Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

16010 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
USDC Minted: 250 Million Stablecoin Injection Sparks Market Excitement

USDC Minted: 250 Million Stablecoin Injection Sparks Market Excitement

BitcoinWorld USDC Minted: 250 Million Stablecoin Injection Sparks Market Excitement The cryptocurrency world just witnessed a massive financial move that has everyone talking. Whale Alert, the popular blockchain tracking service, reported that a staggering 250 million USDC has been minted at the USDC Treasury. This substantial USDC minted event represents one of the largest stablecoin creations we’ve seen recently, and it’s sending ripples across the […] This post USDC Minted: 250 Million Stablecoin Injection Sparks Market Excitement first appeared on BitcoinWorld.

Author: bitcoinworld
How The Nation’s Power Grid Will Handle The $2.5 Trillion A.I. Boom

How The Nation’s Power Grid Will Handle The $2.5 Trillion A.I. Boom

The post How The Nation’s Power Grid Will Handle The $2.5 Trillion A.I. Boom appeared on BitcoinEthereumNews.com. Tech giants want to double A.I. electricity consumption in 5 years by enough to power more than 30 million homes. America can do it. Between now and 2030, the giants of A.I. like OpenAI, Google, Microsoft, Amazon and Meta aim to more than double the computing power dedicated to growing and operating their non-human minds. They currently use about 40 gigawatts of power, enough for 30 million homes. The cost of this ambition will be astronomical — about $50 billion per gigawatt of computing power built for a total of $2.5 trillion over the next five years alone. Roughly 80% of that will go to buy GPUs made by the likes of Nvidia and AMD; the rest — some $500 billion — will provide the energy via new power plants and transmission lines. At the trajectory these hyperscalers are on, Goldman Sachs figures that by 2030 American datacenters will consume 500 terawatt hours per year — more than 10% of total domestic electricity. “I think we should already be raising the alarm on the potential for facilities to complete construction but be without power in 2028 and 2029,” says Zach Krause, an analyst at East Daley, a Denver energy consultancy. “I hope they don’t march into a wall.” Some already have. In Oregon, Amazon Data Services has filed a complaint against Berkshire Hathaway subsidiary Pacificorp, which has refused to provide power to energize some of Amazon’s $30 billion in data center investments there. In Santa Clara, Calif. two 50 megawatt centers developed by Digital Realty and Stack Infrastructure are ready to go but can’t get electricity until Silicon Valley Power completes $450 million in grid upgrades – not expected until 2028 or later. Faced with new demand for 30 gigawatts of power, utility AES in Ohio told developers they had…

Author: BitcoinEthereumNews
Best Crypto Presales to Buy as Top Trader Eyes 25% Solana Recovery And Risk On Rotation

Best Crypto Presales to Buy as Top Trader Eyes 25% Solana Recovery And Risk On Rotation

