Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14177 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Ethena’s USDe Outperforms as Stablecoin Market Surpasses $280 Billion

Ethena’s USDe Outperforms as Stablecoin Market Surpasses $280 Billion

The post Ethena’s USDe Outperforms as Stablecoin Market Surpasses $280 Billion appeared on BitcoinEthereumNews.com. The stablecoin sector has grown by 65% in the past 12 months amid rising adoption. The stablecoin market has crossed the $280 billion mark for the first time ever, adding about $2.8 billion in the last week alone. Top Stablecoins Among them, Ethena’s stablecoin (USDe) has been the standout, growing in market capitalization by more than 200% since August 2024. By comparison, over the same timeframe, Circle’s USDC grew 87% and Tether’s USDT by 39.5%, cementing its position as the largest stablecoin by market cap, according to Artemis data. USDe now accounts for over 4% of the market, trailing only USDC at 24% and USDT at more than 61%. Supply Rates on Aave USDe’s success can partly be attributed to on-chain yields and DeFi integrations with apps like Pendle and Aave. On lending platforms, holders can stake USDe to earn higher rewards than competing stablecoins. For instance, as of press time, Aave’s USDe APY is about 13.78%, compared with 4.17% for USDT and 4.19% for USDC. In late 2024, Ethena Labs launched USDtb, a stablecoin designed to comply with the GENIUS Act in the U.S. It was also approved by Ethena as an eligible backing asset for USDe, and by March this year, USDtb had entered the top 10 stablecoins by market capitalization. Stablecoin Supply by Blockchain Among blockchains, Ethereum remains the undisputed leader, holding more than $148.5 billion, or roughly 53% of the total stablecoin market cap, and followed by TRON with $82.6 billion, though over 99% of the stablecoin supply there is concentrated in USDT alone. Source: https://thedefiant.io/news/defi/ethena-s-usde-outperforms-as-stablecoin-market-surpasses-usd280-billion

Author: BitcoinEthereumNews
Top Crypto ICOs to Invest in This September 2025

Top Crypto ICOs to Invest in This September 2025

September 2025 Presales Heat Up: Why MAGAX Leads the Pack September 2025 is expected to be a dynamic month for […] The post Top Crypto ICOs to Invest in This September 2025  appeared first on Coindoo.

Author: Coindoo
Dogecoin (DOGE) Price Faces Slow Growth in 2025 as Analysts Tip Mutuum Finance (MUTM) for a 3000% Surge

Dogecoin (DOGE) Price Faces Slow Growth in 2025 as Analysts Tip Mutuum Finance (MUTM) for a 3000% Surge

The post Dogecoin (DOGE) Price Faces Slow Growth in 2025 as Analysts Tip Mutuum Finance (MUTM) for a 3000% Surge appeared on BitcoinEthereumNews.com. The crypto market is witnessing a fascinating shift in investor attention. While Dogecoin (DOGE) continues to chart a slow and steady course, all eyes are turning toward Mutuum Finance (MUTM), a rising DeFi project analysts believe could redefine growth trajectories with a projected 3000% surge. Mutuum Finance (MUTM) has surpassed $15.1 million and has over 15800 investors presently.  While XRP navigates its technical hurdles, Mutuum Finance could chart its own course toward a faster surge. With its innovative financial ecosystem and increasing market traction, Mutuum Finance is emerging as a potential market disruptor. Dogecoin (DOGE): Modest Forecasts Amid Growing Interest in DeFi Alternatives Dogecoin (DOGE), currently trading at $0.2199, is experiencing a slow but steady trajectory as it remains range-bound within the broader meme-coin segment. Market sentiment skews modest, with technical models suggesting potential moderate upside, predictions include a rise to around $0.265 by late August 2025, and a year-end range between $0.20 to $0.50, contingent on ETF approval and renewed speculative momentum. While DOGE retains a loyal community and resilient brand presence, its growth outlook remains more tempered, especially as emerging DeFi platforms like Mutuum Finance begin to attract investor attention. Mutuum Finance Stage 6 Presale Mutuum Finance is at stage 6 of presale, and the token is now priced at $0.035. The next stage will see the price of the token increase by 14.29% to $0.04. Over 15,800 investors have registered for the presale, and the project has so far raised over $15.1 million. Such traction is a reflection of enhanced trust in the project and value proposition within the decentralized finance industry. Developing a Stable and Secure DeFi Platform Mutuum Finance is developing a stablecoin to be pegged on the Ethereum blockchain to the US dollar. The stablecoin is an unfalsifiable, non-algorithmic investment token that avoids volatility…

Author: BitcoinEthereumNews
Slides 4% Amid Bitcoin Sell-Off, but Cup-and-Handle Setup to $5 Intact

