Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

16394 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
30,000 USDT Airdrop for Meme-Coin Trading

30,000 USDT Airdrop for Meme-Coin Trading

The post 30,000 USDT Airdrop for Meme-Coin Trading appeared on BitcoinEthereumNews.com. Global cryptocurrency exchange Zoomex has officially launched the “ZOOtopia Trading Festival,” a platform-wide event combining meme-coin trading, daily missions, and exclusive community rewards. The campaign features a total prize pool of 30,000 USDT in airdrops, along with additional perks including fee rebates and movie-ticket giveaways. According to the official announcement, the ZOOtopia Trading Festival is designed to engage both new and experienced traders by blending high-growth meme-coin momentum with gamified participation tasks. Users who trade eligible meme tokens and complete daily missions can qualify for a share of the 30,000 USDT airdrop pool. • 30,000 USDT Airdrop Reward Pool Participants who complete event tasks and meet the trading requirements will be eligible to claim a portion of the prize pool. • Meme-Coin Focused Trading Experience The event includes several trending meme tokens, offering users exposure to some of the most active and volatile assets in the current market cycle. • Daily Missions & User Engagement Tasks Beyond trading volume requirements, users can complete structured daily missions to unlock additional rewards, enhancing interaction and accessibility for casual traders. • Extra Perks: Movie Ticket Draws & Fee Rebates In addition to the airdrop, Zoomex is offering movie-ticket giveaways and transaction-fee rebates for eligible traders. Zoomex’s Vision: Simple, Fast, User-First Founded in 2021, Zoomex has quickly grown into a global trading platform known for its focus on simplicity, user-friendly design, and fast execution. The exchange continues to emphasize transparency, operational fairness, and an easy onboarding experience—especially valuable to newcomers exploring the crypto market. The ZOOtopia Trading Festival aligns with Zoomex’s broader strategy of encouraging community participation and rewarding user activity. By leveraging the popularity of meme-coin trading and offering low-barrier participation tasks, the platform aims to strengthen user engagement and boost market liquidity. Learn More: For full event details, eligibility rules, and participation…

Author: BitcoinEthereumNews
GoTyme Bank Launches Bitcoin and Crypto Access for Philippine Users

GoTyme Bank Launches Bitcoin and Crypto Access for Philippine Users

The post GoTyme Bank Launches Bitcoin and Crypto Access for Philippine Users appeared on BitcoinEthereumNews.com. GoTyme crypto services allow Philippines residents to buy and store 11 digital assets like Bitcoin, Ethereum, and Solana directly in the bank’s app through a partnership with US fintech Alpaca. This integration converts Philippine pesos to USD for seamless access, focusing on simplicity for over 6.5 million users. GoTyme partners with Alpaca for secure crypto buying and storage in-app. Users access 11 cryptocurrencies including BTC, ETH, and SOL with easy peso-to-USD conversion. The Philippines ranks ninth in Chainalysis’ 2025 Global Crypto Adoption Index, highlighting strong regional interest with potential government BTC reserves. Discover GoTyme crypto services: Buy BTC, ETH, SOL & more in the Philippines app. Secure, simple access for 6.5M users via Alpaca partnership. Start investing today! What is GoTyme Crypto? GoTyme crypto refers to the new digital asset services launched by the Philippines-based digital bank GoTyme, enabling users to purchase and hold cryptocurrencies directly within its mobile banking app. This feature, introduced through a collaboration with US fintech firm Alpaca, supports 11 popular assets such as Bitcoin (BTC), Ethereum (ETH), Solana (SOL), and Polkadot (DOT). The service emphasizes user-friendly integration, allowing quick conversions from Philippine pesos to USD for secure transactions, making crypto accessible without needing separate exchanges or complex setups. Process of buying crypto in the app. Source: GoTyme GoTyme, which launched in October 2022, has rapidly grown to serve over 6.5 million customers in the Philippines, as reported by Nikkei Asia in September 2025. Formed through a partnership between Singapore-based Tyme Group and the Filipino Gokongwei Group, the bank prioritizes speed and convenience—users can open an account and get a debit card in just five minutes. This foundation now extends to GoTyme crypto, aligning with the bank’s mission to simplify financial services in a market ripe for digital innovation. The integration with Alpaca ensures robust security,…

