Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15348 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
OceanPal Raises $120M for SovereignAI to Leverage NEAR Blockchain in Privacy AI

OceanPal Raises $120M for SovereignAI to Leverage NEAR Blockchain in Privacy AI

The post OceanPal Raises $120M for SovereignAI to Leverage NEAR Blockchain in Privacy AI appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → SovereignAI, a new subsidiary of Nasdaq-listed OceanPal Inc., leverages NEAR Protocol’s blockchain and NVIDIA technology to develop privacy-preserving AI infrastructure, while acquiring up to 10% of NEAR tokens for exposure to this innovative crypto ecosystem. OceanPal raises $120 million via private investment to fund SovereignAI’s launch and crypto treasury strategy. The partnership with NEAR Foundation emphasizes universal AI sovereignty through secure, decentralized AI applications. NEAR Protocol supports AI agents with secure asset management and cross-network operations, as per project documentation, amid a 10,000% surge in AI-related transaction activity on platforms like Coinbase. Discover how OceanPal’s $120M SovereignAI launch on NEAR Protocol advances privacy-focused AI with blockchain. Explore token exposure and leadership changes. Stay ahead in crypto-AI integration today. What is SovereignAI on the NEAR Protocol? SovereignAI represents a groundbreaking initiative by Nasdaq-listed OceanPal Inc., utilizing the NEAR Protocol to commercialize advanced AI infrastructure. Announced on a Tuesday in 2025, this new subsidiary stems from a $120 million private investment in public equity deal, aiming to build privacy-preserving AI systems powered by NEAR’s layer-1 blockchain and NVIDIA’s cutting-edge technology. The…

Author: BitcoinEthereumNews
PBOC sets USD/CNY reference rate at 7.0843 vs. 7.0856 previous

PBOC sets USD/CNY reference rate at 7.0843 vs. 7.0856 previous

The post PBOC sets USD/CNY reference rate at 7.0843 vs. 7.0856 previous appeared on BitcoinEthereumNews.com. On Wednesday, the People’s Bank of China (PBOC) set the USD/CNY central rate for the trading session ahead at 7.0843 compared to the previous day’s fix of 7.0856 and 7.0962 Reuters estimate. PBOC FAQs The primary monetary policy objectives of the People’s Bank of China (PBoC) are to safeguard price stability, including exchange rate stability, and promote economic growth. China’s central bank also aims to implement financial reforms, such as opening and developing the financial market. The PBoC is owned by the state of the People’s Republic of China (PRC), so it is not considered an autonomous institution. The Chinese Communist Party (CCP) Committee Secretary, nominated by the Chairman of the State Council, has a key influence on the PBoC’s management and direction, not the governor. However, Mr. Pan Gongsheng currently holds both of these posts. Unlike the Western economies, the PBoC uses a broader set of monetary policy instruments to achieve its objectives. The primary tools include a seven-day Reverse Repo Rate (RRR), Medium-term Lending Facility (MLF), foreign exchange interventions and Reserve Requirement Ratio (RRR). However, The Loan Prime Rate (LPR) is China’s benchmark interest rate. Changes to the LPR directly influence the rates that need to be paid in the market for loans and mortgages and the interest paid on savings. By changing the LPR, China’s central bank can also influence the exchange rates of the Chinese Renminbi. Yes, China has 19 private banks – a small fraction of the financial system. The largest private banks are digital lenders WeBank and MYbank, which are backed by tech giants Tencent and Ant Group, per The Straits Times. In 2014, China allowed domestic lenders fully capitalized by private funds to operate in the state-dominated financial sector. Source: https://www.fxstreet.com/news/pboc-sets-usd-cny-reference-rate-at-70843-vs-70856-previous-202510290115

Author: BitcoinEthereumNews
CleanSpark beats Microsoft for Wyoming 100 MW AI site, as crypto miner turns infrastructure king

CleanSpark beats Microsoft for Wyoming 100 MW AI site, as crypto miner turns infrastructure king

CleanSpark, the Las Vegas bitcoin miner, is now building AI data centers alongside its mining operations. The company is shifting into artificial intelligence infrastructure while still running its bitcoin business. The CEO explained the plan on CNBC’s “Crypto World” and said this model will likely become common among miners. CleanSpark recently won a 100‑megawatt site […]

Author: Cryptopolitan
BlockDAG’s $0.0015 Presale Grabs Attention as Ethereum Stabilises and Solana Holds Key Support

BlockDAG’s $0.0015 Presale Grabs Attention as Ethereum Stabilises and Solana Holds Key Support

