Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15620 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Why Perfect Fairness in Transaction Ordering is Impossible

Why Perfect Fairness in Transaction Ordering is Impossible

Certainly! Here’s the rewritten article with an engaging introduction, optimized SEO keywords, and a clear, trustworthy tone while maintaining the original HTML structure: — As blockchain technology matures, ensuring fair and tamper-resistant transaction ordering remains a critical challenge. Traditional consensus mechanisms excel at maintaining consistency and liveness but fall short when it comes to preventing [...]

Author: Crypto Breaking News
Re7 Labs’ Update on Stream Finance Insolvency Draws DeFi Community Backlash

Re7 Labs’ Update on Stream Finance Insolvency Draws DeFi Community Backlash

The post Re7 Labs’ Update on Stream Finance Insolvency Draws DeFi Community Backlash appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Re7 Labs, the DeFi risk curation arm of Re7 Capital, faced backlash after releasing a detailed X thread on the Stream Finance insolvency. The update outlined mitigation efforts but highlighted delays in proactive measures, exacerbating community criticism amid $284 million in total DeFi exposure from the collapse. Re7 Labs detailed post-crash actions in xUSD, deUSD, and sUSDX markets, claiming quick issue detection but admitting reactive responses only. The thread addressed Elixir and Stable Labs exposures, including debt repayments and position caps, yet failed to prevent initial losses. Community backlash intensified, with users estimating $284-285 million in Stream Finance-related debt across seven networks, involving multiple curators like Re7 Labs. Discover the Re7 Labs Stream Finance insolvency fallout: reactive measures, community anger, and DeFi risks exposed. Learn key actions and implications for stablecoin vaults—stay informed on crypto lending safeguards today. What is the Re7 Labs Update on Stream Finance Insolvency? The Re7 Labs update on Stream Finance insolvency provides a comprehensive account of the firm’s risk management efforts following the collapse of the DeFi lending protocol. Released via a lengthy thread…

Author: BitcoinEthereumNews
DeFi TVL Falls $42B After xUSD Loss: USDe Sees Major Outflows

DeFi TVL Falls $42B After xUSD Loss: USDe Sees Major Outflows

The post DeFi TVL Falls $42B After xUSD Loss: USDe Sees Major Outflows appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → The recent DeFi bank run was triggered by Stream Finance’s xUSD stablecoin losing $93 million, leading to widespread depegging of yield-bearing stablecoins and a $42 billion drop in DeFi total value locked, highlighting vulnerabilities in decentralized finance protocols. Stream Finance’s xUSD depegging initiated a chain reaction across yield-stablecoins like deUSD and USDX. DeFi TVL fell 24% from $172.65 billion to $131.58 billion amid investor panic and outflows. Ethena’s USDe suffered $400 million in redemptions, reducing its supply by 41% over the past month, per data from DeFiLlama and Coingecko. Discover the DeFi bank run impact: xUSD’s $93M loss sparked depegging and $42B TVL drop. Explore causes, effects on stablecoins, and recovery steps for investors in this yield stablecoin crisis. What caused the recent DeFi bank run? The DeFi bank run began on November 4 when Stream Finance announced a $93 million loss from an external fund manager handling deposits backing its yield-bearing stablecoin xUSD. This event rapidly eroded user confidence, prompting mass redemptions that depegged xUSD from its $1 value and spread contagion to interconnected stablecoins. As investors fled,…

Author: BitcoinEthereumNews
$42B drained from DeFi – Aave founder calls it a ‘hard but needed reset’

$42B drained from DeFi – Aave founder calls it a ‘hard but needed reset’