What to Know: Bitcoin Hyper utilizes a modular Bitcoin-settlement plus SVM-execution design to integrate high-speed, low-fee smart contracts directly into the Bitcoin ecosystem. $HYPER’s presale and whale activity signal growing conviction in Bitcoin Layer 2 narratives as traders rotate back into risk assets. SUBBD targets the $85B creator economy by merging AI tools, token‑gated content, and crypto payments with 20% first‑year staking. LiquidChain’s Layer-3 architecture aims to unify BTC, ETH, and SOL liquidity, positioning LIQUID as a longer-term cross-chain DeFi infrastructure bet. A top trader calling for a 25% Solana rebound is exactly the kind of spark that can flip the market from defensive to risk-on in a heartbeat. When majors like SOL, BTC, and ETH stop leaking and start grinding higher, traders suddenly remember that upside volatility hits just as hard as the downside. Historically, the script has never changed. Once the large caps stabilize and push up, liquidity rotates into higher-beta plays, the small caps, narrative tokens, and presales, where a 2x is considered the warm-up, not the victory lap. Majors lead the move, but the real fireworks usually happen lower down the risk curve. That’s why presales matter in this setup. You still get the tailwind of improving macro and stronger majors, but you’re positioning before CEX listings, before full marketing cycles, and before retail FOMO starts tripping over itself. Instead of hoping Solana delivers a clean 25%, you’re looking at projects building the next wave of DeFi, Bitcoin scaling, infra, and cross-chain liquidity. Below are three presale-stage projects aligned with exactly that rotation: Bitcoin Hyper ($HYPER) — bringing SVM-style speed and parallel execution to Bitcoin SUBBD ($SUBBD) — where AI creator tools and Web3 payments collide LiquidChain (LIQUID) — a unified liquidity layer spanning Bitcoin, Ethereum, and Solana 1. Bitcoin Hyper ($HYPER) — First Bitcoin Layer-2 With SVM Speed If Solana really does lead the next risk-on bounce, the obvious second-order trade is throughput pressure on the chains it competes with, and none feels that more than Bitcoin. Bitcoin Hyper positions itself as the first Bitcoin Layer-2 to integrate the Solana Virtual Machine, targeting execution speeds that can rival, and potentially surpass, Solana’s own performance. Instead of trying to contort Bitcoin into a full smart-contract environment at L1, Bitcoin Hyper takes the modular route: Bitcoin for settlement, SVM for real-time execution. The result is sub-second finality, ultra-low latency, and high-speed transactions for wrapped BTC — all without compromising the base layer’s security guarantees. On the application side, $HYPER unlocks everything Bitcoin can’t natively support today: Full DeFi rails including swaps, lending, and staking High-throughput NFT marketplaces Gaming dApps and on-chain assets All of this runs on an SVM environment with Rust-based SDKs and APIs. SPL-compatible tokens can be deployed directly to the L2, giving Solana builders a familiar toolchain while tapping into deep Bitcoin liquidity. Presale momentum reinforces the narrative. The Bitcoin Hyper presale has raised over $28.5M, with tokens priced at $0.013335, placing it in late-stage, high-conviction territory rather than the usual micro-cap experiment. Smart money has noticed too: two high-net-worth wallets accumulated $396K in recent weeks, including a single $53K buy, a move that lines up with our own Bitcoin Hyper price prediction, which forecasts a potential 2030 high of around $0.253, roughly a 22x jump from current presale levels. The token design leans into long-term alignment, with staking rewards currently sitting at 40%, a short seven-day vesting period for presale stakers, and a reward structure built to encourage real network participation rather than pure emissions farming. For traders rotating part of their BTC exposure into Bitcoin-secured yield and high-beta infrastructure plays, the $HYPER presale is a clean, asymmetric bet on the next phase of Bitcoin scaling. 2. SUBBD ($SUBBD) — AI + Web3 Rail for the Creator Economy While traders obsess over Solana’s order books, another macro trend has been ripping completely on its own timeline: AI-powered content creation. SUBBD is going straight after the $85 billion creator economy with a Web3 + AI stack built to give creators more control, fewer fees, and a native way to monetize without feeding Web2 intermediaries. At its core, SUBBD is an AI-driven content creation and distribution platform. Creators can launch AI Personal Assistants to handle fan interactions, generate AI voice clones, and even deploy fully AI-generated influencers. All of this ties into token-gated content, subscription layers, and crypto payments, so revenue flows directly to the creator rather than being skimmed by middlemen. The presale numbers show the story is landing. SUBBD has raised $1,366,940.49, with tokens priced at $0.05705, signaling early but meaningful conviction from investors who see AI + ownership as a long-term macro pair. A 20% first-year staking yield adds a clear incentive for holders who want to participate in the ecosystem rather than just rotate in and out. For traders, SUBBD offers something distinct from the typical L1/L2 infrastructure play, exposure to AI-powered creator tooling, where the upside depends on user adoption, rather than gas fees or TPS bragging rights. And in a risk-on environment, narratives at the intersection of AI, social, and crypto tend to move quickly. If you want a deeper dive into potential long-term upside, our SUBBD price prediction breaks down the full forecast. 3. LiquidChain (LIQUID) — A Layer-3 Unifying BTC, ETH, and SOL Liquidity If Bitcoin Hyper is the bet on scaling Bitcoin and SUBBD is the bet on creators, LiquidChain (LIQUID) is the bet on where cross-chain DeFi is heading next. It’s a Layer-3 blockchain built to unify Bitcoin, Ethereum, and Solana into a single execution environment so liquidity, collateral, and dApps can actually move together, not in three different silos. Instead of relying on wrapped assets, LiquidChain is built around unified liquidity pools across BTC, ETH, and SOL. That means capital can be deployed without the usual friction associated with wrapping/unwrapping. A high-performance virtual machine handles real-time cross-chain execution, while trust-minimized proof systems verify UTXOs and state across all three major chains. In practice, that could look like a trader opening a leveraged position using BTC collateral against an ETH-denominated yield strategy, or a protocol routing orders through SOL and ETH liquidity without the user touching a bridge at all. As risk-on rotations send capital bouncing between ecosystems, infra that smooths those jumps tends to gain relevance fast. LiquidChain is still in an early stage, with presale momentum reportedly surpassing $40,000 raised and more than 3.3 million tokens staked during initial participation. The team is targeting a 2026 mainnet launch, framing LIQUID as a longer-dated multichain bet rather than a quick, speculative flip. Recap: As a 25% Solana recovery call nudges sentiment back toward risk-on, presales like Bitcoin Hyper, SUBBD, and LiquidChain offer higher-beta exposure to core narratives, Bitcoin scaling, AI-driven creator tools, and unified cross-chain liquidity. Of the three, Bitcoin Hyper stands out as the cleanest asymmetric bet on Bitcoin’s next DeFi chapter. This article is for informational purposes only and does not constitute financial, investment, or trading advice; always do your own research. Authored by Aaron Walker, NewsBTC – https://www.newsbtc.com/news/best-crypto-presales-to-buy-solana-25-percent-recovery/