The post BlockDAG’s $0.0015 Presale Grabs Attention as Ethereum Stabilises and Solana Holds Key Support appeared on BitcoinEthereumNews.com. Crypto News Explore how BlockDAG’s $0.0015 presale & Genesis momentum attract traders while Ethereum price hovers near $3,800 & Solana technical analysis shows strong defence at $180. The crypto market is showing mixed sentiment as investors prepare for another volatile week. Ethereum (ETH) holds firm near $3,800, with traders awaiting macro cues from U.S. inflation data, while Solana (SOL) defends the $180 support level amongst rising volume and buyer activity. Against this backdrop, BlockDAG’s $0.0015 presale continues to steal the spotlight, pushing closer to the $600 million fundraising milestone as excitement builds for its Genesis event. BlockDAG’s ecosystem, combining hybrid blockchain technology with EVM compatibility, is drawing attention from both developers and traders seeking utility and early-stage value. With over 312,000 holders, 3.5 million X1 app miners, and 20,000 physical miners shipped, BlockDAG stands out among the top crypto coins right now, embodying the blend of development and credibility driving the next wave of blockchain adoption. Ethereum Price Prediction: Bulls Hold the $3,800 Line The Ethereum (ETH) price prediction narrative remains cautious yet constructive as ETH trades around $3,846, stabilising after a mild 0.7% pullback. Analysts note that the coin is consolidating between a long-term ascending trendline and descending resistance from August highs. The key support sits at $3,800, a level reinforced by consistent buyer activity, while resistance stands at $4,150–$4,200. Technically, Ethereum’s structure is neutral but fragile. The 200-day EMA at $3,570 acts as the final support layer before deeper declines, whereas a break above $4,150 could trigger a renewed rally toward $4,400–$4,600. On-chain data shows $49.5 million in ETH outflows from exchanges, suggesting that long-term holders are accumulating ahead of Friday’s U.S. CPI report. In derivatives markets, over $6 billion in leveraged positions add to volatility risks, but analysts believe a soft inflation print could spark a short…

Author: BitcoinEthereumNews
BlockDAG’s Special Price $0.0015 Captures Traders’ Focus as Ethereum Holds $3,800 & Solana Defends $180

BlockDAG’s Special Price $0.0015 Captures Traders’ Focus as Ethereum Holds $3,800 & Solana Defends $180

The crypto market is showing mixed sentiment as investors prepare for another volatile week. Ethereum (ETH) holds firm near $3,800, […] The post BlockDAG’s Special Price $0.0015 Captures Traders’ Focus as Ethereum Holds $3,800 & Solana Defends $180 appeared first on Coindoo.

Author: Coindoo
Maple ends staking, turns to buybacks – Is SYRUP entering its ‘maturity’ era?

Maple ends staking, turns to buybacks – Is SYRUP entering its ‘maturity’ era?

The post Maple ends staking, turns to buybacks – Is SYRUP entering its ‘maturity’ era? appeared on BitcoinEthereumNews.com. Key Takeaways  Why is Maple eyeing buybacks and removing staking?  To improve protocol sustainability and channel revenue toward long-term value growth instead of short-term emissions. Will the plans benefit SYRUP value?  The proposal could be a catalyst, especially amid steady accumulation and protocol growth.  DeFi lending giant, Maple Finance [SYRUP], has proposed the removal of its governance token. Additionally, the protocol seeks to launch a buyback program for the token.  The lending platform said it has matured, and sharing protocol revenue with staked SYRUP (stSYRUP) holders will no longer be sustainable going forward.  “Staking was instrumental in bootstrapping the SYRUP ecosystem and aligning long-term holders. As the protocol matures, distributing revenue through staking is less efficient than reinvesting in liquidity and protocol strength.” SYRUP buyback proposal SYRUP is the new governance and reward token tied to the Maple Finance ecosystem. It replaced the older governance token (MPL) on a 1:1 basis. However, only stakers have been enjoying protocol rewards.  In the latest proposal, Syrup Strategic Fund (SSF) will be activated and given 25% of protocol revenue to fund buybacks and build liquidity for the DAO. In H2 2025, Maple generated over $1 million in average monthly revenue, hitting $1.5 million in September.  At the proposed rate, about $375K would have been allocated to SSF. However, the exact budget for buybacks has not been shared as of this writing.   Source: Token Terminal  The voting on the proposal will run until the 31st of October. If adopted, revenue sharing with stSYRUP holders will end by November.  The staking rewards are like emissions that add to short-term selling pressure. Hence, Marple argued that removing staking and adding buybacks is positive for SYRUP’s long-term value.  Maple’s growth and impact on SYRUP That said, Maple has grown its active loan book to $2.1 billion, ranking fourth…

Author: BitcoinEthereumNews
Coinbase Targets $3 Trillion Stablecoin Market in New Credit Pact With Apollo

Coinbase Targets $3 Trillion Stablecoin Market in New Credit Pact With Apollo

Coinbase and Apollo are igniting the next wave of institutional finance by fusing stablecoin credit strategies with tokenized lending, unlocking yield-rich, compliant opportunities at the intersection of blockchain, fintech, and private credit markets. Coinbase and Apollo Partner to Power Tokenized Credit Markets Institutional adoption of blockchain-based credit instruments continues to accelerate as major financial firms […]

Author: Coinstats
President Trump’s Truth Social Partners With Crypto.com to Disrupt Prediction Markets — What To Expect

President Trump’s Truth Social Partners With Crypto.com to Disrupt Prediction Markets — What To Expect

