Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15873 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Gnosis fires treasury manager with 88% backing

Gnosis fires treasury manager with 88% backing

The post Gnosis fires treasury manager with 88% backing appeared on BitcoinEthereumNews.com. Gnosis, the DAO behind Safe, CoW Swap, Gnosis Chain and Gnosis Pay, has voted to fire its treasury management partner KPK, with 88% voting in favor. Proposal GIP-143 cites “extensive community discussions” about KPK’s “performance, cost, risk exposure, and alignment with DAO objectives.” The GnosisDAO treasury is valued at over $175 million, according to DeFiLlama data. KPK, formerly Karpatkey, began as part of Gnosis before spinning-off into a separate entity last year. In a recent update, made on the same day as GIP-143, KPK detailed its efforts to cut costs from “$6.3 million in 2024 [to] $2.2 million in 2025 to date.” It also promised to “clarify scope” by limiting focus to “treasury and liquidity management.” Read more: Gauntlet’s $2.3M contract renewal with Compound faces backlash Complaints However, the cost-savings appear to be too little, too late. Gnosis forum users pointed to “highly contentious” fees of 1% of AUM and 20% of yield generated (2022’s GIP-58). One user referred to past discussions over underperformance against benchmark assets sUSDS from Sky, formerly Maker, and Lido’s wstETH. Another accused KPK of failing to manage concentrated liquidity positions, where “around $8 million is out of range.” In addition to the above, an incident with a EURe/sDAI liquidity pool on Balancer created tensions back in June. The pool was set up by KPK, Gnosis and Balancer, and held DAO funds to facilitate swaps and earn fees. The pool, which acted as “the primary source of liquidity for GnosisPay,” was configured with an oracle which only updated every three hours and not on weekends. The user who notified Gnosis forum estimated that $700,000 was lost to arbitrage of the lagging prices. The post notes KPK’s (and Balancer’s) “catastrophic” incident management, while KPK apologized and promised a refund, including a bounty for the user who flagged…

Author: BitcoinEthereumNews
Enso Powers Monad Mainnet Launch with Seamless DeFi Integration

Enso Powers Monad Mainnet Launch with Seamless DeFi Integration

TLDR: Enso streamlines DeFi app devs on Monad’s mainnet, launching Nov 24. Monad’s launch boosts DeFi apps with Enso’s pre-integrated tools. Enso accelerates DeFi app dev on Monad with a unified API. Monad mainnet goes live with Enso’s support for rapid DeFi development. Developers can build fast DeFi apps on Monad with Enso’s integration. Enso [...] The post Enso Powers Monad Mainnet Launch with Seamless DeFi Integration appeared first on CoinCentral.

Author: Coincentral
3 Coins Poised to Explode Amid Global Adoption of Government-Backed Crypto Funds

3 Coins Poised to Explode Amid Global Adoption of Government-Backed Crypto Funds

The post 3 Coins Poised to Explode Amid Global Adoption of Government-Backed Crypto Funds appeared on BitcoinEthereumNews.com. A substantial amount of money is being invested in digital assets. Governments around the world are either launching or giving the green light to crypto-related investment funds. As Wall Street and traditional finance start dipping their toes into blockchain, investors are scrambling to figure out which tokens will actually ride this next wave of adoption.  Here are three cryptocurrencies that stand to benefit from the influx of fresh capital from these government-backed funds into the market. Little Pepe (LILPEPE): Layer-2 Meme with Utility and Virality in one Ecosystem Beyond large-cap infrastructure plays, Little Pepe (LILPEPE) is emerging as a cultural and technological hybrid in the meme sector. While most meme coins rely solely on virality, Little Pepe adds tangible utility through an Ethereum Layer-2 network optimized for meme token economies. This Layer-2 framework enables ultra-fast, gas-free, and bot-resistant transactions, a significant improvement for smaller creators and communities launching new projects. The ecosystem’s Pump Pad, a launchpad for meme projects, and its 0% tax model make it an accessible hub for retail participants. The project’s ongoing presale, currently in Stage 13, has attracted intense attention, with over $27.46 million raised and 16.65 billion tokens sold. This indicates growing anticipation ahead of exchange listings. To amplify engagement, the team introduced two major campaigns: a $777K giveaway, where ten winners receive $77,000 each in LILPEPE, and a Mega Giveaway offering up to 5 ETH to top buyers, along with random ETH rewards. These initiatives have helped Little Pepe become one of the most discussed presales of 2025. As a meme project with real-world infrastructure, LILPEPE combines culture, scalability, and community —three drivers that have historically defined breakout moments in the cryptocurrency market. Aster (ASTER): Whale accumulation and CZ’s backing Understanding where influential investors are placing their bets often gives an early clue to…

