Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

16373 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
300% Bonus Tokens Trigger Investor Shift – LivLive Surges as the Top Crypto to Buy This Month Over TRON and Cardano

300% Bonus Tokens Trigger Investor Shift – LivLive Surges as the Top Crypto to Buy This Month Over TRON and Cardano

What if your next reward didn’t come from a screen but from living your life? That’s the question pulling investors […] The post 300% Bonus Tokens Trigger Investor Shift – LivLive Surges as the Top Crypto to Buy This Month Over TRON and Cardano appeared first on Coindoo.

Author: Coindoo
Solana Lending Market Reaches About $5B as Kamino Challenges Jupiter Lend’s Contagion Risk Claims

Solana Lending Market Reaches About $5B as Kamino Challenges Jupiter Lend’s Contagion Risk Claims

The post Solana Lending Market Reaches About $5B as Kamino Challenges Jupiter Lend’s Contagion Risk Claims appeared on BitcoinEthereumNews.com. Solana Foundation President Lily Liu has outlined a cross-market view, noting in a COINOTAG briefing that the Solana lending market sits at about $5 billion, with Ethereum roughly ten times larger. She emphasized that the collateral market in traditional finance dwarfs crypto by many multiples, framing the risk-reward calculus for DeFi lenders. On strategy, Liu signaled that industry players may either engage in light-hearted framing or aggressively pursue share gains across the cryptocurrency ecosystem, ultimately linking activities with the broader traditional finance landscape to deepen market participation. Separately, the industry has seen risk-moderation notes around Jupiter Lend. COINOTAG reported that Kamino temporarily blocked Jupiter Lend’s migration tool amid concerns about the risk model, after Jupiter had cited an isolated risk structure and no cross-contamination between trading pairs—claims that were later corrected. Kamino’s co-founder publicly challenged Jupiter’s risk description. Source: https://en.coinotag.com/breakingnews/solana-lending-market-reaches-about-5b-as-kamino-challenges-jupiter-lends-contagion-risk-claims

Author: BitcoinEthereumNews
daGama Teams Up with HyperGPT to Transform Real-World Location Discovery

daGama Teams Up with HyperGPT to Transform Real-World Location Discovery

daGama is working with HyperGPT to implement advanced AI functions in its blockchain technology for finding locations to enhance the user experience.

Author: Blockchainreporter
MrBeast Crypto Platform Tees Up Competition For Robinhood & Coinbase

MrBeast Crypto Platform Tees Up Competition For Robinhood & Coinbase

The post MrBeast Crypto Platform Tees Up Competition For Robinhood & Coinbase appeared on BitcoinEthereumNews.com. Key Insights MrBeast: 450M+ audience, 70% under 25, gives his platform a user-acquisition advantage. The planned app bundles banking, crypto trading (exchange + DEX), investments, and creator tools, positioning it as a direct challenger to Coinbase’s trading ecosystem and Robinhood’s investing-plus-payments model. If executed well, the launch could divert Gen Z flows away from Coinbase and Robinhood, but the project still faces significant compliance, licensing, and operational risks. MrBeast, the YouTube titan with 450 million subscribers, confirmed plans on December 3, 2025, to launch “MrBeast Financial,” a mobile app blending banking, crypto trading, and investment services. This positions the influencer as a direct challenger to Robinhood and Coinbase in the race for Gen Z’s financial future with potential mainstream adoption. CEO Jeffrey Housenbold revealed the details at the New York Times DealBook Summit, as cited by Marcel van Oost on X that day. The platform will offer crypto exchanges, short-term loans, investment management, and financial education, per a U.S. trademark filing on October 13 through Beast Holdings LLC. With MrBeast 2025 revenue topped $400 million from content and merchandise. Per Forbes estimates in its November 2025 update, it taps his massive audience, 70% under 25, for seamless onboarding into digital assets. For crypto news watchers, it signals a celebrity-driven disruption. Robinhood’s 24 million users and Coinbase’s $8 billion quarterly volume face a virality threat. However, regulatory scrutiny and execution risks loom large in a market where influencer-backed projects have yielded mixed results. MrBeast Crypto Roots: From NFTs to $23 Million Gains MrBeast foray into crypto news isn’t new. Jimmy Donaldson has quietly built a portfolio since 2021, amassing over $23 million in profits from NFT flips and token trades, as reported by The Coin Republic on October 31, 2024. Early wins included eight CryptoPunks acquired for under $1 million, sold…

Author: BitcoinEthereumNews
The president of the Solana Foundation called for an end to the infighting among lending agreements and a focus on expanding the market.