The post $42B drained from DeFi – Aave founder calls it a ‘hard but needed reset’ appeared on BitcoinEthereumNews.com. Key Takeaways What triggered the DeFi “bank run”?  Stream Finance’s xUSD lost $93M, causing mass depegging across yield-stablecoins and a $42B drop in DeFi TVL. What’s next for the DeFi market?  Projects like Aave urge safer protocol design and transparency as stablecoin confidence rebuilds after the liquidity shock. Investors have adopted a risk-off mode across the DeFi sector following the contagion effect of depegging across several yield-bearing stablecoins. The Total Value Locked (TVL) in DeFi declined to $131.58 billion at press time, from its recent high above $172.65 billion on the 7th of October, resulting in overall outflows of over $42 billion. That translates to a 24% decrease in locked value.  Source: DeFiLlama Mapping the DeFi blow-up On the 4th of November, Stream Finance, the protocol behind the yield-bearing stablecoin xUSD, announced that it had lost $93 million to an external fund manager. This lost capital was users’ deposits backing the xUSD, and news quickly accelerated its depegging, exposing holders to losses.  Unfortunately, other stablecoins that had direct and indirect exposure to xUSD, such as Elixir’s deUSD and Stable Labs’ USDX, also lost their peg as investors rushed to redeem their capital from the products.  The products were also featured in curated vaults on top platforms, such as Morpho [MORPHO]. It made the panic spread swiftly, forcing players to rush for the exit, fearing a wider systemic risk.  The end result? Over $42 billion was pulled from DeFi, and the overall stablecoin market cap has contracted by $2.5 billion in the first week of November. Yield-based stablecoins’ TVL suffered the most.  Source: X Ethena’s USDe takes the hit Ethena’s Staked USDe was the hardest hit by the risk-off mode on yield-bearing stablecoins. It saw about $400 million in outflows, which reduced its size from $5 billion to $4.6 billion. Overall, the…

Author: BitcoinEthereumNews
Re7 Labs is under fire for sharing a report summarizing the events of the past couple of days rather than providing a solution

Re7 Labs is under fire for sharing a report summarizing the events of the past couple of days rather than providing a solution

The post Re7 Labs is under fire for sharing a report summarizing the events of the past couple of days rather than providing a solution appeared on BitcoinEthereumNews.com. Re7 Labs, a DeFi risk curation and research arm of the London-based hedge fund Re7 Capital, has taken significant heat after releasing a lengthy thread on X, formerly Twitter, that contained its own version of events stemming from the Stream Finance insolvency.  It called the post an “update regarding previous and ongoing efforts to address and mitigate” the current issues. However, rather than soothe already hot tempers, the post has backfired, triggering a new wave of criticism. Details from Re7 Labs’ post The long post from Re7 Labs details the steps the team has been taking to mitigate risk and, where feasible, to prevent or minimize potential losses. The post detailed things like what happened, the actions the team took afterward, and the current status of things in the xUSD Euler Markets, deUSD, and sdeUSD markets on Plume, and sUSDX and USDX markets on BSC. In all three cases, Re7 Labs claimed to have noticed something was wrong, even though no proactive action was taken until after the market crash. For example, with xUSD, it was not until after the market crash on October 10 that Re7 Labs’ due diligence had complaints that were so easily brushed aside with assurances from Stream’s CEO of stability. In Elixir’s case, the team let borrowing in Re7 Labs Euler Earn USDT0 vault on Plasma go on until it became uncomfortable, after which it allegedly asked Elixir to start to pay back some of the outstanding debt. Still, it was not until after it was found that Stream was borrowing against Elixir assets that the team took real action, introducing reduced caps and reallocated funds. Meanwhile, Elixir repaid the sdeUSD position on Plume by November 6, eliminating Re7-curated exposure. As for Stable Labs, the Re7 Labs team claimed to have caught discrepancies on November…

Author: BitcoinEthereumNews
DeFi Rattled As Every Major Blockchain Suffers Heavy Loss

DeFi Rattled As Every Major Blockchain Suffers Heavy Loss

The post DeFi Rattled As Every Major Blockchain Suffers Heavy Loss appeared on BitcoinEthereumNews.com. Decentralized finance (DeFi) industry suffered one of its toughest weeks in months as total value locked (TVL) across major networks fell sharply. According to Sentora data, DeFi protocols on Ethereum, Solana, Arbitrum, BNB Smart Chain, and Base all recorded double-digit declines. Sponsored Sponsored Ethereum Leads DeFi TVL Pull Back This reflected a broad pullback in user activity as market conditions shifted and security incidents intensified. DeFi TVl was hit hard this week, with all major chains recording double-digit drawdowns👇 ✔️ETH – ~14% ✔️SOL – ~12% ✔️BSC – ~12% pic.twitter.com/xBrO8wrXUY — Sentora (previously IntoTheBlock) (@SentoraHQ) November 8, 2025 Additional data from DeFiLlama shows that Ethereum, the largest DeFi ecosystem, has seen its TVL drop by roughly 13% to approximately $74.2 billion. Despite the setback, Ethereum still controls over 62% of the sector. Solana and Arbitrum experienced even sharper declines, each losing about 14% of their locked value. Their TVLs now stand at approximately $10 billion and $3 billion, respectively. Solana, however, maintains its position as the second-largest DeFi chain, with more than 8% of the market share. BNB Smart Chain and Base were not spared, shedding around 10% and 12% of their TVLs. As these losses accumulated, total DeFi TVL slid from nearly $150 billion to $130 billion, signaling a marked slowdown in borrowing, lending, and staking activities across the ecosystem. Sponsored Sponsored Security Breaches Amplified the TVL Decline Meanwhile, security breaches exacerbated the TVL decline as a series of high-impact exploits rattled users and deepened an already weak market. On November 3, Balancer—one of the industry’s longest-running DeFi platforms—suffered one of the largest exploits of the year. Attackers drained more than $120 million from its V2 vaults. In a detailed explanation on X, the team linked the breach to a rounding error in the upscale function for EXACT_OUT swaps inside…

