Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14802 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
This DeFi Protocol Was Hacked For Nearly $2 million

This DeFi Protocol Was Hacked For Nearly $2 million

The post This DeFi Protocol Was Hacked For Nearly $2 million appeared on BitcoinEthereumNews.com. DeFi project Abracadabra has suffered a fresh exploit that drained about $1.7 million from its platform. Blockchain security firm Go Security flagged the breach on October 4 and confirmed that attackers had already laundered about 51 ETH through Tornado Cash. At the time of reporting, the attacker’s wallet (identified as 0x1AaaDe) still held around 344 ETH, worth approximately $1.55 million. Sponsored Sponsored How Abracadabra Was Exploited for the Third Time Security researcher Weilin Li verified the exploit and explained that the attacker manipulated Abracadabra’s smart contract variables to bypass a solvency check. This allowed them to borrow assets beyond the intended limit, prompting Abracadabra’s team to pause all contracts to prevent further losses. Another blockchain audit firm, Phalcon, traced the root cause to a faulty logic sequence in the platform’s cook function. This is a mechanism that lets users execute several predefined actions in one transaction. .@MIM_Spell was attacked hours ago, resulting in a loss of ~$1.7M. The root cause stems from the flawed implementation logic of the cook function, which allows users to execute multiple predefined operations in a single transaction. Specifically, the actions share a common… pic.twitter.com/4tQzkRbwcT — BlockSec Phalcon (@Phalcon_xyz) October 4, 2025 According to the firm, the attacker carried out two operations that overrode key safeguards. Sponsored Sponsored The first, known as action 5, initiated a borrowing process that was supposed to pass solvency checks. The second, called action 0, acted as an empty update function that rewrote the check flag and skipped the final validation step. The attacker drained more than 1.79 million MIM tokens by repeating this pattern across six different addresses. As of press time, Abracadabra has yet to comment publicly on the incident. Notably, the project’s official X account has remained silent since early September. However, Go Security reported that the Abracadabra…

Author: BitcoinEthereumNews
Ripple CEO Confirms Next Stage for XRP’s Institutional Adoption, Here’s Key Detail

Ripple CEO Confirms Next Stage for XRP’s Institutional Adoption, Here’s Key Detail

The post Ripple CEO Confirms Next Stage for XRP’s Institutional Adoption, Here’s Key Detail appeared on BitcoinEthereumNews.com. Ripple CEO confirmed the next stage for XRP’s institutional adoption, and it is privacy. That’s what prominent XRP Ledger contributor, known online as Vet, shared in a recent X post with a photo of him speaking directly to Garlinghouse, Ripple’s chief executive. Garlinghouse’s answer highlights what many in the XRP Ledger community already see as the final gap in the ecosystem. The network has introduced decentralized identifiers (DID), on-chain credentials and permissioned domains to bring compliance into the picture. It now supports multipurpose tokens (MPTs) for efficient tokenization, along with a native DEX that combines AMM liquidity with an order book. I asked Brad here what’s the path to get more institutional adoption on the XRP Ledger, so that institutions are comfortable with sharing tx hashes with us. >He said privacy. Fast forward it all makes sense and fits nicely together. We passed many compliance amendments like… pic.twitter.com/OfTSBvATEH — Vet 🏴‍☠️ (@Vet_X0) October 5, 2025 What remains, according to both developers and Ripple leadership, is a privacy layer. That includes lending and borrowing functions under proposal XLS-66, where institutions could use tokenized real-world assets as collateral, while zero-knowledge proofs (ZKPs) keep balances and transfers confidential. Privacy here is not about secrecy from regulators, but about allowing institutions to protect sensitive data from competitors while still proving compliance on-chain. Trillions for private XRP Ripple’s Senior Director of Engineering Ayo Akinyele recently pointed out that trillions in institutional assets are likely to move on-chain in the coming decade, and privacy will be central to making that happen. His team is already working on confidential MPTs, scheduled for launch in Q1, 2026, which would allow private collateral management at scale. With smart escrows under XLS-100 and smart contracts under XLS-101 tying these functions together, privacy is the bridge Akinyele expects will carry XRP Ledger into its…

Author: BitcoinEthereumNews
Aerosmith Shockingly Hits No. 1 On The Hard Rock Chart For The First Time

