Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15929 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Kevin Hassett Top Contender for Fed Chair as Trump Pushes for Rate Cuts

Kevin Hassett Top Contender for Fed Chair as Trump Pushes for Rate Cuts

The post Kevin Hassett Top Contender for Fed Chair as Trump Pushes for Rate Cuts appeared on BitcoinEthereumNews.com. Crypto markets are parsing the political and policy backdrop as the Fed chair selection nears resolution. If Kevin Hassett is named, sources familiar with the matter say he would bring a closely aligned, rate‑cutting lens to the Federal Reserve, a stance many investors associate with looser liquidity conditions. The outcome could support risk assets, including Bitcoin and other cryptocurrencies, by broadening funding streams and dampening borrowing costs. However, observers stress that no decision is final until formally announced. Still, Hassett’s public signals—notably remarks advocating rate cuts—are cited as consistent with a policy path the market would welcome if data corroborates it. In this scenario, crypto traders expect tighter correlation with macro liquidity, potentially lifting volumes across exchanges and improving margin conditions for DeFi and lending protocols. Source: https://en.coinotag.com/breakingnews/kevin-hassett-top-contender-for-fed-chair-as-trump-pushes-for-rate-cuts

Author: BitcoinEthereumNews
“Bitcoin Can’t Win Alone”—Ripple CTO Explains Why XRP Is Built for Global Payment Dominance ⋆ ZyCrypto

“Bitcoin Can’t Win Alone”—Ripple CTO Explains Why XRP Is Built for Global Payment Dominance ⋆ ZyCrypto

The post “Bitcoin Can’t Win Alone”—Ripple CTO Explains Why XRP Is Built for Global Payment Dominance ⋆ ZyCrypto appeared on BitcoinEthereumNews.com. Advertisement &nbsp &nbsp The debate over which digital asset will anchor the future of global finance has persisted for more than a decade. Yet Ripple’s chief technology officer, David Schwartz, recently sat down with Eleanor Terrett, who highlighted on X what many industry analysts now call one of the most revealing XRP interviews of the year. In the discussion, Schwartz challenged the long-standing belief that Bitcoin can dominate global finance on its own. He argued that no single blockchain can shoulder the demands of the modern payment system. Instead, he said the industry’s success will depend on multiple networks working together rather than one chain claiming absolute dominance. Why Bitcoin Alone Cannot Carry the Global System Schwartz explained that early Bitcoin tribalism discouraged experimentation and slowed the industry’s progress. However, he noted that institutions today have moved beyond that mindset. According to him, XRP is not a competitor trying to replace Bitcoin; it is a network designed to perform tasks Bitcoin was never intended to handle. Advertisement &nbsp He stressed that XRP fills a gap that becomes more evident as financial markets move toward real-time, cross-border settlement. In the interview, Schwartz emphasized the engineering decisions that set XRP apart from competing chains. He mentioned that XRP was not forked from Bitcoin, does not use proof-of-work, and introduced major capabilities before these features were standardized across the industry. The issued assets and a native decentralized exchange, for example. Schwartz characterized the XRP Ledger as a suite of curated financial tools built as an efficient means to settle, move assets, and provide liquidity. Schwartz emphasized that XRP benefits from every new development within its ecosystem. He explained that XRP pays network fees, serves as the asset everyone can hold, and functions as the automatic bridge for routing trades. Most users, he…

Author: BitcoinEthereumNews
Bitcoin Treasury Metaplanet Draws Fresh $130M Debt Amid 20% Unrealized Loss

Bitcoin Treasury Metaplanet Draws Fresh $130M Debt Amid 20% Unrealized Loss

The post Bitcoin Treasury Metaplanet Draws Fresh $130M Debt Amid 20% Unrealized Loss appeared on BitcoinEthereumNews.com. Key Insights: Metaplanet drew $130 million from its Bitcoin-backed credit facility to expand BTC holdings and support income-generation strategies. The company employs a dual funding approach, combining collateralized debt and preferred equity to scale its Bitcoin treasury. Despite sitting on an almost 20% unrealized loss, Metaplanet continues accumulating Bitcoin and maintaining its HODL strategy. Metaplanet Inc., the Tokyo-listed firm pioneering Bitcoin treasuries in Asia, executed a $130 million loan on November 25, 2025, against its BTC collateral, pushing total borrowings to $230 million under a $500 million facility. This move, disclosed in a PDF filing on the company’s investor site, underscores Metaplanet’s aggressive accumulation strategy even as Bitcoin trades at $87,580—19.5% below the firm’s average acquisition cost of $108,036, per BitcoinTreasuries.net data. Meanwhile, Metaplanet stock (3350.T) closed at $2.28, down 7.75% from $2.48 the prior day and 81.5% off the 52-week high of $12.35, according to Yahoo Finance. The debt draw signals confidence in BTC’s long-term value but exposes the firm to collateral risks in a volatile market, where recent dips to $82,000 tested treasury models worldwide. Metaplanet first tapped its credit facility on October 31, 2025, drawing $100 million to fund Bitcoin buys. The latest tranche, secured by the company’s 30,823 BTC holdings valued at $3.5 billion as of October 31, follows Bitcoin’s 30% drop from October peaks. “Given the substantial scale of Bitcoin holdings relative to the loan amount, the Company expects to maintain sufficient collateral headroom,” the filing states, emphasizing a conservative draw policy to buffer volatility. Meanwhile, interest accrues at a reference USD rate plus spread, with daily renewals and repayment at Metaplanet’s discretion. The lender remains undisclosed, a common practice in such arrangements. Metaplanet Execution of Loan | Source: Metaplanet Funds target three areas: more BTC acquisitions, expansion of a Bitcoin income program via options…

