Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14123 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Active vs. Passive ETFs: Which is Right for Canadian Investors

Active vs. Passive ETFs: Which is Right for Canadian Investors

The post Active vs. Passive ETFs: Which is Right for Canadian Investors appeared on BitcoinEthereumNews.com. Exchange-traded funds (ETFs) have become one of the most popular investment methods in Canada. Many feel that in the past couple of years, these funds have replaced the practice of opening a TFSA for retirees managing RRIF withdrawals. The ETFs combine the diversification options and liquidity, which is what the investors are after. The main dilemma for Canadian investors is now whether to invest in active or passive ETFs. In this article, we’ll explain the difference between the two and provide guidance for investors on how to choose the one that suits them, based on their circumstances. The Canadian Context Before diving into the difference between passive and active ETFs, we should explain the Canadian investment context and how it differs from similar countries. Being pooled investment funds, ETFs trade on stock exchanges like individual stocks. When investors buy an ETF, they buy a bundle of securities, including stocks, bonds, commodities, and even other funds, without buying any of the assets directly. The Canadian financial sector is heavily concentrated in the domestic market, and this allows for diversification. Canada is a pioneer in the ETF markets. The world’s first ETF was created in Canada in 1990. At this point, Canada has about $400 billion in ETF assets. Their value also grows at a double-digit rate. The major players in the Canadian market include BlackRock’s iShares, Vanguard, BMO Global Asset Management, and new companies such as Purpose Investments and Horizons ETFs. Crypto ETFs Crypto ETFS are a recent introduction in the world of tradable assets. These funds allow the owners to trade with cryptos without buying any of the coins themselves. Instead, the value of the ETF remains tied to the market value of the cryptos it contains. For a while now, crypto experts such as Cryptomaniaks have been writing about…

Author: BitcoinEthereumNews
This Crypto Under $0.003 Could Outperform Solana (SOL), Ethereum (ETH), and Cardano (ADA) in the Next Big Rally

This Crypto Under $0.003 Could Outperform Solana (SOL), Ethereum (ETH), and Cardano (ADA) in the Next Big Rally

The post This Crypto Under $0.003 Could Outperform Solana (SOL), Ethereum (ETH), and Cardano (ADA) in the Next Big Rally appeared on BitcoinEthereumNews.com. The market of cryptocurrencies is full of stories about scorching growth. Ethereum (ETH) is an example of a cryptocurrency priced at around $8 at the beginning of 2017. Still, it went over 4,000 in several years, providing its early owners with a 50,000 percent profit. Ethereum, trading at approximately $1750, is the mainstay for DeFi and NFTs. As significant gains come near, investors are keeping watch on the more established coins, including ETH, SOL, ADA, and some under-the-radar tokens with potentially huge upside.  How do these major cryptos compare, and why can a small, less than $0.003 coin be the show’s star? Ethereum (ETH): $4,212  and Continues to Lead. Ethereum is still the monarch of smart contracts. Its network enables many decentralized applications, including lending protocols and NFT marketplaces. Ethereum 2.0 has enhanced transaction speed and energy consumption, although the gas fees remain prohibitive to retail adoption by smaller users. Although ETH is a good long-term investment, its price point at $4,212 makes achieving multi-fold gains more difficult than lower-priced tokens that can rise exponentially from a few cents. Solana (SOL): $179 and Lightning Fast Solana acts as a high-speed network that offers cheap transactions and thus is more suitable for possibilities such as NFT platforms, DeFi protocols, and blockchain gaming. That said, the SOL ecosystem is growing rapidly, attracting developers and investors.  Meanwhile, a few network outages and competing layer-2 solutions limit the near-term potential. Investors seeking the highest leverage on small investments may find SOL’s $179 price point less appealing for exponential growth compared to sub-cent tokens. Cardano (ADA): $0.9017, and Increasing by Leaps and Bounds Cardano is focused on sustainability, energy efficiency, and long-term scalability through the proof-of-stake (PoS) model. It still deploys smart contract functionality, making it appealing to developers and institutions. Despite these strengths, the…

Author: BitcoinEthereumNews
Swiss Crypto Bank Sygnum Tokenizes Portion of $50M BTC‑Backed Loan for Ledn