Author: NewsBTC
BingX Review 2025: Features, Fees, and Security

BingX Review 2025: Features, Fees, and Security

BingX has emerged as one of the most versatile mid-tier crypto exchanges, blending spot trading, futures markets, copy trading, and automated tools into a single platform.

Author: CryptoPotato
Ripple’s RLUSD Gains Fiat-Referenced Status in Abu Dhabi

Ripple’s RLUSD Gains Fiat-Referenced Status in Abu Dhabi

The post Ripple’s RLUSD Gains Fiat-Referenced Status in Abu Dhabi appeared on BitcoinEthereumNews.com. Ripple USD stablecoin (RLUSD) is gaining traction in the traditional finance space as the token has achieved a major regulatory milestone in the Middle East. As per a post shared by Ripple’s Managing Director, Middle East & Africa, Reece Merrick, RLUSD has been approved as “lending collateral.” What Ripple’s regulatory breakthrough at ADGM means This approval marks a groundbreaking moment for Ripple. This is because banks, financial institutions and market participants can now use the Ripple USD stablecoin as a trusted asset when borrowing or lending within that financial region. Notably, RLUSD was approved as lending collateral on the Abu Dhabi Global Market (ADGM). This means that the USD-pegged asset is now an accepted fiat-referenced token that can be used as collateral on regulated platforms within the ADGM financial free zone. It signals increasing institutional acceptance of Ripple’s stablecoin despite its relative novelty in the cryptocurrency space. This approval of RLUSD in the Middle East could contribute to increased utility, given the region’s growing economic activity on the broader financial market. Another milestone for @Ripple here in the Middle East: $RLUSD is now approved for use as lending collateral within @ADGlobalMarket This year has seen some awesome momentum for Ripple in the Middle East. Can’t wait to keep building on these solid foundations as we head into… — Reece Merrick (@reece_merrick) November 27, 2025 The development could help unlock billions in lending activity for the Ripple USD stablecoin, which might serve as a catalyst for growing its market capitalization. Ripple’s RLUSD recently flipped the billion-dollar millstone after its market cap exceeded $1.2 billion. It clearly strengthens Ripple’s presence in the Middle East, even as it makes expansionary moves into the UAE and Africa. Ripple is strategically positioning itself for real-world utility in these regions, which includes payments to other financial services. Ripple…