The president of the Solana Foundation called for an end to the infighting among lending agreements and a focus on expanding the market.

PANews reported on December 7th that Lily Liu, president of the Solana Foundation, posted on the X platform, urging lending protocols Kamino and Jupiter Lend within the ecosystem to stop attacking each other and focus on expanding the market. Liu stated that Solana's lending market is currently worth approximately $5 billion, ten times the size of Ethereum's market, and trillions of times larger than the traditional financial collateral market. Liu said, "We can attack each other (one-click lending position switching, taunting and using abusive language, etc.), or we can focus on taking market share from the entire crypto market and the TradFi market." Previously , Jupiter Exchange COO Kash Dhanda responded to community concerns about its lending product, Jupiter Lend, acknowledging that claims in previously deleted social media posts regarding the "zero risk of infection" in Jupiter Lend vaults were inaccurate. Solana lending platform Kamino blocked Jupiter Lend's migration tools due to concerns that Jupiter was misleading users about its risk model. Kamino's co-founder also criticized Jupiter's claims about vault segregation in a post on the X platform.

Author: PANews
Crypto officially becomes a “third category” of property, fixing the fatal flaw in digital asset ownership.

Crypto officially becomes a “third category” of property, fixing the fatal flaw in digital asset ownership.

The post Crypto officially becomes a “third category” of property, fixing the fatal flaw in digital asset ownership. appeared on BitcoinEthereumNews.com. The UK doesn’t pass many one-clause statutes that redraw the map of personal property, but that’s exactly what arrived with Royal Assent on Dec.2. After years of academic papers, Law Commission consultations, and scattered High Court judgments trying to make old categories fit modern assets, Parliament finally said that digital and electronic assets can exist as their own form of personal property, not because they’re shoehorned into something else, but because they function as objects in their own right. This establishes a third category of personal property in English law, one that sits alongside “things in possession” (physical goods) and “things in action” (claims you enforce in court). Crypto never cleanly matched either, because tokens aren’t physical objects, and they also aren’t contractual IOUs. For years, lawyers and judges improvised, stretching doctrines built for ships, bearer bonds, and warehouse receipts to handle assets locked by private keys. Still, now the system has a statutory anchor. The law says that a digital object is not disqualified from being property just because it fails the tests of the other two categories. This matters because English law still has an outsized global reach. A large share of corporate contracts, fund structures, and custody arrangements relies on English law even when the businesses themselves are based in Switzerland, Singapore, or the US. When London clarifies property rights, the ripples go far. And with the Bank of England running a live consultation on systemic stablecoins, the timing all but guarantees that this Act becomes the foundation for the next decade of UK crypto-market design. Before this, crypto existed in a kind of doctrinal limbo. Courts repeatedly treated tokens as property in practical settings, issuing freezing orders, granting proprietary injunctions, and appointing receivers. Still, they did it by treating crypto as if it belonged to one…

Author: BitcoinEthereumNews
This New DeFi Coin Has Risen 250% While Large Caps Drift, Is It the Best High-Upside Crypto Before 2026?

This New DeFi Coin Has Risen 250% While Large Caps Drift, Is It the Best High-Upside Crypto Before 2026?

Big assets remain ambiguous in their drift and lots of people are shifting towards new sharp upside prospects. One DeFi altcoin that is currently trading at a price of $0.035 had been making gains of 250% in its development process and as the activities increase before its next significant milestone, the Mutuum Finance (MUTM) is […]