Author: BitcoinEthereumNews
Dogecoin Rises 5% Above $0.15 as ETF Filing and Chart Patterns Hint at Upside Potential

Dogecoin Rises 5% Above $0.15 as ETF Filing and Chart Patterns Hint at Upside Potential

The post Dogecoin Rises 5% Above $0.15 as ETF Filing and Chart Patterns Hint at Upside Potential appeared on BitcoinEthereumNews.com. Dogecoin price surge of 5% in 24 hours has pushed the token above $0.15, driven by broader market recovery and 21Shares’ ETF filing. Technical indicators like the falling wedge pattern suggest potential for further upward momentum, attracting renewed investor interest in this popular meme coin. Dogecoin recovers 5%, surpassing the $0.15 level amid a broader market recovery. 21Shares files for Dogecoin ETF, fueling institutional interest and adoption. The falling wedge pattern on DOGE’s chart signals potential for a breakout and upward momentum, with RSI at 61.49 indicating bullish sentiment. Dogecoin price surge hits 5% as it rebounds above $0.15, boosted by ETF filing and technical patterns. Discover key insights on DOGE’s recovery and future potential in this crypto update. Stay informed on market trends today. What is causing the recent Dogecoin price surge? Dogecoin price surge stems from a combination of market-wide recovery and positive developments like the 21Shares ETF filing. Over the last 24 hours, DOGE has climbed 5%, breaking past the $0.15 resistance level after a prior dip. This rebound aligns with increased trading volume and bullish technical signals, positioning the meme coin for potential further gains as investor confidence returns. The cryptocurrency market has shown signs of stabilization following recent volatility, with major assets like Bitcoin and Ethereum also posting gains. Dogecoin, known for its community-driven appeal and historical ties to social media trends, often amplifies these broader movements. Data from market trackers indicates that DOGE’s 24-hour trading volume has risen by over 20%, reflecting heightened buyer activity. As of December 3, the token reached $0.1505, a level not seen in recent sessions. This uptick follows a two-day gain exceeding 10%, supported by key price floors at $0.13 and $0.15. Analysts attribute part of this momentum to renewed retail interest, spurred by positive sentiment across social platforms…

Author: BitcoinEthereumNews
UK Makes Ethereum Legal Property – While Futures Quietly Surge

UK Makes Ethereum Legal Property – While Futures Quietly Surge

The post UK Makes Ethereum Legal Property – While Futures Quietly Surge appeared on BitcoinEthereumNews.com.  The new law, the UK acknowledges Ethereum as personal property, and derivatives traders reestablish open interest positions following the October liquidation event. On Dec. 2, Ethereum was officially registered as personal property in the United Kingdom. Royal Assent to the Property (Digital Assets etc) Act 2025 that day. Digital property is now in a third tier of personal property in English law. This new position is shared by Bitcoin and other crypto-tokens. The Act eliminates the fact that property must either be in possession or in action as per the traditional definitions. Ambiguity in the law regarding the ownership of digital assets is no longer present. You might also like: Ethereum Sees Drop In Network Validator Participation After Fusaka Upgrade Courts Can Now Trace Stolen Coins Without Workarounds Digital detectives now have greater protection under the law to seek cases against their offenders. Freezing orders and tracing mechanisms can be directly applied by the judges. It becomes easier to recover misappropriated tokens. Clearer treatment is also given to exchange failures and insolvency proceedings. Banks, custodians and funds have fewer ambiguities in the way they organise secured lending or collateral arrangements around ETH. These changes were proposed by the Law Commission in 2023. The act became effective on the spot. It is applicable in England, Wales and Northern Ireland. The measure was passed by parliament after several years of individual case court rulings that treated crypto as property. You might also like: Ethereum’s $3,400 Rally Faces $2B Liquidation Risk Derivatives Positioning Rebuilds After October Wipeout Since October 10, Ethereum futures open interest has been increasing. The date was a violent liquidation date that flushed leveraged positions. Traders are reconstructing exposure despite spot prices that are still lower than they were in the autumn. Binance Futures ETHUSDT perpetual contract records consistent gains.…

