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Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

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Created: 2026/02/02 18:52

Updated: 2026/02/02 18:52

BOB Unveils Bitcoin Vault Liquidation Engine to Power BTC-Backed Stablecoin Lending

BOB Unveils Bitcoin Vault Liquidation Engine to Power BTC-Backed Stablecoin Lending

The post BOB Unveils Bitcoin Vault Liquidation Engine to Power BTC-Backed Stablecoin Lending appeared on BitcoinEthereumNews.com. BOB (“Build on Bitcoin”) has unveiled a new framework enabling bitcoin BTC$113,091.01 holders to borrow stablecoins against their BTC while keeping it secured on the Bitcoin network. The Bitcoin Vault Liquidation Engine addresses some persistent challenges in bitcoin lending, such as all-or-nothing liquidations, and multi-day settlements, founder Alexei Zamyatin told CoinDesk in a Telegram message. A vault, in the context of collateral and lending, is a smart contract that securely locks a user’s cryptocurrency as collateral for a loan. It acts as a trustless escrow, automatically managing the collateral and executing a liquidation (selling the asset) if its value falls too low. Applying this to bitcoin could transform the most secure and largest crypto asset into active collateral, unlocking trillions in BTC liquidity for use in the decentralized finance (DeFi) ecosystem without forcing holders to sell. BOB’s new design supports partial liquidation, meaning an entire position does not need to be liquidated if it goes underwater; only enough collateral to restore loan health is liquidated. The engine also allows liquidations to be completed in 10-60 minutes, rather than taking several days as can be the case within the mechanism of BitVM, the computing paradigm used by projects such as BOB to deploy smart contracts on Bitcoin. The challenge is to create a smart contract-enable DeFi experience akin to what crypto users recognize on other chains like Ethereum. By allowing lending protocols on any chain to use native BTC as collateral, BOB aims to extend the reach of Bitcoin-backed borrowing beyond wrapped assets like wBTC. The team said the innovation could mobilize “billions in dormant Bitcoin liquidity,” connecting Bitcoin’s $2.2 trillion market with global on-chain credit systems and advancing the broader Bitcoin DeFi (BTCFi) movement. BOB is one of a number of prominent projects in the BTCFi sector, aimed at unlocking…

Author: BitcoinEthereumNews

2025/10/29

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1X Launches NEO Humanoid Robot for Home Chores as Market Eyes $400 Billion Growth

1X Launches NEO Humanoid Robot for Home Chores as Market Eyes $400 Billion Growth

The post 1X Launches NEO Humanoid Robot for Home Chores as Market Eyes $400 Billion Growth appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → The NEO humanoid robot from 1X is a 66-pound AI-powered companion designed for household tasks like folding laundry and organizing shelves, operating quietly at 22 decibels with human-level dexterity and voice command capabilities, available via $499 monthly subscription or $20,000 purchase. NEO uses patented tendon-drive actuation for safe, gentle movements around people and homes. It features an onboard large language model for conversations, task learning, and personalized assistance. Analysts project the humanoid and service-robot markets to exceed $300 billion in the next decade, driven by AI advances and labor shortages. Discover the NEO humanoid robot revolutionizing home automation with AI-driven chores and safety features. Learn how 1X’s innovation sets new standards in robotics—explore pricing and capabilities today. What is the NEO Humanoid Robot? The NEO humanoid robot is an advanced household companion developed by Palo Alto-based 1X, designed to automate daily chores and provide personalized assistance through integrated AI. Launched on Tuesday, NEO stands out with its lightweight 66-pound frame that can lift up to 154 pounds, operating at a whisper-quiet 22 decibels. It employs a patented tendon-drive actuation…

Author: BitcoinEthereumNews

2025/10/29

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Maple Finance ends SYRUP staking and adopts buyback model

Maple Finance ends SYRUP staking and adopts buyback model

Maple Finance is taking a major step toward sustainability as its community backs a proposal to end SYRUP staking and shift to a revenue-driven buyback model. Maple Finance is preparing to end staking rewards for its SYRUP token under a…

Author: Crypto.news

2025/10/29

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BZIL Leads the Best Crypto Presales to Join Now as ETH and XLM Hold