Author: Cryptopolitan
Michael Saylor Explains Why Banks Won’t Wait For Bitcoin

Michael Saylor Explains Why Banks Won’t Wait For Bitcoin

The post Michael Saylor Explains Why Banks Won’t Wait For Bitcoin appeared on BitcoinEthereumNews.com. Key Insights Michael Saylor says major U.S. banks flipped from anti-Bitcoin to pro-crypto within the past 12 months. Eight of the top 10 U.S. banks are now involved in Bitcoin-backed lending, most joining in the last six months. Schwab and Citi are preparing to offer BTC custody and credit services starting next year. Saylor argues the banking sector’s pivot to Bitcoin is happening years earlier than industry forecasts expected. Bitcoin news from Binance Blockchain Week in Dubai took a sharp turn on December 4, 2025, when Strategy Inc. executive chairman Michael Saylor revealed that Wall Street’s largest banks had flipped from crypto skeptics to active participants in just 12 months, far ahead of the 4–8 year timeline experts once predicted. Speaking to a packed audience at the Coca-Cola Arena, Saylor listed BNY Mellon, PNC, Citi, JPMorgan, Wells Fargo, Bank of America, and Vanguard among those now offering Bitcoin custody and credit. He explained that eight of the top 10 U.S. banks entered crypto lending in the last six months alone. As Bitcoin traded at $92,669 and spot ETF inflows reversed to positive flows per Farside Investors data, Saylor’s comments underscore a structural shift: Mega-finance actors now steer Bitcoin’s trajectory, decoupling it from retail cycles and aligning it with macro forces like Fed easing and fiscal deficits. For investors, this Bitcoin news validates long-term conviction, though it demands vigilance on regulatory hurdles. From Skepticism to Bitcoin Custody in 12 Months Saylor delivered his insights during a fireside chat at Binance Blockchain Week, moderated by The Bitcoin Therapist, as clipped in a December 5 X post by @CryptosR_Us. He stated, “The world’s biggest banks weren’t supposed to embrace Bitcoin for another 4–8 years, but it’s already happening right now.” He ticked off names: BNY Mellon now custodies Bitcoin for ETFs, PNC offers…

Author: BitcoinEthereumNews
Donald Trump-Linked Bank Takes Important Step for Cryptocurrency Sector

Donald Trump-Linked Bank Takes Important Step for Cryptocurrency Sector

The post Donald Trump-Linked Bank Takes Important Step for Cryptocurrency Sector appeared on BitcoinEthereumNews.com. Monet Bank, a Texas-based community bank, has officially announced its entry into the cryptocurrency lending and digital asset banking space, taking its place among the crypto-focused banks in the United States. The bank, owned by billionaire businessman Andy Beal and a prominent supporter of President Donald Trump, positions itself as an “infrastructure bank for digital assets.” According to official records, the bank has assets of just under $6 billion and capital of approximately $1 billion. Monet Bank's website states that it aims to be “a leading digital asset financial institution, committed to providing innovative and forward-thinking solutions for the digital economy.” Launched in 1988 as Beal Savings Bank, the bank first changed its name to XD Bank this year and then rebranded as Monet Bank two months later. The bank, which is regulated by the FDIC and has six branches, appears to have completed its organizational transformation around digital assets. Related News: What Do Current Options in Bitcoin (BTC) Indicate? The bank's owner, Andy Beal, is known for his extensive financial support for Donald Trump during the 2016 election, as well as being the founder of Beal Financial Corp. Monet Bank joins a small number of US banks aiming to serve the crypto industry. In October, the US Office of the Comptroller of the Currency (OCC) granted a conditional bank license to tech-focused Erebor Bank. Erebor is backed by Peter Thiel, a founder of Founders Fund and an investor in CoinDesk's parent company, Bullish. Meanwhile, this week, former Signature Bank executives launched N3XT, a small-cap crypto bank operating in Wyoming under a Special Purpose Depository Institution (SPDI) license. N3XT aims to process payments instantly via a private blockchain network. *This is not investment advice. Continue Reading: Donald Trump-Linked Bank Takes Important Step for Cryptocurrency Sector Source: https://en.bitcoinsistemi.com/donald-trump-linked-bank-takes-important-step-for-cryptocurrency-sector/

Author: BitcoinEthereumNews
A New Debate Emerges Over Jupiter Lend’s Risk Narrative

A New Debate Emerges Over Jupiter Lend’s Risk Narrative

The post A New Debate Emerges Over Jupiter Lend’s Risk Narrative appeared on BitcoinEthereumNews.com. Jupiter Lend has recently found itself embroiled in controversy following accusations of misleading risk statements. Kash Dhanda, the Chief Operating Officer, admitted that prior claims on social media suggesting the lending product posed “zero contagion risk” were inaccurate. Continue Reading:A New Debate Emerges Over Jupiter Lend’s Risk Narrative Source: https://en.bitcoinhaber.net/a-new-debate-emerges-over-jupiter-lends-risk-narrative

Author: BitcoinEthereumNews