Author: BitcoinEthereumNews
WisdomTree Introduces Tokenized Fund with Options Strategy

WisdomTree Introduces Tokenized Fund with Options Strategy

WisdomTree has announced the launch of a tokenized fund integrated with options payout strategies on their blockchain platforms.

Author: coinlineup
Customized Blinds Bring Style Comfort and Personality to Every Home Space Today

Customized Blinds Bring Style Comfort and Personality to Every Home Space Today

Customized blinds are a simple yet powerful way to show your personal taste and enhance your home décor. They let you choose colors, fabrics, and finishes that match your style. When you pick blinds that fit your personality, your home feels warmer and more welcoming. Many homeowners in Blinds Mornington choose custom designs because they […] The post Customized Blinds Bring Style Comfort and Personality to Every Home Space Today appeared first on TechBullion.

Author: Techbullion
Binance’s FSRA License Forces 3-Pillar Regulatory Structure

Binance’s FSRA License Forces 3-Pillar Regulatory Structure

The post Binance’s FSRA License Forces 3-Pillar Regulatory Structure appeared on BitcoinEthereumNews.com. Binance has become the first global crypto exchange to secure a comprehensive suite of licenses from the Financial Services Regulatory Authority (FSRA) of Abu Dhabi Global Market (ADGM), placing its entire global platform under full regulatory supervision. The approval, announced on December 8, 2025, covers exchange, clearing, and custody, as well as broker-dealer activities, aligning Binance’s structure with traditional financial market oversight. Sponsored Binance Secures Landmark FSRA License, Splits Operations Under ADGM Oversight The milestone marks a major shift in how large crypto platforms integrate with institutional regulation. Binance plans to begin regulated operations under ADGM on January 5, 2026. Major milestone 🏁#Binance is the first-ever digital assets trading platform to secure a full suite of licenses from FSRA under @ADGlobalMarket. This marks a breakthrough moment that raises global standards for regulation, security, and trust. It reflects our commitment to… pic.twitter.com/ItRofJoAOC — Binance (@binance) December 8, 2025 With more than 300 million users globally and over $125 trillion in cumulative trading volume, the move positions Binance as one of the most tightly supervised digital asset platforms in the world. Under the FSRA approval, Binance will operate through three distinct regulated entities: Nest Services Limited: (Soon to be renamed Nest Exchange Limited) will serve as the Recognised Investment Exchange handling spot and derivatives trading. Nest Clearing and Custody Limited: Has been approved as a Recognized Clearing House to oversee clearing, settlement, and custody. BCI Limited: (Soon to be Nest Trading Limited) will operate as a broker-dealer handling off-exchange activities such as OTC trading and conversions. This separation mirrors TradFi market infrastructure. It addresses long-standing concerns around concentration risk, transparency, and conflicts of interest in crypto markets. Sponsored By structurally separating trading, custody, and brokerage, the ADGM framework introduces clear accountability and strengthens consumer protection. Binance Co-CEO Richard Teng described the approval…

Author: BitcoinEthereumNews
FairMoney to support Nigeria’s $1 trillion GDP goal with new product offerings

FairMoney to support Nigeria’s $1 trillion GDP goal with new product offerings

FairMoney Microfinance Bank, a rapidly growing digital financial services provider in the Nigerian fintech space, is spearheading a…

Author: Technext
Base–solana Bridge Launches, But Ecosystem Response Remains Mixed