Author: BitcoinEthereumNews
Amina Bank Pilots DLT for Real-Time Fiat Settlements Among Swiss Banks on Google Cloud

Amina Bank Pilots DLT for Real-Time Fiat Settlements Among Swiss Banks on Google Cloud

The post Amina Bank Pilots DLT for Real-Time Fiat Settlements Among Swiss Banks on Google Cloud appeared on BitcoinEthereumNews.com. Amina Bank, in partnership with Deutsche Börse’s Crypto Finance Group, has successfully piloted a real-time fiat payment settlement system using Google Cloud’s Universal Ledger among Swiss banks. This initiative enables 24/7 transactions while ensuring full compliance with Swiss regulations, paving the way for efficient global payments without new digital currencies. The pilot demonstrates distributed ledger technology (DLT) for instant cross-border and point-of-sale settlements. It integrates seamlessly with existing banking systems, maintaining security and regulatory standards. Participating institutions, including unnamed Swiss banks, achieved near-real-time fiat transfers on Google Cloud infrastructure, addressing inefficiencies in traditional payment networks. Discover how Amina Bank’s fiat settlement pilot on Google Cloud revolutionizes Swiss banking with 24/7 real-time payments. Learn about DLT innovations and compliance. Read now for expert insights! What is the Amina Bank Fiat Settlement Pilot on Google Cloud? The Amina Bank fiat settlement pilot represents a groundbreaking collaboration between Amina Bank, a regulated Swiss cryptocurrency bank, and Deutsche Börse’s Crypto Finance Group to test real-time payment processing using Google Cloud’s Universal Ledger. This initiative focuses on enabling continuous, around-the-clock fiat transactions among Swiss financial institutions while adhering strictly to local regulatory requirements. By leveraging distributed ledger technology (DLT), the pilot addresses key pain points in global payment systems, such as delays and high costs, without necessitating a complete overhaul of existing frameworks or the introduction of novel digital currencies. How Does the Pilot Integrate DLT for Real-Time Payments? The pilot utilizes Google Cloud’s Universal Ledger (GCUL), a DLT-based platform designed for secure and scalable financial operations. Participating Swiss banks, including Amina Bank and Crypto Finance Group, conducted trials that simulated cross-border payments, cross-currency exchanges, and point-of-sale settlements. According to the joint announcement, the system processed transactions in near real-time, available 24/7, which significantly reduces settlement times compared to traditional methods that can take days.…

Author: BitcoinEthereumNews
Ripple Gains Abu Dhabi FSRA Greenlisting In Latest Middle East Push

Ripple Gains Abu Dhabi FSRA Greenlisting In Latest Middle East Push

Ripple has secured a key regulatory win in the Gulf as Abu Dhabi’s Financial Services Regulatory Authority (FSRA) has recognized Ripple USD (RLUSD) as an “Accepted Fiat-Referenced Token,” effectively greenlisting the USD-backed stablecoin for use within Abu Dhabi Global Market (ADGM). Ripple Adds Another Middle East Win The designation means RLUSD can now be used […]

Author: Bitcoinist
Conflux (CFX) Integrates USDT0 into dForce Ecosystem, Launches Incentive Campaigns

Conflux (CFX) Integrates USDT0 into dForce Ecosystem, Launches Incentive Campaigns