BZIL Leads the Best Crypto Presales to Join Now as ETH and XLM Hold

The post BZIL Leads the Best Crypto Presales to Join Now as ETH and XLM Hold appeared on BitcoinEthereumNews.com. Crypto News BullZilla dominates the Best Crypto Presales to Join Now with cinematic power and deflationary fire as Ethereum steadies and Stellar ascends. Are you ready for Uptober madness, or has the Fed just made your crypto portfolio sweat? Traders worldwide are searching for the best crypto presales to join now as markets react to Bitcoin and Ethereum ETF news. Sub-dollar altcoins are shining for their affordability, potential, and community hype. Investors are hunting for coins with real utility, strong tokenomics, and scarcity mechanics. As momentum returns to DeFi ecosystems, timing becomes everything. Projects that combine narrative, staking, and deflationary design are attracting the most attention in this renewed hunt for early crypto opportunities in 2025. BullZilla exemplifies what every investor looks for in the best crypto presales to join now. Built on Ethereum, it combines 24 lore chapters with live Roar Burns that continuously reduce supply, boosting scarcity. Its staking system, the HODL Furnace, rewards diamond hands with 70 percent APY, while the referral program grants 10 percent bonuses for every $50+ buy and referred friends’ purchases. With over $980,000 raised, 31 billion tokens sold, and more than 3,300 holders, BullZilla is turning community trust and momentum into one of the hottest presale opportunities today. Final Countdown, Grab BullZilla at $0.00019906 Before the Next 3.35 Percent Surge Ignites. Ethereum ($ETH) Falls 1.9% to $4,121.77 Amid Market Reactions Ethereum dropped 1.9 percent to $4,121.77 as traders weighed macroeconomic news and ETF-related optimism. Despite this slight decline, Ethereum remains a core DeFi asset with high liquidity and institutional support. Developers continue building layer-2 solutions, smart contract applications, and NFT integrations, maintaining Ethereum’s relevance. On-chain data shows steady transaction volumes, indicating continued network activity and user engagement. Analysts consider this dip temporary, with the network’s fundamentals remaining strong, highlighting Ethereum as a…

Author: BitcoinEthereumNews

2025/10/29

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Crypto News: Ethereum Cools, Stellar Shines, and BullZilla Leads $980K Run in the Best Crypto Presales to Join Now

Crypto News: Ethereum Cools, Stellar Shines, and BullZilla Leads $980K Run in the Best Crypto Presales to Join Now

Are you ready for Uptober madness, or has the Fed just made your crypto portfolio sweat? Traders worldwide are searching […] The post Crypto News: Ethereum Cools, Stellar Shines, and BullZilla Leads $980K Run in the Best Crypto Presales to Join Now appeared first on Coindoo.

Author: Coindoo

2025/10/29

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Basecoin launch may be on the horizon! 13 popular apps worth investing in

Basecoin launch may be on the horizon! 13 popular apps worth investing in

Base App: A one-stop Web3 platform that integrates social networking, transaction, and payment functions, serving as the main entry point for the Base ecosystem. Farcaster: A decentralized social media protocol that recently added Clanker, an AI-powered MEME token issuance platform. Zora: An on-chain social network that allows posts to be converted into tokens or NFTs, and is backed by Coinbase Ventures. Virtuals Protocol: An AI Agent distribution platform that recently launched the Unicorn Launch mode. Limitless: A decentralized prediction market that has received two rounds of investment from Coinbase Ventures, with a total trading volume exceeding $520 million. Morpho: A decentralized lending protocol with over $12.6 billion in deposits and backed by Coinbase Ventures. Aerodrome: The leading DEX in the Base ecosystem, with a daily spot trading volume exceeding US$560 million. Bankr: An AI agent platform supported by the Base Ecosystem Fund. Football.Fun: An on-chain sports prediction application, with plans to launch the FUN token in Q4. SynFutures: Perps DEX, with a cumulative trading volume of US$307.8 billion. Avantis: Perps DEX, supports leveraged trading in cryptocurrencies and forex. Glider: A blockchain abstraction trading platform that has raised $4 million in funding from Coinbase Ventures and others. Basenames: A username service launched by Base to facilitate on-chain collaboration among users.

2025/10/29

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The lending protocol 3Jane will launch on the mainnet in early November.

The lending protocol 3Jane will launch on the mainnet in early November.

