bitcoinsistemi.com/an-altcoin-has-been-hacked-for-the-third-time-in-the-last-year/

Author: BitcoinEthereumNews