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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15624 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
5 Reasons IPO Genie Could Be 2026’s Top Performing Token

5 Reasons IPO Genie Could Be 2026’s Top Performing Token

The race has begun for the best crypto in 2026. Investors are no longer chasing hype; they’re searching for real […] The post 5 Reasons IPO Genie Could Be 2026’s Top Performing Token appeared first on Coindoo.

Author: Coindoo

2025/11/10

Stablecoin Growth Could Lower Rates And Alter Fed Policy Over Time

Stablecoin Growth Could Lower Rates And Alter Fed Policy Over Time

TLDR Fed’s Miran projects stablecoin demand could reach $3 trillion by 2030 Stablecoin growth may lower interest rates by boosting loanable funds Most stablecoins are backed by US debt, increasing Treasury demand Rising stablecoin use may shift capital from banks and tighten credit Stablecoins are no longer just part of the cryptocurrency world. According to [...] The post Stablecoin Growth Could Lower Rates And Alter Fed Policy Over Time appeared first on CoinCentral.

Author: Coincentral

2025/11/10

Top 3 Best Cryptos to Buy Now Under $1? A New DeFi Coin Leads the List

Top 3 Best Cryptos to Buy Now Under $1? A New DeFi Coin Leads the List

With most top assets already commanding massive valuations, many investors are now looking for the best cryptos under $1 that […] The post Top 3 Best Cryptos to Buy Now Under $1? A New DeFi Coin Leads the List appeared first on Coindoo.

Author: Coindoo

2025/11/10

CFTC Plans Leveraged Spot Crypto Trading as Shorts See $250M Loss

CFTC Plans Leveraged Spot Crypto Trading as Shorts See $250M Loss

TLDR Over $250M in crypto short positions were liquidated in 24 hours. Ethereum added $84.9B in stablecoin supply in the last 12 months. CFTC plans to launch leveraged spot crypto trading next month. Ethereum leads all blockchains in new stablecoin supply growth. A wave of activity has hit the crypto markets as the U.S. Commodity [...] The post CFTC Plans Leveraged Spot Crypto Trading as Shorts See $250M Loss appeared first on CoinCentral.

Author: Coincentral

2025/11/10

What can we learn from the successive collapses of multiple DeFi projects?

What can we learn from the successive collapses of multiple DeFi projects?

Author: thedefinvestor Compiled by: Plain Language Blockchain Last week was a bad week for DeFi. It wasn't just because of the market crash. Last week: Balancer, a top DeFi protocol, was exploited, resulting in a loss of $128 million. Stream Finance, a protocol that primarily generates yield through stablecoins, announced the loss of $93 million in user assets and is preparing to declare bankruptcy. Moonwell lost $1 million in an attack. Peapods' Pod LP TVL (Total Value Locked) dropped from $32 million to $0 due to liquidation. So far, the most devastating loss has been to Stream Finance. This is because it affects not only its depositors but also stablecoin lenders of some of the largest lending protocols in the space, including Morpho, Silo, and Euler. In short, here's what happened: CBB, a prominent figure on Crypto Twitter, has begun advising people to withdraw their investments from Stream due to its lack of transparency. Stream is reportedly running a "DeFi market-neutral strategy," but its positions cannot be monitored, and its transparency page has been consistently listed as "coming soon." This triggered a bank run, with a large number of users attempting to withdraw funds simultaneously. Stream Finance has halted withdrawal processing after it recently suffered a massive loss of user funds ($92 million) and was unable to process all withdrawal requests. This caused the price of its xUSD (Stream's interest-bearing "stablecoin") to plummet. This already sounds terrible, but the story isn't over yet. A major problem is that xUSD is listed as collateral in currency markets such as Euler, Morpho, and Silo. Worse still, Stream has been using its so-called stablecoin xUSD as collateral to borrow funds from the money market to execute its yield strategy. With the xUSD price now crashing, many lenders who lent USDC/USDT to xUSD collateral on Euler, Morpho, and Silo are no longer able to withdraw their funds. According to the DeFi User Alliance (YAM), at least $284 million in DeFi debt across various money markets is tied to Stream Finance! Unfortunately, a large portion of this money may be unrecoverable. As a result, many stablecoin lenders suffered heavy losses. What can we learn from this? Over the past two to three years, I have been personally deeply involved in the farming of DeFi protocols. However, following the recent events, I plan to re-evaluate my DeFi portfolio positions and become more risk-averse. Yield farming can be very profitable. I've made some substantial profits from it over the past few years, but events like this can cause you to lose a significant amount of money. I have a few suggestions: Always verify the exact source of income. Stream isn't the only DeFi protocol claiming to generate yield through a "market-neutral strategy." Be sure to look for transparency dashboards or proof-of-reserve reports, where you can clearly see that the team isn't gambling with your assets. Don't blindly trust a protocol just because the team behind it seems good. Consider whether the risk-reward ratio is good enough. Some stablecoin protocols offer an annualized return (APR) of 5-7%. Others may offer over 10%. My advice is not to blindly deposit funds into protocols offering the highest yields without doing proper research. If the strategy is not transparent, or the process of generating returns seems too risky, then it is not worth risking your money for a double-digit annual return. Or if the returns are too low (e.g., an annualized rate of 4-5%), ask yourself if it's worth it. No smart contract is risk-free; we've even seen established applications like Balancer attacked. Is it worth risking everything for a low annualized return (APY)? Don't put all your eggs in one basket. As a general rule, I never deposit more than 10% of my portfolio into a single dApp. No matter how tempting the returns or airdrop opportunities may seem, the impact on my finances should a hack occur. In short, when building your investment portfolio, prioritize survival over making money. It's always better to be safe than to regret.