PANews reported on October 29th that 3Jane, an unsecured lending protocol, announced its mainnet launch is expected in early November. Funding to USD3 and sUSD3 will be permissionless, with an initial cap of approximately $50 million. Initially, participation will be limited to US residents with total assets exceeding $150,000. Once fully launched, 3Jane will cover over 50 broad crypto-native asset classes, encompassing over 10,000 DeFi protocols, representing a total value exceeding $250 billion in decentralized finance and crypto assets. Earlier in June, it was reported that Paradigm led 3Jane's $5.2 million seed round of financing.

2025/10/29

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Solana Holds $185 Support, & Worldcoin Faces $0.40 Risk, While BlockDAG’s $432M+ Presale Marks It as the Best Crypto for 2025

Solana Holds $185 Support, & Worldcoin Faces $0.40 Risk, While BlockDAG’s $432M+ Presale Marks It as the Best Crypto for 2025

Crypto markets are showing renewed resilience as major altcoins attempt to stabilise after volatile weeks. The Solana (SOL) short term outlook remains constructive, holding firm above $185 despite consolidation after a 3,700% rally since 2022. Meanwhile, the Worldcoin (WLD) price prediction tilts cautiously bearish as WLD tests critical support around $0.80 amid a sharp drop […] The post Solana Holds $185 Support, & Worldcoin Faces $0.40 Risk, While BlockDAG’s $432M+ Presale Marks It as the Best Crypto for 2025 appeared first on Live Bitcoin News.

Author: LiveBitcoinNews

2025/10/29

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Uphold to Launch XRP-Backed Loans in Florida, Potentially Enhancing Crypto Utility

Uphold to Launch XRP-Backed Loans in Florida, Potentially Enhancing Crypto Utility

The post Uphold to Launch XRP-Backed Loans in Florida, Potentially Enhancing Crypto Utility appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Uphold is launching XRP-supported loans in Florida starting December 2025, allowing users to borrow against XRP, Ethereum, Bitcoin, and USD Coin while earning yield on their holdings through an on-chain process integrated with Exactly Protocol. XRP-backed loans debut in Florida via Uphold’s new service. Users can earn yield on cryptocurrencies like XRP, ETH, BTC, and USDC while borrowing. The rollout begins in December 2025, with expansion planned for more U.S. states and global markets in early 2026, potentially increasing crypto adoption. Discover how Uphold’s XRP-supported loans in Florida unlock liquidity and yield earning for crypto holders. Start borrowing against your assets today for seamless financial flexibility. What Are Uphold’s XRP-Supported Loans in Florida? Uphold’s XRP-supported loans represent a innovative step in bridging traditional finance with decentralized assets, enabling users to access liquidity without selling their cryptocurrencies. Announced on October 28, the service allows borrowing against holdings of XRP, Ethereum (ETH), Bitcoin (BTC), and USD Coin (USDC), with an initial rollout in Florida starting in December 2025. This on-chain lending product, powered by integration with the Exactly Protocol, aims to…

Author: BitcoinEthereumNews

2025/10/29

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Unlocking Opportunity: Help Launches Revolutionary Crypto-Backed Loan Service