Base–solana Bridge Launches, But Ecosystem Response Remains Mixed

The post Base–solana Bridge Launches, But Ecosystem Response Remains Mixed appeared on BitcoinEthereumNews.com. Base has opened a new door. The Base–Solana bridge is now live, giving Solana assets a direct route into the Base ecosystem. On paper, it unlocks two-way capital flow. On-chain, though, the early numbers remain small. So far, the bridge has processed only around 60 transactions. That’s not the launch many expected. But it reveals something deeper: interest between the ecosystems isn’t perfectly aligned. A Bridge With Potential , But Little Traction The Base–Solana bridge does something valuable. It lets SOL and SPL tokens move into Base. It lets Solana liquidity enter Base’s trading, lending, and LP pools. In theory, this is a major expansion for both chains. Base describes the bridge as simple and secure. It’s backed by Chainlink CCIP and supported by Coinbase, giving it a strong trust framework. It’s designed to route Solana-native assets directly into Base applications with minimal friction. Builders can now support SOL inside Base-native apps. Communities from both sides can tap into unified liquidity pools. Yet despite all this, only about 60 transactions have occurred since launch. The message is clear: infrastructure alone doesn’t create movement. Adoption comes from demand. And right now, that demand is still forming. Jesse Pollak: “We’re Reaching Out , But Not Everyone Is Interested” Jesse Pollak, Head of Base, says the team has spent weeks talking to Solana ecosystem projects. They want Solana developers to integrate the bridge and onboard their assets. But the response is mixed. Some projects are excited. Others appear uninterested. This is the tension many multi-chain bridges face. Technical capability doesn’t guarantee alignment. Ecosystems don’t merge just because liquidity can. Developers move when there’s value for their users , not just because another chain wants them to. Pollak is optimistic. He believes the bridge creates the conditions for cross-chain activity. But the early reaction…

Author: BitcoinEthereumNews
Gate Ventures Vision 2026: Five Cutting-Edge Forces Reshaping the Global Landscape of Value, Computing Power, and Intelligence Flow

Gate Ventures Vision 2026: Five Cutting-Edge Forces Reshaping the Global Landscape of Value, Computing Power, and Intelligence Flow