The post Conflux (CFX) Integrates USDT0 into dForce Ecosystem, Launches Incentive Campaigns appeared on BitcoinEthereumNews.com. Iris Coleman Nov 27, 2025 02:28 Conflux (CFX) has successfully integrated USDT0 into the dForce ecosystem, unveiling a series of incentive campaigns to promote its adoption, according to the Conflux Forum. Conflux (CFX) has announced the successful integration of USDT0 into the dForce ecosystem, marking a significant step forward for the platform’s users. This development, shared by the Conflux Forum, is set to enhance the functionality and reach of USDT0 within the decentralized finance (DeFi) landscape. USDT0 Lending Pool on Conflux eSpace Following the integration, Unitus Finance has launched a USDT0 lending pool on Conflux eSpace. This move is expected to boost liquidity and provide users with new opportunities for lending and borrowing in a decentralized manner. The introduction of this pool is seen as a strategic expansion of Conflux’s DeFi capabilities. Incentive Campaigns to Boost Adoption To celebrate the integration and encourage user participation, Conflux has introduced a series of incentive campaigns. Starting November 27, 14:00 (UTC+8), users who supply USDT0 on Unitus Finance can share a reward pool of 1,000 CFX over a two-week period. These campaigns are designed to promote the migration to USDT0 and increase its adoption across the Conflux ecosystem. Participating in the Conflux Ecosystem As the migration to USDT0 progresses, Conflux has indicated that additional campaigns and incentives will be rolled out, providing users with even more avenues to engage with and benefit from the ecosystem. The initiative underscores Conflux’s commitment to enhancing user experience and expanding its DeFi offerings. Guidance on Acquiring USDT0 For those looking to acquire USDT0, Conflux has provided several options. Users can convert cUSDT to USDT0 through the official Conflux Hub, or utilize the USDT0 official bridge and the Meson bridge for seamless transfers. These pathways ensure that users have multiple…

Author: BitcoinEthereumNews
Delve into AI: Who should own Africa’s data?

Delve into AI: Who should own Africa’s data?

Tech leaders, policymakers, and civil society experts gathered on November 26, to call for a new era of Africa's data sovereignty.

Author: Techcabal
Next Crypto To Explode As Strategy Proves Bitcoin Reserves Can Easily Cover Its Debt

Next Crypto To Explode As Strategy Proves Bitcoin Reserves Can Easily Cover Its Debt