Unlocking Opportunity: Help Launches Revolutionary Crypto-Backed Loan Service

BitcoinWorld Unlocking Opportunity: Help Launches Revolutionary Crypto-Backed Loan Service Exciting news is emerging from the digital asset space! U.S. cryptocurrency firm Help has announced a significant step forward for crypto enthusiasts and investors alike. They are gearing up to launch a groundbreaking crypto-backed loan service this December, offering a flexible way to leverage digital assets without selling them. What is This Revolutionary Crypto-Backed Loan Service? Imagine needing funds but not wanting to part with your valuable Bitcoin or Ethereum. Help’s upcoming service addresses this common dilemma. It allows users to obtain loans by using their existing digital assets as collateral. Initially, this innovative crypto-backed loan service will kick off as a pilot program in Florida. However, Help has ambitious plans for a rapid nationwide expansion across the United States, making these financial tools accessible to a broader audience. The service will support major cryptocurrencies, including XRP, Ethereum (ETH), Bitcoin (BTC), and USD Coin (USDC). This broad selection provides users with diverse options for collateralizing their portfolios. How Does a Crypto-Backed Loan Service Work? At its core, a crypto-backed loan service functions much like a traditional secured loan. Instead of a house or car, your collateral is your digital currency. Users deposit their chosen crypto assets with Help, and in return, they receive a loan in traditional fiat currency or stablecoins. This mechanism offers a unique advantage: you retain ownership of your crypto assets. This means you can still benefit from potential price appreciation of your collateral while accessing immediate liquidity. Moreover, Help’s service is designed to allow users to generate yield on the collateral they’ve deposited, adding another layer of financial benefit. Collateralize Your Assets: Use XRP, ETH, BTC, or USDC to secure a loan. Access Instant Liquidity: Get the funds you need without selling your crypto. Retain Ownership: Keep your digital assets and benefit from market movements. Generate Yield: Potentially earn returns on your deposited collateral. Why Choose Help’s Empowering Crypto-Backed Loan Service? Help’s entry into the market with its crypto-backed loan service is particularly compelling for several reasons. For many crypto holders, the decision to sell assets for cash can be a difficult one, often triggering capital gains taxes or missing out on future growth. This service provides a powerful alternative. It empowers individuals to unlock the value of their digital holdings without liquidating them. This approach is especially appealing during volatile market conditions or when investors believe their assets have long-term growth potential. The dual benefit of raising funds and generating yield on collateral makes Help’s offering stand out. It transforms dormant digital assets into active financial instruments, working harder for the user. This innovative model, reported by Pinpoint News, underscores a growing trend towards more sophisticated financial products in the crypto space. Navigating the Future of Crypto Lending: What to Consider? While a crypto-backed loan service offers exciting opportunities, it’s crucial for users to understand the associated considerations. Market volatility is a primary factor. If the value of your collateral drops significantly, you might face a margin call, requiring additional collateral or partial repayment to maintain your loan-to-value ratio. Therefore, understanding the terms and conditions, including liquidation thresholds and interest rates, is paramount. Help, as a U.S. firm, will operate under specific regulatory frameworks, offering a degree of security and compliance that users should appreciate. Key Considerations for Borrowers: Market Volatility: Be aware of potential price fluctuations in your collateral. Loan-to-Value (LTV) Ratios: Understand how much you can borrow against your assets. Interest Rates and Fees: Compare terms to ensure they align with your financial goals. Regulatory Compliance: Benefit from the oversight of a U.S.-regulated entity. This service represents a maturation of the cryptocurrency ecosystem, bridging the gap between digital wealth and traditional financial needs. It’s an exciting development for anyone looking to optimize their crypto portfolio. In conclusion, Help’s upcoming launch of its crypto-backed loan service marks a significant milestone in the evolution of digital finance. By enabling users to leverage their XRP, ETH, BTC, and USDC holdings for loans while simultaneously generating yield, the firm is providing a powerful and flexible financial tool. This service promises to unlock new opportunities for crypto investors, offering liquidity and growth potential without the need to sell valuable assets. As it expands beyond Florida, Help is set to redefine how individuals interact with their digital wealth across the United States. Frequently Asked Questions (FAQs) Q1: What cryptocurrencies can I use as collateral for Help’s crypto-backed loan service? A: Initially, Help‘s service will accept XRP, Ethereum (ETH), Bitcoin (BTC), and USD Coin (USDC) as collateral for their crypto-backed loan service. This selection offers flexibility for a wide range of crypto holders. Q2: Where will Help’s crypto-backed loan service be available? A: The service will first launch as a pilot program in Florida in December. Following this initial phase, Help plans for a future nationwide expansion across the United States. Q3: Can I earn yield on my collateral with Help’s service? A: Yes, a unique feature of Help‘s crypto-backed loan service is the ability for users to generate yield on the digital assets they have deposited as collateral. This adds an extra layer of financial benefit. Q4: What happens if the value of my collateral drops significantly? A: Like all secured loans, if the market value of your crypto collateral drops below a certain threshold (the loan-to-value ratio), you may receive a margin call. This would require you to deposit more collateral or repay a portion of your loan to maintain the agreed-upon ratio. It’s crucial to understand these terms before taking out a loan. Q5: Is Help a regulated firm? A: Help is described as a U.S. cryptocurrency firm. Operating in the United States implies adherence to relevant financial regulations, offering a level of compliance and security for users of their crypto-backed loan service. Enjoyed this article on the future of digital asset lending? Share this valuable insight with your network! Help us spread the word about how Help is innovating the crypto-backed loan service space. Your shares help inform and empower more crypto enthusiasts. To learn more about the latest crypto market trends, explore our article on key developments shaping Bitcoin price action. This post Unlocking Opportunity: Help Launches Revolutionary Crypto-Backed Loan Service first appeared on BitcoinWorld.

Author: Coinstats

2025/10/29

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