Slides 4% Amid Bitcoin Sell-Off, but Cup-and-Handle Setup to $5 Intact

The post Slides 4% Amid Bitcoin Sell-Off, but Cup-and-Handle Setup to $5 Intact appeared on BitcoinEthereumNews.com. Token retreats from $3.02 resistance in a volatile August 28–29 session as distribution pressure meets fresh accumulation at $2.85–$2.86 support. By Shaurya Malwa, CD Analytics Updated Aug 29, 2025, 5:16 p.m. Published Aug 29, 2025, 2:47 p.m. More For You Flare Lands Second Public Company For its XRP DeFi Framework Combined with Firelight, Flare’s restaking layer, the setup lets companies convert XRP into FXRP and allocate it across decentralized lending, staking and liquidity protocols. What to know: Everything Blockchain Inc. has signed a memorandum of understanding to adopt Flare’s XRPFi framework for corporate treasury yield. Flare’s system aims to transform XRP into a productive asset for institutions through its FAssets system and Firelight restaking layer. The adoption by two public companies, including VivoPower International, signals a shift in how digital assets like XRP are utilized by institutions. Source: https://www.coindesk.com/markets/2025/08/29/xrp-slides-4-amid-bitcoin-selloff-but-cup-and-handle-setup-to-usd5-intact

Author: BitcoinEthereumNews
CoinShares posts $32.4m Q2 profit amid 26% AUM jump, eyes U.S. listing

CoinShares posts $32.4m Q2 profit amid 26% AUM jump, eyes U.S. listing

CoinShares Q2 profits

Author: Crypto.news
Ukraine may recover $10 billion with adequate cryptocurrency regulation

Ukraine may recover $10 billion with adequate cryptocurrency regulation

The post Ukraine may recover $10 billion with adequate cryptocurrency regulation appeared on BitcoinEthereumNews.com. Ukraine has been losing billions of U.S. dollars in budget revenues as a result of crimes related to cryptocurrencies, a new report has indicated. Proper crypto oversight can help the war-torn country’s government to recover some $10 billion or more, according to a quoted estimate. Criminals take advantage of Ukraine’s crypto Wild East From corrupt officials to ordinary criminals, and even the Russian military – many are exploiting Ukraine’s unregulated crypto market for their own benefit and purpose, reveals a study carried out by the U.K.’s leading defense and security think tank. The findings in the report by the Royal United Services Institute (RUSI), focused on using public-private partnerships to address emerging threats in the crypto space, were quoted by the Kyiv Independent online newspaper, which insisted in an article on Friday: “Regulation is needed to help law enforcement identify crooks faster, curtail money laundering, and leverage more than $200 million in tax revenue from crypto exchanges.” The Eastern European nation, which boasts among the world’s highest crypto ownership rates, is yet to introduce a comprehensive framework for digital currencies, which will allow it to deal with this kind of crime that is costing its budget billions in lost revenues. Ukraine made the first step toward establishing order in its crypto space in early 2022, right around the time Russia launched its full-scale invasion. The law “On Virtual Assets,” passed by the parliament in Kyiv back then, has not been enforced to this day, pending relevant amendments to the Tax Code. Within Ukraine’s accession process with the European Union, its government is expected to implement a few dozen important reforms under a special assistance program, the Ukraine Facility Plan. One of these is aimed at aligning its VA legislation with EU rules. This should be achieved by this year’s last…

Author: BitcoinEthereumNews
Ripple CTO Ends Speculation on XRP Fork, RLUSD Becomes Key Feature on Aave’s Lending Platform, Cardano Eyes Golden Cross — Crypto News Digest

Ripple CTO Ends Speculation on XRP Fork, RLUSD Becomes Key Feature on Aave’s Lending Platform, Cardano Eyes Golden Cross — Crypto News Digest

Crypto market today. Ripple CTO addresses XRP fork speculation. Aave launches lending platform with RLUSD. Cardano nears golden cross.

Author: Coinstats
Jupiter Lend Attracts $500 Million in TVL as Onchain Lending Hits All-time High