Author: PANews

2025/11/10

Korea Investment Management’s ACE U.S. AI Tech ETF Sees Rapid Inflows Amid AI Sector Growth

Korea Investment Management’s ACE U.S. AI Tech ETF Sees Rapid Inflows Amid AI Sector Growth

The post Korea Investment Management’s ACE U.S. AI Tech ETF Sees Rapid Inflows Amid AI Sector Growth appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → The ACE U.S. AI Tech Core Industry Active ETF from Korea Investment Management launched on October 28 and quickly attracted strong investor interest, with 28 billion Korean won in individual net purchases on day one and over 76 billion won cumulatively in five days, highlighting the growing appeal of AI-driven investments. Launch Surge: The ETF saw 28 billion Korean won in net individual purchases right on its debut day. Five-Day Milestone: Cumulative net purchases exceeded 76 billion Korean won shortly after listing. Broader Impact: Investments cover the full AI value chain, including computing infrastructure, hardware, energy, and software, with returns reflecting market momentum. Discover how Korea Investment Management’s ACE U.S. AI Tech Core Industry Active ETF is capturing AI innovation with rapid inflows of 76 billion KRW in days. Explore investment strategies now. What is the ACE U.S. AI Tech Core Industry Active ETF? The ACE U.S. AI Tech Core Industry Active ETF is an actively managed exchange-traded fund launched by Korea Investment Management on October 28, focusing on the transformative power of artificial intelligence across key U.S. industries.…

Author: BitcoinEthereumNews

2025/11/10

Fed Governor: Stablecoins’ Potential Trillion-Dollar Growth Could Ease Interest Rates

Fed Governor: Stablecoins’ Potential Trillion-Dollar Growth Could Ease Interest Rates

The post Fed Governor: Stablecoins’ Potential Trillion-Dollar Growth Could Ease Interest Rates appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Stablecoins could lower interest rates by increasing demand for U.S. Treasury bills, according to Federal Reserve Governor Stephen Miran. With potential growth to $3 trillion in five years, this demand from dollar-pegged tokens may exert downward pressure on the neutral rate, prompting the Fed to adjust rates accordingly. Stablecoin market cap currently stands at $310.7 billion, per CoinGecko data. Growing adoption of US dollar-tied stablecoins boosts demand for safe, liquid assets like Treasury bills. Federal Reserve research projects stablecoins could reach up to $3 trillion by 2030, influencing monetary policy. Discover how stablecoins interest rates dynamics are shifting with Federal Reserve insights on growth and regulation. Learn the impact on the economy and what it means for investors today—explore stablecoin potential now. How Do Stablecoins Influence Interest Rates? Stablecoins are digital assets pegged to fiat currencies like the US dollar, designed to maintain stable value amid cryptocurrency volatility. Federal Reserve Governor Stephen Miran recently highlighted that surging demand for these dollar-tied stablecoins could drive down interest rates by increasing appetite for US Treasury bills and other liquid assets. This…