Aerosmith Shockingly Hits No. 1 On The Hard Rock Chart For The First Time

The post Aerosmith Shockingly Hits No. 1 On The Hard Rock Chart For The First Time appeared on BitcoinEthereumNews.com. Aerosmith returns with Yungblud on “My Only Angel,” marking the band’s first-ever No. 1 on one of Billboard’s hard rock charts ahead of a joint EP. ELMONT, NEW YORK – SEPTEMBER 07: Yungblud, Steven Tyler, and Joe Perry perform during the 2025 MTV Video Music Awards at UBS Arena on September 07, 2025 in Elmont, New York. (Photo by Mike Coppola/Getty Images for MTV) Getty Images for MTV Aerosmith fans were devastated last year when the band canceled all upcoming concerts and announced that the musicians would never perform live together again. It became clear that Steven Tyler could no longer sing as he once did, anchoring the hard rock outfit’s sound. The group didn’t officially break up, but its future seemed uncertain. Now, Aerosmith is back with a brand new single — one that helps the group climb to never-before-seen heights on multiple Billboard charts. Teaming up with alternative singer-songwriter Yungblud, the two acts produced “My Only Angel,” which has become a surprisingly big hit in America thanks to strong introductory sales. Aerosmith Hits No. 1 for the Very First Time “My Only Angel” debuts at No. 1 on multiple Billboard rankings, and Aerosmith earns its first No. 1 on both the Hot Hard Rock Songs and Rock Digital Song Sales charts. The first of those two tallies looks at the most-consumed hard rock cuts, blending sales, streams, and radio airplay, while the latter focuses squarely on the bestselling rock-only tracks in the country. A Shocking Debut Leader for Aerosmith Despite being one of the most successful hard rock acts of all time, Aerosmith reaches the Hot Hard Rock Songs chart for the very first time, as the track debuts at No. 1 as the musicians arrive. On the Rock Digital Song Sales chart, Aerosmith has now scored half…

Author: BitcoinEthereumNews
The GENIUS Act isn’t about banks vs crypto

The GENIUS Act isn’t about banks vs crypto

The post The GENIUS Act isn’t about banks vs crypto appeared on BitcoinEthereumNews.com. Disclosure: The views and opinions expressed here belong solely to the author and do not represent the views and opinions of crypto.news’ editorial. The GENIUS Act was supposed to bring clarity to stablecoins, and in many ways, it has. For the first time, there’s a clear federal framework: issuers now have to fully collateralize their coins with safe assets, maintain transparent reserves, and they cannot pay yield directly to customers. After years of uncertainty, this kind of clarity is huge, but it has also caused heads to butt. Summary Banks fear stablecoins will drain deposits, but history shows financial systems adapt — just like in the 1980s with money market funds. Instead of resisting, banks could issue their own stablecoins, modernize payments, and strengthen balance sheets. Clear regulation (GENIUS & CLARITY Acts) is critical — ensuring AML/KYC, compliance, and consumer protection. Community banks stand to gain the most, using stablecoins to compete with big institutions and offer faster, cheaper services. As soon as the ink dried, the pushback began. Banks lobbied and raised alarms over a loophole that could place their business at a disadvantage. Under the new law, banks can issue stablecoins, but with no interest. Meanwhile, crypto exchanges can still provide rewards or yield on stablecoins issued by third parties like USDC (USDC) or Tether (USDT). Banks argue this could be the start of a mass exodus of trillions of dollars in deposits, giving the power to crypto platforms, starving institutions of funds for loans, and raising borrowing costs. If that sounds familiar, it’s because we’ve seen this play out before. In the 1980s, money market funds offered better rates than bank accounts. Depositors moved, banks felt the pinch, and the financial system adjusted. Stablecoins present a similar shock today. They’re faster, cheaper, more transparent, and, if designed…

Author: BitcoinEthereumNews
Ripple Plans Privacy Upgrades for XRP to Drive Institutional Use in 2026

Ripple Plans Privacy Upgrades for XRP to Drive Institutional Use in 2026

Ripple is prioritizing privacy features for XRP’s institutional adoption. Zero-knowledge proofs will ensure confidentiality for XRP transactions. Ripple’s confidential multipurpose tokens are set to launch in 2026 XRP aims to handle trillions in institutional assets securely with privacy. Ripple’s CEO has confirmed the next phase of XRP’s growth, focusing on privacy to enhance its institutional [...] The post Ripple Plans Privacy Upgrades for XRP to Drive Institutional Use in 2026 appeared first on CoinCentral.