Author: BitcoinEthereumNews
Solana’s supply crunch deepens as 80% of holders sit underwater, setting the stage for a high-stakes reset

Solana’s supply crunch deepens as 80% of holders sit underwater, setting the stage for a high-stakes reset

Solana is facing a market structure crisis, as the vast majority of its investors are underwater. This comes at a time when the blockchain has successfully courted Wall Street through spot Exchange-Traded Funds (ETFs) and is enjoying significant market momentum. However, the SOL native token is buckling under a sustained selloff that has left it […] The post Solana’s supply crunch deepens as 80% of holders sit underwater, setting the stage for a high-stakes reset appeared first on CryptoSlate.

Author: CryptoSlate
Why The Risks Of Buy Now, Pay Later May Outweigh The Rewards

Why The Risks Of Buy Now, Pay Later May Outweigh The Rewards

The post Why The Risks Of Buy Now, Pay Later May Outweigh The Rewards appeared on BitcoinEthereumNews.com. Hands holding mobile phone on blurred store as background getty A growing number of retailers are banking on the rapidly emerging Buy Now, Pay Later payment option to carry them through what is shaping up as a challenging holiday season. While the National Retail Federation projects holiday sales growth to be in a healthy 3.7% to 4.2% range, the general consensus among analysts is that higher prices, rather than increased demand, will drive most of the gains. That will make BNPL an attractive option for consumers to keep spending even with their budgets are stretched thin. BNPL gives shoppers an instant-gratification thrill, while spreading the pain of payments over time. That encourages consumers to make purchases they otherwise might have passed on. PayPal, a leading BNPL service provider, reports offering BNPL leads to a 91% higher average order value for retailers. Paypal, along with Afterpay, Affirm, Klarna, Sezzle, Splitit and Zip, are the leading BNPL third-party service providers, and more credit card companies are offering various BNPL options as well. Yet, retailers’ short-term gains may come at a long-term cost. BNPL appeals most to the least financially stable customers, making them less-than-ideal customers for retailers to cultivate. The ease with which these potentially strapped customers can obtain loans without regular credit checks can too easily lead to overextension. Furthermore, the third-party BNPL providers tend to charge higher merchant fees than the credit card companies do, so retailers are effectively paying more to acquire customers with the poorest long-term prospects. As industry analyst Warren Shoulberg so pointedly put it in a LinkedIn post: “The whole BNPL process has potential disaster written all over it. And that’s for the retailers accepting BNPL and the consumers using it. Chances are it’s not going to end well for anybody.” Risk Is Growing Unfortunately, no…

Author: BitcoinEthereumNews
Dow Jones gains 200 points as rate cut bets rise

Dow Jones gains 200 points as rate cut bets rise

The post Dow Jones gains 200 points as rate cut bets rise appeared on BitcoinEthereumNews.com. The Dow Jones Industrial Average (DJIA) found some room on the high side on Monday, kicking off a holiday-shortened trading week with a 200-point jump to reclaim the 46,500 region. Equity indexes are broadly in a recovery stance following a shaky week at the tail-end of quarterly earnings season, but US major indexes still remain in the red for the month of November. Hopes for a December rate cut remain elevated Broad market hopes for the Federal Reserve (Fed) to deliver a third straight interest rate cut in December are holding on the high side on Monday. According to the CME’s FedWatch Tool, rate traders are pricing in nearly 80% odds of a 25-basis-point rate trim on December 10. There’s still plenty of wiggle room, however, with over 98% odds that the Fed will deliver another rate cut by January 28 if a December cut fails to materialize. Thanks to the longest US government shutdown in history, the Bureau of Labor Statistics (BLS) has delayed the release of October and November labor and employment data until after the Fed’s interest rate decision. It will hold the key figures back until December 16. This leaves the Fed with little meaningful data to gauge interest rate moves, and it could vex hopes of a rate cut in the coming weeks. US Producer Price Index (PPI) data due Tuesday could attract more market attention than usual. Still, the well-defined inflation category specifically excludes foreign-made or imported goods. It will provide little direct information on how the Trump administration’s scattershot tariff policies are affecting business costs beyond indirect price impacts. AI rally continues to drive the broader market The AI-fueled tech trade is back on the front burner after a defensive drop last week, sparked by ongoing concerns that all of the demand for…