Swiss Crypto Bank Sygnum Tokenizes Portion of $50M BTC‑Backed Loan for Ledn

Sygnum announced it arranged a $50 million BTC‑backed syndicated loan for Ledn, with a portion of the facility tokenized using Sygnum’s end‑to‑end issuance platform, marking a further step toward tokenized private credit for institutional and qualified investors. The transaction, described as 2x oversubscribed, follows Sygnum’s August 2024 issuance of the industry’s first BTC‑backed syndicated loan […]

Author: Bitcoin.com News
Best Altcoins to Buy During the 2025 Bull Market Boom

Best Altcoins to Buy During the 2025 Bull Market Boom

Every bull market carries its own defining story, and 2025 looks set to continue that tradition. Bitcoin and Ethereum are likely to remain the anchors, but it is altcoins – those innovative, sometimes unconventional projects that build around or beyond the giants, that often define the scale of investor returns. The altcoin arena today is [...] The post Best Altcoins to Buy During the 2025 Bull Market Boom appeared first on Blockonomi.

Author: Blockonomi
Aave Labs Debuts Horizon to Unlock $25B in Tokenized Assets

Aave Labs Debuts Horizon to Unlock $25B in Tokenized Assets

The post Aave Labs Debuts Horizon to Unlock $25B in Tokenized Assets appeared on BitcoinEthereumNews.com. Blockchain Aave Labs has officially launched Horizon, a new platform designed for institutions to borrow stablecoins against tokenized real-world assets (RWAs) such as U.S. Treasurys and collateralized loan obligations. Built on a permissioned version of Aave V3, Horizon combines institutional compliance with DeFi liquidity. Qualified institutions can post tokenized securities as collateral and borrow stablecoins like USDC, RLUSD, and Aave’s native GHO, with round-the-clock access and predictable liquidity. Permissioning is applied at the token level to ensure compliance, while stablecoin markets remain open to preserve DeFi composability. “Aave Labs built Horizon for the growth of tokenized collateral, enabling lending and borrowing at institutional scale,” founder Stani Kulechov said. “It delivers the infrastructure and deep liquidity institutions need to operate onchain.” Backed by Major Partners At launch, Horizon has secured partnerships with Circle, Chainlink, Centrifuge, Superstate, Ethena, Securitize, VanEck, Hamilton Lane, WisdomTree, and others. The platform supports a broad set of tokenized securities, including U.S. government bond funds, short-duration yield products, and tokenized treasuries from firms like Superstate and VanEck. Chainlink’s SmartData infrastructure plays a central role, providing real-time onchain net asset value (NAV) data for tokenized funds. This allows Horizon to support automated, overcollateralized lending backed by live valuations. Future integrations will add Proof of Reserves and SmartAUM for enhanced transparency. Unlocking the Value of Tokenized RWAs With more than $25 billion in tokenized assets already onchain but often siloed, Aave Labs argues Horizon provides the missing layer of utility—turning RWAs into usable collateral for stablecoin liquidity. Centrifuge CEO Bhaji Illuminati noted, “The true potential of RWAs isn’t just tokenization, but what you can do with them once they’re onchain. Horizon is a powerful example of that.” The launch builds on Aave Labs’ broader push into RWAs, which it previewed earlier this year. Horizon also serves as a key revenue…

Author: BitcoinEthereumNews
The 2 Best Altcoins to Buy During this Dip

The 2 Best Altcoins to Buy During this Dip

As market volatility sends ripples across the crypto market, shrewd investors are closely monitoring strategic dips as part of their hope to reap rewards. The current hot-tickets are Ripple (XRP) and Mutuum Finance (MUTM) which has been gaining increasingly widespread traction due to its revolutionary DeFi lending system. Mutuum Finance is priced at $0.035 in […]

Author: Cryptopolitan
PBOC sets USD/CNY reference rate at 7.1063 vs. 7.1108 previous