Author: BitcoinEthereumNews
Aave Gains 7.9% as DeFi Activity Strengthens, BlockDAG Presale Surpasses $435M

Aave Gains 7.9% as DeFi Activity Strengthens, BlockDAG Presale Surpasses $435M

The post Aave Gains 7.9% as DeFi Activity Strengthens, BlockDAG Presale Surpasses $435M appeared on BitcoinEthereumNews.com. In November’s crypto landscape, three projects capture the market’s shifting sentiment. Aave’s 7.9% price surge underscores growing institutional adoption of decentralized finance through its real-world asset expansion. Hyperliquid, meanwhile, stands at a technical crossroads: after consolidating near $44, traders see potential for a decisive breakout that could redefine its DeFi positioning.  Yet, it’s BlockDAG that dominates attention. With over $435 million raised, over 312,000 holders, and a presale Batch 32 price of $0.005, it represents scarcity meeting scale. Each new batch sells out faster, signaling a market where conviction outweighs speculation. While Aave builds credibility and HYPE fuels volatility,  BlockDAG (BDAG) unites both narrative speed and trust positioning itself as the top crypto investment as the February 2026 deadline approaches. Aave Rises 7.9%: What’s Behind the Surge? Aave (AAVE) recorded a 7.86% increase, climbing to about $224.87  marking one of its strongest daily performances in weeks. The rise comes even as AAVE trades below key moving averages, signaling resistance ahead. Analysts attribute this move to the protocol’s expanding institutional footprint through its Horizon real-world assets division, which recently surpassed $450 million in total value locked. This shows that Aave’s growth is increasingly supported by genuine utility rather than speculative hype. For investors exploring opportunities in decentralized finance (DeFi), Aave’s latest uptick highlights its staying power and relevance within the lending ecosystem. However, short-term technical indicators suggest consolidation could follow. Monitoring liquidity inflows, TVL metrics, and protocol upgrades will be key to understanding whether this momentum can sustain. In a volatile DeFi market, Aave stands out as a project showing both resilience and real-world progress. Hyperliquid Prepares for a Surge: Is This the Next Big DeFi Breakout? Hyperliquid (HYPE) is drawing trader attention as its price stabilizes near the $44 level, hinting at a potentially major move in November. After recently…

Author: BitcoinEthereumNews
Crypto analysts spot the next Ethereum (ETH), still cheap at $0.035

Crypto analysts spot the next Ethereum (ETH), still cheap at $0.035

The post Crypto analysts spot the next Ethereum (ETH), still cheap at $0.035 appeared on BitcoinEthereumNews.com. Most investors never got the chance to catch Ethereum while it was still cheap. By the time the market recognizes a breakthrough technology, the price has already exploded. That’s why the recent buzz around Mutuum Finance (MUTM) is turning heads, because it’s the first DeFi crypto since Ethereum that could redefine how value moves on-chain, and it’s still priced at only $0.035. Mutuum Finance is positioned to redefine the future of decentralized finance by introducing on-chain credit systems, real liquidity infrastructure, and yield-driven lending pools that don’t depend on centralized intermediaries.  Unlike meme-driven coins, MUTM’s value thesis is built on utility and long-term scalability, which is why several analysts are calling it the closest thing to ETH’s early-stage growth potential that the market has seen in years. If market momentum continues and adoption accelerates, this new DeFi crypto could become one of the most significant breakout tokens of the next cycle, and many investors now consider it the best crypto to buy before its next price increase. Ethereum loses key support as bulls step back Ethereum just slipped below its 200-day EMA for the first time since February, signaling a clear shift in momentum as bulls lose strength and sellers regain control. With Bitcoin also cooling off and market sentiment weakening, traders are becoming more cautious, waiting to see whether ETH can reclaim this crucial level to restore confidence. If Ethereum stays below this support, the downside pressure could continue, but a strong reclaim would signal buyers stepping back in with conviction. As the market reassesses major assets, some investors are beginning to explore emerging alternatives showing stronger upside potential — one of the names steadily gaining attention in this rotation is Mutuum Finance, which many are now calling the best crypto to buy during this market shift. Mutuum Finance…