Trump Media and Technology Group, the parent company of Truth Social, announced a new partnership with Crypto.com that will bring prediction markets to the social media platform, positioning it as the first publicly traded social media company to integrate such technology. The collaboration, made through Crypto.com’s U.S. affiliate, Crypto.com | Derivatives North America (CDNA), will allow Truth Social users to trade on the outcomes of real-world events ranging from elections and economic data to sports and commodities. The new feature, called Truth Predict, will embed CDNA’s event contracts directly within the Truth Social app. Users will be able to access real-time prediction markets covering topics such as inflation rates, political races, and sports results. Is Trump’s Truth Social About to Redefine Prediction Markets? According to the announcement, prices will update live, allowing users to react instantly to breaking developments. “We are thrilled to become the world’s first publicly traded social media platform to offer users access to prediction markets,” said Devin Nunes, CEO of Trump Media. He described the initiative as an effort to “democratize information and empower everyday Americans,” adding that Truth Predict would combine user engagement with market sentiment to create what the company calls “actionable foresight.” The event contracts will be offered through CDNA, a CFTC-registered exchange and clearinghouse, providing a federally compliant structure for users in the United States. The arrangement gives Truth Social access to a regulated prediction market framework at a time when demand for such platforms is surging. Crypto.com co-founder and CEO Kris Marszalek said the partnership aligns with the company’s goal of expanding regulated financial products within digital ecosystems. “Prediction markets are poised to become a multi-deca-billion dollar industry,” Marszalek said. “We’re thrilled to combine with Truth Social to support the world’s first prediction markets available from a social media platform.” Crypto.com Expands U.S. Footprint With Futures, Bank Charter, and Truth Social Partnership The partnership comes as both firms deepen their involvement in the U.S. financial system. In September, Crypto.com secured approval from the Commodity Futures Trading Commission to offer margined derivatives through its CDNA subsidiary. The firm’s U.S. arm, Crypto.com | FCM, also became a registered Futures Commission Merchant, allowing it to provide leveraged derivatives for both retail and institutional clients. Last week, Crypto.com filed an application with the Office of the Comptroller of the Currency to obtain a National Trust Bank Charter. The move could make it one of the few crypto firms with federal recognition, expanding its custody and staking services across multiple blockchains, including its native Cronos network. The company also recently announced an integration with Morpho, the second-largest DeFi lending protocol, to introduce stablecoin lending and wrapped asset deposits on Cronos. Under the Truth Social integration, users who hold “Truth gems,” a reward earned through engagement on the platform, will be able to convert them into Cronos’ native token (CRO) and use them to buy Truth Predict contracts. This follows the companies’ earlier decision to establish Trump Media Group CRO Strategy, Inc., a joint venture intended to manage a digital asset treasury focused on CRO. Beta testing for Truth Predict will begin soon, with a full launch planned for U.S. users later this year. Trump Media said it intends to expand internationally once regulatory approvals are secured. Prediction Markets See $1B Weekly Boom as Institutional Investment Accelerates The announcement arrives during a period of renewed momentum in the global prediction market industry. Trading volumes across major platforms have surged, with weekly totals reaching nearly $1 billion in mid-October, according to Dune Analytics data.Source: Dune Polymarket and Kalshi remain the dominant players, with Polymarket accounting for roughly 79% of total weekly volume, handling over $780 million in trades, and having more than 220,000 active users during the week ending October 20. Institutional investment has also accelerated. Intercontinental Exchange, the parent company of the New York Stock Exchange, recently invested $2 billion into Polymarket, valuing it at $9 billion. Meanwhile, Kalshi’s $300 million Series D funding round pushed its valuation to $5 billion, supported by major venture capital firms including Sequoia Capital and Andreessen Horowitz. The race to capture this growing market is now drawing established players from both crypto and traditional finance. DraftKings, the U.S. sports betting giant, recently entered the space by acquiring the CFTC-regulated platform Railbird and naming Polymarket as its clearinghouse partner. Other emerging competitors like Limitless Exchange have also seen rapid growth, surpassing $500 million in total trading volume after raising $10 million in seed funding this month

Author: CryptoNews
Mutuum Finance (MUTM) To Launch V1 of Protocol in Q4 2025

Mutuum Finance (MUTM) To Launch V1 of Protocol in Q4 2025

Mutuum Finance (MUTM) has announced that the V1 of its protocol will be launched on the Sepolia Testnet by Q4 2025. At the start, users will be able to lend, borrow, and use ETH or USDT as collateral. The total token supply is 4 billion, and over $18.10 million has been raised so far.

Author: Hackernoon
Cronos Price Rallies 5% as Trump’s Truth Social Moves to Launch Prediction Markets With Crypto.com

Cronos Price Rallies 5% as Trump’s Truth Social Moves to Launch Prediction Markets With Crypto.com

Cronos rallied 5% following Trump Media's announcement of Truth Predict, a prediction market feature on Truth Social powered by Crypto.com partnership. The post Cronos Price Rallies 5% as Trump’s Truth Social Moves to Launch Prediction Markets With Crypto.com appeared first on Coinspeaker.

Author: Coinspeaker