PBOC sets USD/CNY reference rate at 7.1063 vs. 7.1108 previous

The post PBOC sets USD/CNY reference rate at 7.1063 vs. 7.1108 previous appeared on BitcoinEthereumNews.com. On Thursday, the People’s Bank of China (PBOC) set the USD/CNY central rate for the trading session ahead at 7.1063 as compared to the previous day’s fix of 7.1108 and 7.1479 Reuters estimate. PBOC FAQs The primary monetary policy objectives of the People’s Bank of China (PBoC) are to safeguard price stability, including exchange rate stability, and promote economic growth. China’s central bank also aims to implement financial reforms, such as opening and developing the financial market. The PBoC is owned by the state of the People’s Republic of China (PRC), so it is not considered an autonomous institution. The Chinese Communist Party (CCP) Committee Secretary, nominated by the Chairman of the State Council, has a key influence on the PBoC’s management and direction, not the governor. However, Mr. Pan Gongsheng currently holds both of these posts. Unlike the Western economies, the PBoC uses a broader set of monetary policy instruments to achieve its objectives. The primary tools include a seven-day Reverse Repo Rate (RRR), Medium-term Lending Facility (MLF), foreign exchange interventions and Reserve Requirement Ratio (RRR). However, The Loan Prime Rate (LPR) is China’s benchmark interest rate. Changes to the LPR directly influence the rates that need to be paid in the market for loans and mortgages and the interest paid on savings. By changing the LPR, China’s central bank can also influence the exchange rates of the Chinese Renminbi. Yes, China has 19 private banks – a small fraction of the financial system. The largest private banks are digital lenders WeBank and MYbank, which are backed by tech giants Tencent and Ant Group, per The Straits Times. In 2014, China allowed domestic lenders fully capitalized by private funds to operate in the state-dominated financial sector. Source: https://www.fxstreet.com/news/pboc-sets-usd-cny-reference-rate-at-71063-vs-71108-previous-202508280120

Author: BitcoinEthereumNews
Aave launches Horizon, an institutional RWA-backed stablecoin market

Aave launches Horizon, an institutional RWA-backed stablecoin market

Aave Labs launches Horizon, a lending platform bridging real-world assets and stablecoins within DeFi.

Author: Crypto.news
Ethereum Game Football.fun Market Cap Jumps 10 Fold in Two Weeks

Ethereum Game Football.fun Market Cap Jumps 10 Fold in Two Weeks

The post Ethereum Game Football.fun Market Cap Jumps 10 Fold in Two Weeks appeared on BitcoinEthereumNews.com. Football.fun, a new Ethereum layer-2 platform, enables users to trade soccer player shares, blending fantasy sports with cryptocurrency, and has seen rapid growth and significant returns for early adopters. The game was launched on Coinbase’s Ethereum layer-2 network, Base, and is rapidly gaining popularity among crypto enthusiasts. An Ethereum-Based Soccer Game The platform allows users to trade shares in professional soccer players, earning rewards based on real-world performance. Since its launch, the platform has grown rapidly, with its market capitalization jumping from $6 million to over $65 million in two weeks. The game combines elements of fantasy sports, trading cards, and crypto assets. Users can buy shares in top soccer talents like Lamine Yamal and Kylian Mbappé. They participate in biweekly tournaments where real-world performance determines rewards. Full step-by-step guide with screenshots: ➞ How to send money to your FDF Pro Account: https://t.co/mNlwjOS78d➞ How to transfer Gold to USDC on FDF Pro: https://t.co/3kW7scCkly — Football.Fun (@footballdotfun) August 10, 2025 Shares act as crypto tokens. Players can speculate on their future value by buying or selling them. The in-game currency, GOLD, is pegged 1:1 to the stablecoin USDC. Shares can be purchased on the open market using GOLD or through packs, which are acquired with Tournament Points (TP) earned in contests. Gameplay Mechanics and Rewards Within two weeks, the platform recorded a peak daily trading volume above $15 million and a TVL of $100 million. Over 12,000 depositors joined, holding more than 3 million GOLD. Shares are priced by market demand, with top players like Yamal and Mbappé valued at $1.61 and $1.22, respectively. Players use their shares to create squads for tournaments. Performance metrics such as goals, assists, and saves contribute to scores. Points can also be subtracted for mistakes, such as own goals. Each share comes with a limited…

Author: BitcoinEthereumNews
Solana vs. SUI: Which is the Better Investment in September 2025?

Solana vs. SUI: Which is the Better Investment in September 2025?

As crypto markets shift into the final quarter of 2025, investor attention is squarely focused on Solana (SOL) and SUI, two high-performance Layer-1 blockchains competing for capital rotation. Both have posted impressive rallies this year and remain critical pillars of the altcoin market. Solana’s resilience after its brutal bear market decline has impressed analysts, while [...] The post Solana vs. SUI: Which is the Better Investment in September 2025? appeared first on Blockonomi.

Author: Blockonomi