Jupiter Lend Attracts $500 Million in TVL as Onchain Lending Hits All-time High

The post Jupiter Lend Attracts $500 Million in TVL as Onchain Lending Hits All-time High appeared on BitcoinEthereumNews.com. The Solana-based lending protocol surpassed $500 million in its first day, pushing the lending market on Solana to a new all-time high. Jupiter Lend, a new lending protocol from Solana’s leading decentralized exchange (DEX) aggregator Jupiter, surpassed $500 million in total market size in less than just one day after its beta debut. As of press time, Jupiter Lend is the second-largest lending platform on the network, trailing only Kamino Finance, which has $4.4 billion in total value locked (TVL), according to DefiLlama. Top Solana Lending Protocols Developed in conjunction with Fluid, an EVM lending protocol, the protocol enables users to supply and borrow crypto assets with loan-to-value ratios of up to 95%. And, like many other lending platforms, stablecoins are currently yielding the highest returns on Jupiter Lend, generating an average of around 13% APY, while Solana (SOL) yields sit at roughly 2.78%. Hours after the beta launch, Circle’s USDC stablecoin has become the most utilized asset, with $181 million supplied and $151 million borrowed, according to the protocol. On-chain Lending Surges The platform’s debut coincided with Solana’s lending ecosystem hitting a new all-time high on Thursday, Aug. 28, with TVL across the network’s lending protocols reaching $3.55 billion, roughly 10% above the previous peak in January. However, Solana isn’t the only network where lending activity is spiking. Ethereum, Arbitrum, and Base are also experiencing record inflows of liquidity into lending protocols, although some, such as BNB Chain, TRON, Avalanche, and Aptos, still remain far below their record highs. DeFi Active Loans Overall, on-chain lending is booming. According to Token Terminal data, more than $40 billion is now borrowed across platforms, with Aave leading the sector with $28.3 billion in active loans, about two-thirds of the entire lending market. The space has grown more than 300% from around $12…

Author: BitcoinEthereumNews
Why BlockDAG Leaves BlockchainFX and Moonbull Fighting for Attention

Why BlockDAG Leaves BlockchainFX and Moonbull Fighting for Attention

The post Why BlockDAG Leaves BlockchainFX and Moonbull Fighting for Attention appeared on BitcoinEthereumNews.com. What makes a crypto presale truly worth the risk? Right now, traders are eyeing the Moonbull presale as its whitelist demand surges, offering early buyers discounted entry and staking rewards. At the same time, BlockchainFX has pulled in over $6M, with its super-app approach and staking incentives making it one of the best crypto presales to watch.  Both projects are attracting attention, but investors are asking the bigger question: which play has real staying power? That’s where BlockDAG comes in. With over 3 million people already mining BDAG through the X1 app, this isn’t a paper promise, it’s a live network running before exchange listings even arrive. When 25B+ coins hit the market, those who delayed will be chasing the miners already locked in. The sheer scale of participation signals one thing: BlockDAG could be the stronger move. BlockDAG: The Power of 3 Million Miners BlockDAG is proving that scale speaks louder than speculation. More than 3 million people are already mining BDAG on the X1 app, using nothing more than their smartphones. This isn’t an empty promise, it’s a live network running before the token has even hit exchanges. That kind of early adoption signals that the project has a base that others in the best crypto presales category simply can’t match. At the presale level, the numbers are just as strong. BlockDAG has raised over $387M, with more than 25 billion coins already sold. The price has climbed to $0.03 in Batch 30, while the launch target sits at $0.05. Early buyers from Batch 1, who got in at $0.001, are sitting on nearly 2,900% returns, showing just how much money can be made by getting in early. Adding to the fire is the 2049% presale bonus running until October 1, 2025. This deal means every purchase gets…

Author: BitcoinEthereumNews
US Govt Puts Official Economic Data On-Chain via Chainlink

US Govt Puts Official Economic Data On-Chain via Chainlink

The post US Govt Puts Official Economic Data On-Chain via Chainlink appeared on BitcoinEthereumNews.com. The U.S. Department of Commerce now broadcasts official BEA economic data directly onto the blockchain Chainlink delivers these metrics, including GDP and inflation, to ten networks like Ethereum and Base This move enables automated trading and advanced DeFi risk management based on verifiable gov’t data The decentralized oracle network Chainlink and the United States Department of Commerce (DOC) have collaborated to bring US government macroeconomic data onchain from the Bureau of Economic Analysis (BEA).  This integration hardwires the U.S. economy’s core metrics into the rails of the digital asset market. What Economic Metrics Are Now On-Chain? The new Chainlink data feeds stream critical U.S. economic vital signs. The initial release includes the level and percentage change for Real Gross Domestic Product (GDP), the Personal Consumption Expenditures (PCE) Price Index, and Real Final Sales to Private Domestic Purchasers. This creates a direct, verifiable pipeline of data on economic growth, inflation, and domestic demand. Related: Ripple’s RLUSD Becomes Key Collateral in Aave’s New RWA Market, Powered by Chainlink This integration moves beyond simple online publishing; it embeds cryptographic truth into the market’s foundation, setting a new standard for data integrity. The official project announcement details this collaboration as a win for transparency, but analysts note the real battle for Chainlink remains on the charts, with LINK still fighting significant technical resistance. How Does This Reshape Blockchain Markets? On-chain U.S. government data directly catalyzes a new wave of financial innovation. Chainlink points to the immediate development of sophisticated automated trading strategies that can execute based on real-time, tamper-proof macroeconomic triggers. This data also enables new types of tokenized assets and more complex DeFi risk management protocols that dynamically adjust to economic factors. It further opens the door for real-time prediction markets and transparent dashboards powered by immutable, government-sourced data. This is directly relevant…

Author: BitcoinEthereumNews