What to Know: Strategy’s new ‘Bitcoin Rating’ shows its $BTC stack covers convertible debt by about 5.9x at its average entry and would stay near 2x even in a deep crash, underlining how levered it is to long-term $BTC upside. Despite that cushion, institutions are bailing on the stock and moving into spot Bitcoin ETFs instead, leaving Strategy out of the S&P 500 and trading below the value of its own $BTC holdings. Bitcoin Hyper’s presale is building an SVM-based Bitcoin Layer 2 with near-instant, low-fee smart contracts and DeFi that settles back to Bitcoin, giving $BTC holders a scaling and yield angle instead of just spot exposure. PEPENODE’s presale pushes a mine-to-earn meme model where you buy virtual nodes, build a digital mining rig, and earn $PEPENODE plus other meme coins, with node upgrades and token burns tying demand to in-game activity. Corporate Bitcoin strategy hits differently when it’s backed by hard numbers instead of doompost threads. A 5.9x asset‑to‑debt ratio at the average $BTC cost basis, and even 2x coverage if Bitcoin nukes to $25K, is exactly the kind of balance‑sheet resilience big money cares about. When the top asset on corporate books still comfortably covers obligations after a deep crash, the signal isn’t ‘risk off’ – it’s that Bitcoin has matured into collateral that institutions actually trust. That trust doesn’t just sit in cold wallets; it becomes the backdrop for the next wave of risk‑on bets. Historically, when the market accepts Bitcoin as sound collateral, the next move is usually into high‑beta plays that can ride the same long‑term conviction with far larger upside. That’s where presales, aggressive Layer 2s, and high‑throughput chains tend to explode, turning $BTC strength into altcoin momentum. Below are three projects positioned to benefit from this environment – led by Bitcoin Hyper ($HYPER), a Bitcoin Layer 2 trying to do for $BTC what high‑performance chains did for DeFi elsewhere, alongside Solana‑style execution and Tron’s stablecoin machine. 1. Bitcoin Hyper ($HYPER): SVM Speed On A Bitcoin Layer 2 Bitcoin Hyper pitches itself as ‘the fastest Bitcoin Layer 2 Chain’ with integrated Solana Virtual Machine (SVM), aiming to deliver faster performance than Solana itself while anchoring to Bitcoin for settlement. The idea is simple: keep Bitcoin as the base layer of trust, outsource speed and programmability to a purpose‑built Layer 2. Under the hood, Bitcoin Hyper uses a modular design: Bitcoin L1 for settlement and a real‑time SVM Layer 2 for high‑throughput execution. A single trusted sequencer batches transactions and periodically anchors state back to Bitcoin, enabling sub‑second confirmation at low cost instead of waiting for slow on‑chain $BTC finality and paying full L1 fees. This architecture attacks Bitcoin’s three core limitations at once: slow transactions, high fees, and lack of native smart contracts. On Bitcoin Hyper, you get extremely low‑latency processing, SVM‑based smart contracts, and SPL‑compatible tokens adapted for the L2. That opens the door to wrapped $BTC payments, AMMs, lending markets, staking protocols, NFTs, and gaming dApps built in Rust with SDKs and APIs developers already know. Here’s how to buy $HYPER before the presale ends tomorrow. The presale has raised $28.58M, with tokens at $0.013335, and staking is set at 40%, so there are long-term gains to be made alongside price appreciation. Join the $HYPER presale today. 2. PEPENODE ($PEPENODE): Mine-To-Earn Meme With Node Economics If Bitcoin Hyper is the infrastructure bet, PEPENODE ($PEPENODE) is the speculative meme play wrapped in a pseudo‑mining economy. Branded as the world’s first mine-to-earn memecoin, it swaps hash rate and ASICs for a virtual mining system where users deploy ‘nodes’ through a gamified dashboard to earn token emissions. Instead of proof‑of‑work, PEPENODE uses tiered node rewards to simulate miner economics. Higher‑tier nodes are designed to capture larger slices of emissions, encouraging early participation and laddering up through the system. Eventually, you’ll be able to receive rewards on popular meme coins like Fartcoin and Pepe. It’s a familiar pattern from DeFi node projects, but re‑skinned for meme traders who want something more interactive than simply buying and waiting. Despite the playful branding, there’s real capital flowing in. The PEPENODE presale has raised $2.2M with tokens at $0.0011685, putting it firmly in micro‑cap territory where order‑book depth will matter but upside can be violent if the narrative catches a bid. Our PEPENODE price prediction puts a potential 2026 price at $0.0071, which is a 508% increase from the current price. Staking isn’t specified yet, so yield for now is focused on the virtual mining mechanics and node tiers. In a market where Bitcoin is proving itself as a durable treasury asset, memes like PEPENODE sit at the opposite end of the risk curve: pure beta with a gamified wrapper. If you’re looking for exposure that can move multiples faster than $BTC on narrative alone, the mine‑to‑earn angle aims directly at that demand. Join the PEPENODE presale now. 3. Tron (TRX): Stablecoin Workhorse With Massive USDT Flows Tron (TRX) remains one of the purest expressions of ‘blockchain as payments rail’ in the market. It’s a high‑throughput network designed for fast, low‑cost transactions and dApp deployment, but its real edge today is stablecoins: Tron has become a major hub for $USDT transfers across exchanges and payment platforms. With high TPS and tiny fees, Tron quietly turned into the default settlement layer for a big chunk of crypto’s dollar liquidity. Recently, it even surpassed Ethereum in total circulating $USDT, reaching about $73.8B, underscoring how much real transactional flow now prefers Tron’s cost structure over more expensive chains for day‑to‑day movement. That stablecoin gravity feeds into a growing DeFi and cross‑chain ecosystem, where users can tap lending, swaps, and yield strategies without abandoning the payment rails they already use. In a market where Bitcoin is the collateral anchor, Tron offers exposure to the transactional layer of crypto dollars. And the token is showing signs of recovery from the recent market dump, with a 1% increase in the last day. You can get Tron from Binance. Recap: When corporate treasuries show Bitcoin reserves still comfortably covering debt even in a deep crash, it sets the stage for high‑beta plays. Bitcoin Hyper ($HYPER) and PEPENODE ($PEPENODE) stand out as the most direct bets in the current market. This content is for educational and informational purposes only and does not constitute financial, investment, or trading advice. Authored by Aaron Walker, NewsBTC – https://www.newsbtc.com/next-crypto-to-explode-strategy-proves-bitcoin-reserve-covers-debts

Author: NewsBTC