Author: Coincentral
5 Meme Coins Set for Explosive Growth

5 Meme Coins Set for Explosive Growth

The post 5 Meme Coins Set for Explosive Growth appeared on BitcoinEthereumNews.com. Crypto News The Top Cryptos to Buy in 2025 are no longer just Bitcoin or Ethereum. A new wave of meme coins has emerged, reshaping the market with viral energy, staking rewards, and scarcity-driven growth. These tokens are more than internet humor; they’re investment opportunities with structured tokenomics and massive upside potential. For early movers, identifying the best meme coins to buy in 2025 for early gains could be the difference between small wins and life-changing ROI. Among the trending top cryptos with explosive upside, five tokens stand out: MoonBull, Pepe, BullZilla, La Culex, and Bonk. Each coin has its own unique narrative, but one project, MoonBull, is rapidly rising as the front-runner in the race for the best altcoins and presales to buy now. MoonBull: The Rising Giant MoonBull ($MOBU) is taking the spotlight as one of the Top Cryptos to Buy in 2025, thanks to its clever blend of meme appeal and structured investment mechanics. Its staking system offers a remarkable 95% APY, calculated daily, with only a two-month lock on rewards, giving investors compounding growth with built-in flexibility. MoonBull also introduces referral bonuses, auto-liquidity mechanisms, and governance rights starting at Stage 12, making it far more than a short-term hype project. Its Mobunomics model ensures fairness and scarcity: 73.2B total supply 50% allocated to presale 20% to staking pools (95% APY) 11% referral rewards 10% liquidity (locked 2 years) 5% incentives and burns Unsold tokens are burned before listing, tightening supply and creating long-term scarcity. With this foundation, MoonBull appeals both to traders seeking early stage meme coin projects to watch and to long-term holders who value governance and growth. MoonBull Presale Momentum MoonBull’s presale is live and already gaining traction. Currently in Stage 4 at $0.00005168 per token, it has raised over $200,000 from more than…

Author: BitcoinEthereumNews
Top Cryptos to Buy in 2025: 5 Meme Coins Set for Explosive Growth

Top Cryptos to Buy in 2025: 5 Meme Coins Set for Explosive Growth

The Top Cryptos to Buy in 2025 are no longer just Bitcoin or Ethereum. A new wave of meme coins […] The post Top Cryptos to Buy in 2025: 5 Meme Coins Set for Explosive Growth appeared first on Coindoo.

Author: Coindoo
Best Crypto to Buy in October: Whales Flock to MoonBull’s Exclusive 11,800% ROI, While Polkadot and Monero Surge

Best Crypto to Buy in October: Whales Flock to MoonBull’s Exclusive 11,800% ROI, While Polkadot and Monero Surge

The post Best Crypto to Buy in October: Whales Flock to MoonBull’s Exclusive 11,800% ROI, While Polkadot and Monero Surge appeared first on Coinpedia Fintech News Best crypto to buy in October has become the hot question for traders, investors, and meme coin enthusiasts alike. The crypto market is buzzing with opportunities, and those who missed earlier moonshots are scanning for projects that could deliver life-changing returns. Among the crowd, MoonBull stands out, blending meme culture with solid tokenomics, while well-established …

Author: CoinPedia
What’s the Best Crypto to Buy After ADA’s Failure, Experts Hint at MUTM for Quick 10x

What’s the Best Crypto to Buy After ADA’s Failure, Experts Hint at MUTM for Quick 10x