Author: BitcoinEthereumNews

2025/11/10

PBOC sets USD/CNY reference rate at 7.0856 vs. 7.0836 previous

PBOC sets USD/CNY reference rate at 7.0856 vs. 7.0836 previous

The post PBOC sets USD/CNY reference rate at 7.0856 vs. 7.0836 previous appeared on BitcoinEthereumNews.com. The People’s Bank of China (PBOC) set the USD/CNY central rate for the trading session ahead on Monday at 7.0856 compared to the previous day’s fix of 7.0836 and 7.1175 Reuters estimate. PBOC FAQs The primary monetary policy objectives of the People’s Bank of China (PBoC) are to safeguard price stability, including exchange rate stability, and promote economic growth. China’s central bank also aims to implement financial reforms, such as opening and developing the financial market. The PBoC is owned by the state of the People’s Republic of China (PRC), so it is not considered an autonomous institution. The Chinese Communist Party (CCP) Committee Secretary, nominated by the Chairman of the State Council, has a key influence on the PBoC’s management and direction, not the governor. However, Mr. Pan Gongsheng currently holds both of these posts. Unlike the Western economies, the PBoC uses a broader set of monetary policy instruments to achieve its objectives. The primary tools include a seven-day Reverse Repo Rate (RRR), Medium-term Lending Facility (MLF), foreign exchange interventions and Reserve Requirement Ratio (RRR). However, The Loan Prime Rate (LPR) is China’s benchmark interest rate. Changes to the LPR directly influence the rates that need to be paid in the market for loans and mortgages and the interest paid on savings. By changing the LPR, China’s central bank can also influence the exchange rates of the Chinese Renminbi. Yes, China has 19 private banks – a small fraction of the financial system. The largest private banks are digital lenders WeBank and MYbank, which are backed by tech giants Tencent and Ant Group, per The Straits Times. In 2014, China allowed domestic lenders fully capitalized by private funds to operate in the state-dominated financial sector. Source: https://www.fxstreet.com/news/pboc-sets-usd-cny-reference-rate-at-70856-vs-70836-previous-202511100120

Author: BitcoinEthereumNews

2025/11/10

What Crypto to Invest In, The New Cheap Coin That Aims to Repeat XRP’s Early Run

What Crypto to Invest In, The New Cheap Coin That Aims to Repeat XRP’s Early Run

The post What Crypto to Invest In, The New Cheap Coin That Aims to Repeat XRP’s Early Run appeared first on Coinpedia Fintech News The crypto market has always rewarded early believers. In 2017, XRP began its journey priced under a cent and soon became one of the biggest gainers in crypto history. Its growth came from real adoption, institutional trust, and strong community backing. Today, a similar pattern is taking shape with Mutuum Finance (MUTM). This new project …

Author: CoinPedia

2025/11/10

PEPE’s Market Saturation Highlights Why This New Crypto May Be the Best Crypto to Buy for 2025

PEPE’s Market Saturation Highlights Why This New Crypto May Be the Best Crypto to Buy for 2025

The post PEPE’s Market Saturation Highlights Why This New Crypto May Be the Best Crypto to Buy for 2025 appeared first on Coinpedia Fintech News The crypto market is entering a period where investors are looking beyond hype and focusing on long-term potential. While meme tokens like Pepecoin (PEPE) continue to dominate headlines, there’s growing sentiment that their upside has peaked. In contrast, newer decentralized finance (DeFi) projects are gaining attention for their use cases and strong token models. One …

Author: CoinPedia

2025/11/09

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