Author: BitcoinEthereumNews
Upbit and Major Crypto Platforms Brace for Big Fines from South Korean FIU

Upbit and Major Crypto Platforms Brace for Big Fines from South Korean FIU

TLDR: FIU cracks down on South Korea’s crypto exchanges over compliance failures. Upbit faces major fines as South Korea targets crypto platforms for AML breaches. South Korea’s FIU imposes penalties on major exchanges for KYC violations. FIU crackdown on crypto exchanges sets the tone for stricter market regulations. Upbit, Korbit, and others face hefty fines [...] The post Upbit and Major Crypto Platforms Brace for Big Fines from South Korean FIU appeared first on CoinCentral.

Author: Coincentral
Zcash Rises 27%, but 200K+ Whitelist Entries Put Zero Knowledge Proof Ahead for 2026

Zcash Rises 27%, but 200K+ Whitelist Entries Put Zero Knowledge Proof Ahead for 2026

The post Zcash Rises 27%, but 200K+ Whitelist Entries Put Zero Knowledge Proof Ahead for 2026 appeared on BitcoinEthereumNews.com. Crypto Presales See how Zcash’s 27% rebound and Zero Knowledge Proof’s 200K+ whitelist surge position both as leading privacy projects & the best crypto to buy in 2026. Privacy coins are back in focus, with Zcash (ZEC) making a strong return. Its 27% surge has pushed it back into the top 20 by market cap, reigniting demand among traders and institutions looking for confidentiality and data protection. Meanwhile, Zero Knowledge Proof (ZKP) has taken the spotlight as its whitelist goes live, marking it as the next major privacy-led blockchain ecosystem set for global attention. Both ZEC and ZKP symbolize the evolution of privacy technology, one laying the foundation, the other redefining it. As investors explore the best crypto to buy for 2025 and beyond, these two projects are shaping what privacy in the next market cycle could look like. Zcash’s 27% Surge: Strength, Usage, & Institutional Interest Zcash’s latest move reflects a broader rebound in the privacy sector, which has grown nearly 80% in market capitalization in recent weeks before it dropped to $550 at the time of writing, according to TradingView. ZEC’s price has broken key resistance points, signaling renewed bullish sentiment and reaching highs not seen since 2018. Data from CoinMarketCap shows over 4.5 million ZEC now stored in shielded (private) addresses, proof that users are actively choosing confidential transactions. This strengthens Zcash’s position as the leading privacy coin, balancing compliance transparency with real privacy. Institutional confidence is also rising. Arthur Hayes’ family office recently disclosed holdings in ZEC, lending credibility and visibility to the project. This mix of real-world use and institutional backing gives ZEC a stronger foundation beyond short-term speculation. Still, regulatory scrutiny remains a hurdle. Privacy assets face challenges such as delisting risks and AML/KYC compliance pressure. Yet this scrutiny may actually drive adoption, when…

Author: BitcoinEthereumNews
Zcash (ZEC) Jumped 27%, but Have You Joined Zero Knowledge Proof (ZKP)’s 200K+ Whitelist Yet?

Zcash (ZEC) Jumped 27%, but Have You Joined Zero Knowledge Proof (ZKP)’s 200K+ Whitelist Yet?

Privacy coins are back in focus, with Zcash (ZEC) making a strong return. Its 27% surge has pushed it back […] The post Zcash (ZEC) Jumped 27%, but Have You Joined Zero Knowledge Proof (ZKP)’s 200K+ Whitelist Yet? appeared first on Coindoo.

Author: Coindoo
Zero Knowledge Proof (ZKP) Shows Up Fully Built With a $100M System While Filecoin Seeks Stronger Support!

Zero Knowledge Proof (ZKP) Shows Up Fully Built With a $100M System While Filecoin Seeks Stronger Support!

Explore how Filecoin’s recent 50% move aligns with storage demand, while ZKP opens its whitelist and tops 200K sign-ups, shaping the best crypto to buy debate.

Author: Blockchainreporter