Author: BitcoinEthereumNews
Yield compression triggers 50% TVL drop in USDe despite rising onchain usage

Yield compression triggers 50% TVL drop in USDe despite rising onchain usage

The sharp TVL contraction appears largely driven by the unwinding of leveraged looping strategies that proliferated across DeFi protocols.

Author: The Block
What Is The Best Cryptocurrency To Invest In Q4 2025

What Is The Best Cryptocurrency To Invest In Q4 2025

As Q4 2025 approaches, crypto markets are showing strong rotation toward early-stage projects. Investors are looking for underpriced assets with real utility. Altcoins are reviving, DeFi activity is surging, and participants are analyzing the next crypto to hit $1. Mutuum Finance (MUTM) is emerging as a leading candidate for crypto investing, drawing attention from both […] The post What Is The Best Cryptocurrency To Invest In Q4 2025 appeared first on TechBullion.

Author: Techbullion
The White Truffle Wizards Of Alba

The White Truffle Wizards Of Alba

The post The White Truffle Wizards Of Alba appeared on BitcoinEthereumNews.com. Paolo Montanaro, Veronica, Beppe, and Stefania TartufLanghe Paolo Montanaro, a native of the Piedmont region of northwestern Italy, grew up only a short distance from Alba, the epicenter of white truffles. As CEO of TartufLanghe, the company founded by his parents, Giuseppe (Beppe) and Domenica, some fifty years ago, this scholar-entrepreneur has reimagined the possibilities of white truffles. White Truffles: The Ultimate Expression of Terroir White truffles are considered an unmatched culinary indulgence due to their rarity, captivating aroma and high cost. These edible fungi cannot be farmed; they grow wild in a symbiotic relationship with certain trees, such as oak, hazelnut, poplar and linden. Also, their brief growing season is limited and subject to varying weather conditions. The addition of white truffles to simple dishes like pasta, risotto, or eggs elevates their preparation to an epicurean delicacy. Although the white truffle (Tuber Magnatum Pico) grows in other regions of Italy (including Tuscany, Le Marche, Umbria and Emilia Romagna) and elsewhere in Europe, the hills around Alba are considered the ideal habitat for the most intense and complex white truffles. That’s because the forests of Piedmont are blessed with a microclimate and soil composition conducive to the growth of the most aromatic truffles. In 2014, the hills of the Langhe area, along with Roero and Monferrato, were designated a UNESCO World Heritage Site for their unique relationship between landscape and culture. Additionally, since 1929, Alba has hosted the International White Truffle Fair, which has evolved into a masterful marketing gambit. Considered one of the most prestigious gourmet events in Europe, the event draws some 600,000 restaurateurs, chefs, and consumers each year, and sets exacting standards for authenticity and excellence. Drone view of Langhe Vienyards in Piedmont getty To bear its name, a “Tartufo Bianco d’Alba” must be sourced by truffle…

Author: BitcoinEthereumNews
South Korea Postpones Crypto Tax Law Again, Targeting 2027

South Korea Postpones Crypto Tax Law Again, Targeting 2027

TLDR South Korea has delayed the implementation of its crypto tax laws for the fourth time, now targeting January 2027. The country’s crypto tax framework faces significant gaps including unclear definitions for various types of virtual asset income. Many transactions, especially on overseas exchanges, remain difficult for the government to track, leading to potential tax [...] The post South Korea Postpones Crypto Tax Law Again, Targeting 2027 appeared first on CoinCentral.

Author: Coincentral
Bitwise’s Matt Hougan Reveals Why Most Crypto Treasury Firms Should Actually Trade at a Discount

Bitwise’s Matt Hougan Reveals Why Most Crypto Treasury Firms Should Actually Trade at a Discount

Bitwise's Matt Hougan believes that larger DATs gain major advantages in debt markets, lending capacity, derivatives access, and M&A opportunities.

Author: CryptoPotato
Top 5 Smart Contract Audit Companies to Look Out In 2026

Top 5 Smart Contract Audit Companies to Look Out In 2026

Top 5 Smart Contract Audit Companies to Look Out In 2026 — Essential Insights, Proven Picks & Expert Breakdown Understanding Smart Contract Audits

Author: Medium
Surviving the Meme Apocalypse: Key Factors Behind Memecoin Longevity — Spotlight on BAMBITZ

Surviving the Meme Apocalypse: Key Factors Behind Memecoin Longevity — Spotlight on BAMBITZ

Surviving the Meme Apocalypse: Key Factors Behind Memecoin Longevity — Spotlight on BAMBITZSurviving the meme coin apocalypse, being amongst the

Author: Medium