Author: BitcoinEthereumNews
Blockchain News: XRP Tundra & the Rise of Real-World Utility in 2025

Blockchain News: XRP Tundra & the Rise of Real-World Utility in 2025

The post Blockchain News: XRP Tundra & the Rise of Real-World Utility in 2025 appeared on BitcoinEthereumNews.com. Throughout 2025, decentralized finance has entered a new phase defined by practicality. The era of speculative launches is giving way to projects that integrate directly with regulated capital systems.  Tokenized assets, known as RWAs, are now the focus of development pipelines across both public and institutional networks. Global consultancies are quantifying the rise of tokenized finance with greater precision. McKinsey projected in 2023 that tokenized financial assets could reach $2–4 trillion by 2030.  A joint report by BCG and ADDX set a higher estimate for illiquid asset tokenization at $16 trillion. These forecasts highlight growing confidence in blockchain-based financial innovation. Governments in the US, Singapore, and Europe are also formalizing digital asset frameworks to prepare for that scale. Ripple runs pilots with the Hong Kong Monetary Authority and Palau’s digital currency initiative.  These projects demonstrate that XRP Ledger technology is already functioning in compliant environments. Within this landscape, XRP Tundra represents a functioning bridge between open DeFi mechanisms and asset-backed financial models. Dual Tokens for Distinct Financial Roles XRP Tundra’s structure begins with two tokens serving separate purposes. TUNDRA-S runs on Solana and handles all operational and yield activities.  TUNDRA-X operates on the XRP Ledger and serves as the reserve and governance layer. The system provides transparency through on-chain records that show where value moves and how it is secured. TUNDRA-S is available during the ongoing presale at $0.158 with a 10% bonus. Participants also receive free TUNDRA-X, valued at $0.079. Listing prices are confirmed at $2.5 and $1.25, providing a transparent valuation framework before market launch.  This structure lets contributors assess potential upside using defined metrics rather than uncertain projections. A working token manages liquidity on a single balance sheet. A governance reserve manages control separately, reflecting traditional financial design.  It creates predictable accounting that can later align with…

Author: BitcoinEthereumNews
Mutuum Finance Price Prediction: Will MUTM Touch $16 by 2030?

Mutuum Finance Price Prediction: Will MUTM Touch $16 by 2030?

The post Mutuum Finance Price Prediction: Will MUTM Touch $16 by 2030? appeared on BitcoinEthereumNews.com. Mutuum Finance (MUTM) has captured investor interest with its presale raising $18,500,000 from 17,800 holders, as Phase 6 reaches 85% sold at $0.035. This momentum positions MUTM as the best cryptocurrency to invest in today, blending dual lending markets with robust security that promises sustained growth.  Analysts project MUTM could hit $16 by 2030, driven by protocol expansions and fee-driven token demand in an expanding DeFi sector. Early participants stand to gain over 45,000% from launch at $0.06, turning small allocations into transformative wealth. Such potential echoes historic surges, making MUTM the top cryptocurrency for forward-thinking portfolios seeking exponential returns. Presale Stages Reward Early Entry Investors have steadily advanced Mutuum Finance (MUTM) presale to Phase 6, allocating 85% of tokens at $0.035, which reflects a 250% increase from Phase 1’s $0.01 rate. Transparent fixed pricing per stage ensures predictable access, encouraging committed involvement over fleeting trades. Consequently, this framework has distributed over 770 million tokens, fostering a dedicated base that propels platform adoption. Participants who join now lock in advantages, as Phase 6 nears exhaustion, setting the stage for Phase 7 at $0.04 and amplifying gains toward the $0.06 launch. Moreover, the structured progression builds investor loyalty, where initial stakes compound into substantial holdings amid rising demand. Audit and Bounty Ensure Reliability Mutuum Finance (MUTM) completed a CertiK audit, achieving a 90/100 score that confirms smart contract adherence to safety norms. Complementing this, a $50,000 bug bounty program compensates bug discoveries from $200 for minor issues to $2,000 for critical ones, inviting thorough pre-launch scrutiny. Developers and experts collaborate to fortify the code, minimizing risks before user funds engage, which builds unshakeable trust. Consequently, this rigorous framework attracts institutional interest, as reliability underpins scalable operations in DeFi. In turn, fortified security translates to confident participation, where safeguards enable bold expansions…

Author: BitcoinEthereumNews