The post What’s the Best Crypto to Buy After ADA’s Failure, Experts Hint at MUTM for Quick 10x appeared first on Coinpedia Fintech News As ADA fights to keep going, investors are looking for crypto projects that offer both short-term gains and real use. Mutuum Finance (MUTM) will become a strong competitor in this market. It has a decentralized loan platform with stablecoin mechanics, P2C and P2P lending, and staking rewards that will appeal to both individual and institutional investors. The lack of progress in ADA shows the need for useful platforms where the usefulness of tokens drives adoption and market activity. Mutuum Finance (MUTM) will present itself as a solution with real growth potential. Lending Mechanics and Yield Generation At the moment, the price of Phase 6 has been set at $0.035, and about $16.8 million has been raised so far, with 55% of the phase’s share already sold. More than 16,750 people have bought the token, which shows that there is a lot of interest in the community. In Phase 7, the price will go up to $0.040, which is a 15% rise. This will make investors rush to buy discounted tokens while they are still available. These pre-sale metrics show a clear window for early adopters to get short-term gains, and the price trend is supported by a story about usefulness. The two loan systems that Mutuum Finance (MUTM) will use are low-risk pooled lending and negotiated P2P markets for riskier tokens. Users will put in “blue chip” assets and get mtTokens equal to a 1:1 share of the pool in the P2C pools. People who put money in will get interest at a stable APY, and people who borrow money will be able to get cash without having to sell their assets. For instance, a user who deposits $12,000 worth of ETH will get mtETH and earn an APY of 14%, which equals $1,680 per year. At the same time, a borrower who puts up $1,000 in ETH as collateral will be able to borrow $750 in USD at 75% LTV. This gives them access to liquidity while still leaving themselves open to asset gain. Borrowers will be able to lock in known costs at a higher rate if interest rates stay stable, while lenders will be safe thanks to overcollateralization and tiered LTVs. Discounts for liquidators and reserve factors of up to 55% are some of the ways that the platform will stay balanced and stable when the market is stressed. This strong structure will create an environment where short-term traders and investors looking for returns will be able to participate and gain, while also adding to the value of the tokens as a whole. mtToken Staking and Demand-Driven Growth Mutuum Finance (MUTM) will have staking contracts where users of mtToken will get MUTM benefits from the platform’s income. A buy-and-distribute system will turn some of the income into open-market MUTM purchases. This will increase the value of the tokens and help the price rise in the short term. This mix of yield, staking rewards, and buybacks will create a cyclical growth model that will encourage users to hold on to their coins and take part in the community. As more people use mtTokens and MUTM, demand will rise faster, pushing prices even higher. The Mutuum Finance (MUTM) plan will move on to Phase 2, which will be all about building core smart contracts and dApp interfaces. In Phase 3, a working beta will be released on the testnet. Users will be able to try out the lending, borrowing, and staking features in a demo version. Phase 4 will finish listing items on exchanges and get ready for putting the site into live use. Each milestone will lead to activity on the blockchain and in the community, which will support the expected short-term gains. When these steps are finished, experts think that usefulness will turn into market demand, which supports the idea that prices could go up by 10 times from the early presale prices. Security and Community Incentives The project will undergo a CertiK audit, combining Manual Review and Static Analysis, with a Token Scan score of 90.00 and a Skynet score of 79.00. Additionally, Mutuum Finance (MUTM) will allocate a 50,000 USDT bug bounty across severity tiers to encourage responsible reporting. A $100,000 ongoing giveaway will reward early supporters with ten prizes of $10,000 in MUTM, further stimulating engagement and adoption. A dashboard and Top 50 leaderboard will highlight top holders, encouraging active participation and competitive staking. Before Phase 7 raises the price to $0.040, investors who buy tokens in Phase 6 at $0.035 will be able to get them at a discount. When short-term yield, utility-driven adoption, and value processes come together, they create a great chance for traders who want to make money quickly. Mutuum Finance (MUTM) will stand out among crypto coins because it has a clear plan, strong security, and a useful use case. Early adopters will be able to get both short-term gains and long-term rewards for participating. Since ADA is having trouble delivering, Mutuum Finance (MUTM) will become the crypto of choice for buyers who want to see growth and high yields. Participants who get early access to the remaining Phase 6 allocation will have a strategic edge and will be able to benefit from the convergence of short-term price action and platform utility. This will solidify MUTM’s position as a market leader in this next wave of crypto investing. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance

Author: Coinstats
Experts Highlight a DeFi Crypto as the Best Crypto to Invest for Both Utility and 20x ROI

Experts Highlight a DeFi Crypto as the Best Crypto to Invest for Both Utility and 20x ROI

The post Experts Highlight a DeFi Crypto as the Best Crypto to Invest for Both Utility and 20x ROI appeared on BitcoinEthereumNews.com. The crypto market has seen waves of “hype-driven” tokens that are fun for a short time but don’t offer long-term value. Analysts and regular investors are turning their attention more and more to projects that have real-world uses and a lot of room to grow. Mutuum Finance (MUTM) is becoming one of the best because it combines a useful DeFi ecosystem with the ability to give huge returns. This makes it a great choice for both long-term use and high ROI. Dual Lending Model and Stable Borrowing Costs The price of Phase 6 of the Mutuum Finance (MUTM) presale is $0.035, and about 55% of the 170 million tokens have already been claimed. This has raised about $16.8 million. Over 16,750 users have signed up for the project, which shows that people are becoming more confident in it. The next step of the presale, Phase 7, will raise the price of the token by 15%, to $0.040. This means that small investors will have less time to get in early. Peer-to-Contract (P2C) pools are for assets that can be sold quickly, and Peer-to-Peer (P2P) lending is for niche tokens. Mutuum Finance (MUTM) is based on a dual lending system. This system makes sure that there is always cash on hand and allows for different ways of borrowing and lending. A big part of what will drive growth is the Stable Interest Rate Model, which lets borrowers lock in fixed costs for paying back their loans. The protocol will set up a rebalancing condition that will change rates when market conditions change significantly. This will keep things fair and protect total liquidity. Mutuum Finance (MUTM) will put limits on how much you can borrow and deposit on different assets to control risk. This will keep you from being too exposed to…

Author: BitcoinEthereumNews