Gate Ventures' latest 2026 outlook identifies five emerging frontiers that are rapidly reshaping the industry landscape and leading the next phase of Web3 development. First, on-chain market "real-time information aggregation layers" are rapidly emerging, becoming core intelligence infrastructure integrating fragmented data and liquidity. Second, decentralized payment and foreign exchange settlement networks are replacing traditional neobanks, enabling cross-border, real-time, and borderless value settlement. Third, with the accelerated proliferation of autonomous robots, "machine-native" financial systems are taking shape, enabling robots to collaborate and trade on-chain. Fourth, institutional DeFi is moving towards an integrated "meta-yield" platform, building a unified yield and risk engine by integrating diverse on-chain yield sources. Fifth, the crypto mining industry is transforming into a provider of distributed computing power and energy infrastructure for the AI era, becoming a crucial component of high-performance computing and energy networks. Gate Ventures states that these trends collectively indicate a structural transformation in global value flows, computing power scheduling, and intelligent system collaboration, while also demonstrating that more and more crypto and ecosystem companies are accelerating their move into public capital markets to expand pre-IPO investment channels. The crypto industry will reach a significant turning point in 2026: after more than a decade of infrastructure development, Web3 is deeply intersecting with the world's fastest-growing industrial sectors. The coming year will be driven by entirely new demand, not minor improvements: on-chain real-time information aggregators will become the intelligent foundation of the crypto market; borderless payments and FX networks will replace older fintech infrastructure; autonomous robots will collaborate and trade on-chain through machine-native financial systems; institutional-grade DeFi will integrate into a unified risk and return engine; and miners will evolve into globally distributed AI computing power and energy providers. Gate Ventures looks forward to connecting with more outstanding teams for projects that are deeply involved in the aforementioned areas. Relevant teams can contact Gate Ventures through the X platform @gate_ventures, or send project proposals to ventures@gate.com. 1. Real-time information aggregation layer of on-chain market A new type of on-chain "information aggregator" is becoming one of the most critical foundational layers of Web3. With the surge in on-chain activity, prediction markets, governance data, social dynamics, transaction flows, and AI signals are constantly being generated on platforms such as Polymarket, Hyperliquid, Kalshi, and Hedgehog, and across multiple chains. The question is no longer whether there is data, but how to understand it. Each platform generates its own set of probabilities, incentives, and narratives, but this information is not aligned and cannot form a unified view. The next key breakthrough will come from infrastructure capable of integrating these signals and transforming them into a clear and consistent panorama. These aggregators are capable of much more than just presenting charts. They can ingest fragmented event data, standardize probabilities and sentiment from different sources, merge on-chain telemetry data with social context, and transform scattered activity into clear insights that traders, institutions, DAOs, enterprises, and automated systems can directly use. This transformation is similar to Bloomberg's role in traditional markets, organizing chaotic information into truly actionable intelligence. This has become increasingly important with the rise of AI agents. Intelligent agents need clean, structured, real-time data to manage risk, allocate liquidity, respond to events, and execute strategies without human supervision. As autonomous systems begin to enter the market, the need for "integrated intelligent information flows"—a capability that simplifies the entire information landscape—will become inevitable. By 2026, the most competitive platforms in this field will be those infrastructures capable of massively integrating decentralized information and providing rapid and interpretable intelligence. In an era of overwhelming noise, the ability to unify and interpret various signals will be the most critical advantage and one of the most undervalued opportunities in the Web3 space. 2. New types of banks, borderless payment infrastructure, and on-chain foreign exchange settlement While neobanks have improved the user experience, they remain constrained by traditional financial infrastructure such as ACH, SWIFT, card networks, correspondent banking systems, and custodial payment service providers (PSPs). These systems are essentially designed for human users and office hours, not for machines, global commerce, or real-time settlements. In contrast, blockchain networks now enable borderless, 24/7 value transfers globally. Stablecoins are becoming global settlement assets, while decentralized liquidity layers and smart contract routers provide continuously programmable foreign exchange conversions between currencies such as USDC, EURC, and JPY-denominated stablecoins. This opens the door to a completely new financial architecture, allowing payments and foreign exchange to flow as freely as data. Businesses can automate cross-border payroll, invoicing, treasury management, and hedging operations; merchants can price in one currency but settle in another instantly; machines can complete transactions autonomously without bank accounts. As an open, permissionless system, this type of network is becoming a universal settlement layer connecting real-world commerce with the on-chain economy—not a replica of a new type of bank, but a payment and foreign exchange infrastructure that traditional fintech can never provide. 3. Robotic infrastructure and machine-native financial networks The Web2 era of AI and robotics is rapidly evolving, with companies like 1X, Figure, Skild, and Unitree making significant progress, and investment in Physical AI continuing to grow. As robots transition from scripted machines to embodied autonomous agents, a critical gap is emerging: different manufacturers and models cannot communicate or collaborate through a unified, neutral layer. This has created a demand for an open, cross-device operating layer, which is precisely what Web3 can provide. On-chain identity (DID) enables robots to self-identify without vendor dependence; smart contract registries allow them to publish their functions, status, and telemetry data; and immutable logs provide verifiable accountability for robot behavior. Smart contracts can also coordinate tasks and workflows across multi-vendor robot clusters, providing an interoperability foundation lacking in current traditional robot software stacks. Autonomous robots require a machine-native financial system to pay for electricity, data, computing power, and services, but the traditional financial system is completely ineffective for them: robots cannot open accounts, pass KYC (Know Your Customer) checks, or use human-centric payment networks. Web3 empowers robots with direct economic capabilities, enabling autonomous settlement without intermediaries through wallets, signatures, and global micropayments. Blockchain provides instant, low-cost settlement capabilities, while standards like x402 allow agents to automatically pay access or service fees. Smart contracts further provide escrow, conditional payments, insurance, and credit systems, constructing a programmable, borderless financial layer designed specifically for machine-to-machine transactions. In this system, cryptocurrency is no longer an add-on but the only viable settlement infrastructure supporting the autonomous robot ecosystem. 4. The Rise of Institutional-Grade DeFi and Meta-Yield Platforms The new generation of platforms integrates perpetual contracts with the lending market and strategy vaults, allowing collateral to generate continuous returns while supporting leveraged positions; and the shared margin system that runs through spot, perpetual and options markets gradually transforms these platforms into 24/7 multi-asset prime brokers. However, at the underlying structure, on-chain returns remain dispersed across various sources, including: staking and restaking rewards, perpetual contract funding fees and basis, MEV and order flow returns, market-making fees and impermanent loss, stablecoin and FX basis, RWA and off-chain net asset value differences, and liquidity premiums in prediction markets and InfoFi markets. The key opportunity in 2026 lies in treating these return sources as composable "return atoms" and encapsulating them into meta-return products. Aggregation strategies can integrate market structure returns (funding fees, basis, MEV, FX spreads), layering hedging and arbitrage on top of basic returns, and using prediction markets and AI agents as dynamic configuration signals. Ultimately, this transforms fragmented returns into structured, transparent on-chain fixed-income products, upgrading CeDeFi platforms from single trading venues into complete return and risk engines. 5. Crypto miners act as distributed AI computing power and energy providers. With the rapid development of AI, its energy demand is surging, while existing power supply capacity is struggling to keep up. According to the International Energy Agency (IEA), global data center power consumption is projected to more than double from 415 TWh in 2024 to 945 TWh in 2030, accounting for 2.5%–3% of total global electricity consumption. However, new power supply is often constrained by complex grid connection procedures, stringent site selection requirements, and lengthy construction and approval cycles. The imbalance between energy supply and computing power demand has become a new pain point in the AI era. Against this backdrop, crypto mining companies with abundant energy reserves and efficient electricity cost models accumulated over the past decade are becoming increasingly attractive. These miners typically hold existing power supply licenses, have signed long-term, low-cost power contracts, and possess mature infrastructure including substations, cooling systems, and emergency response mechanisms. Furthermore, switching equipment from cryptocurrency mining to handling AI computing loads is technically relatively simple. Therefore, in 2025, the stock prices of several major mining companies, including IREN Limited, Core Scientific, and Hut 8, reached new highs after strategically expanding into high-performance computing (HPC) and AI cloud services. It's worth noting that most of these mining operations are located in North America. Mining companies located in the Asia-Pacific, Central Asia, the Middle East, and other parts of the world, undergoing similar transformations, still possess considerable growth potential and room for valuation appreciation. These five cutting-edge themes—real-time information aggregators driving on-chain markets, borderless payment and foreign exchange infrastructure, machine-native bot networks, institutional-grade meta-revenue systems, and crypto miners transforming into AI computing providers—collectively outline the path for Web3 to evolve into a "general coordination and computing layer" in the AI-driven economy. Meanwhile, an increasing number of ecosystem companies are achieving substantial revenue and maturing in regulatory compliance, enabling them to access public capital markets through IPOs, De-SPACs, and mergers and acquisitions. As the industry moves into 2026, the true leaders will be the teams building products at key intersections where blockchain demonstrates structural advantages in liquidity, computing power, collaboration, and settlement. With these forces converging, Gate Ventures believes the coming year could be one of the most transformative in crypto history, unlocking a new generation of investable opportunities for entrepreneurs, institutions, and users worldwide. About Gate Ventures Gate Ventures is the venture capital arm of Gate.com, focusing on decentralized infrastructure, middleware, and applications, and dedicated to driving global innovation and transformation in the Web 3.0 era. Gate Ventures works closely with global industry leaders to support teams and startups with innovative visions and technological capabilities, helping them reshape the way we interact with society and finance in the future. Website | Twitter | Medium | LinkedIn Disclaimer: This content does not constitute an offer, solicitation, or investment advice of any kind. You should seek independent professional advice before making any investment decisions. Please note that Gate Ventures may restrict or prohibit users in certain regions from using some or all of the services. Please refer to its applicable user agreement for details.

Author: PANews