Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14733 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
XRP Ledger Rolls Out MPT Tokens to Enhance Real-World Asset Use

XRP Ledger Rolls Out MPT Tokens to Enhance Real-World Asset Use

TLDR XRP Ledger has successfully launched the Multi-Purpose Token standard to simplify real-world asset tokenization. The new MPT standard is embedded directly into the XRP Ledger protocol, eliminating the need for custom smart contracts. MPT tokens offer built-in features for compliance, control, and metadata, making them safer and easier for financial institutions to use. The [...] The post XRP Ledger Rolls Out MPT Tokens to Enhance Real-World Asset Use appeared first on CoinCentral.

Author: Coincentral
The Search for the Next Solana (SOL)

The Search for the Next Solana (SOL)

The post The Search for the Next Solana (SOL) appeared on BitcoinEthereumNews.com. SPONSORED POST* Little Pepe (LILPEPE) is fast becoming one of the most talked-about crypto projects of 2025. With many investors searching for the next Solana (SOL), the token is capturing strong attention. Unlike most meme coins that rely solely on branding, Little Pepe is building real infrastructure. The project is developing an Ethereum Layer-2 blockchain dedicated entirely to meme tokens. LILPEPE Tackles Key Issues in the Meme Coin Market Little Pepe (LILPEPE) is not just another meme coin—it is a full-fledged Ethereum-compatible Layer 2 network designed to fix the problems that hold back most meme tokens. The blockchain guarantees quicker transactions, ultra-low fees, and built-in anti-sniper protection, creating a fair environment for retail traders who usually struggle against automated systems.  On top of that, Little Pepe offers zero-tax trading, staking rewards, and DAO governance, ensuring long-term value and community-driven decisions. Its ecosystem also features a meme launchpad for new tokens and an NFT marketplace for digital collectibles, extending its use beyond speculation. By blending real blockchain tools with meme culture, Little Pepe is carving out a unique niche in an oversaturated altcoin market—appealing both to internet culture enthusiasts and everyday investors. LILPEPE Presale Nears $26M Raised at $0.0022 The LILPEPE presale is progressing rapidly, showing significant market confidence. Currently in Stage 13, each token is priced at $0.0022, with the next stage set at $0.0023. The project has already raised more than $26.22 million out of a target of $28.7 million. Over 16.08 billion tokens have been sold, pushing presale Stage 13 completion to 93.21%. These figures place Little Pepe among the most successful token launches of the year. Many traders now view it as a strong candidate for the next breakout altcoin. LILPEPE Boosts Trust With Giveaways and Security Community support is central to the project’s strategy. A major…

Author: BitcoinEthereumNews
Russia’s monetary authority to survey crypto investments

Russia’s monetary authority to survey crypto investments

Russia’s central bank intends to comprehensively study the country’s cryptocurrency market and compile its findings within months. The authority will be collecting detailed information from market participants to determine how much Russians are invested in crypto assets and derivatives. Russian central bank to carry out massive crypto survey The Central Bank of Russia (CBR) is […]

Author: Cryptopolitan
US Is Relaxing Crypto Tax Law For Companies Like MicroStrategy

US Is Relaxing Crypto Tax Law For Companies Like MicroStrategy

The post US Is Relaxing Crypto Tax Law For Companies Like MicroStrategy appeared on BitcoinEthereumNews.com. The US Treasury Department and the Internal Revenue Service (IRS) are preparing to relax a proposed tax rule that subjected crypto companies to a 15% minimum tax on unrealized gains from their digital asset holdings. This new guidance responds to significant pushback from companies like MicroStrategy and Coinbase. They argued that taxing paper profits on crypto was unfair and inconsistent with the treatment of traditional assets like stocks and bonds. IRS Eases Corporate Crypto Tax Burden Sponsored The Treasury Department and IRS issued interim guidance to ease the financial burdens of the Corporate Alternative Minimum Tax (CAMT). Today, the US Senate Finance Committee continued the conversation on the taxation of digital assets during a hearing led by Chairman Mike Crapo.  “Currently, our tax code does not provide straightforward answers for many digital asset transactions, whether someone is buying a cup of coffee, donating to charity, investing, lending, mining or staking,” Crapo said, adding, “lingering tax uncertainty also makes the US a less attractive place to do business and invest, and hurts tax compliance.” The confusion surrounding CAMT gained momentum recently due to Congress’s focus on developing new digital asset taxation policies. The Unrealized Gains Tax Trap Sponsored The Corporate Alternative Minimum Tax (CAMT) refers to a 15% minimum tax created by the 2022 Inflation Reduction Act. It’s levied on the largest corporations, typically those reporting over $1 billion in average annual income. The tax is calculated based on the profit they report to shareholders on their financial statements. As a result of Treasury and IRS interim guidance issued yesterday, Strategy does not expect to be subject to the Corporate Alternate Minimum Tax (CAMT) due to unrealized gains on its bitcoin holdings. $MSTR https://t.co/DEgluG8oEN — Michael Saylor (@saylor) October 1, 2025 In December 2023, the IRS introduced the Financial Accounting Standards…

Author: BitcoinEthereumNews
Top Rated ICO of 2025? Why the Based Eggman $GGs Presale Is Gaining Recognition

Top Rated ICO of 2025? Why the Based Eggman $GGs Presale Is Gaining Recognition

Learn why Based Eggman $GGs and BullZilla are topping the crypto presale list. Explore the best crypto presale to buy in 2025 and discover leading presale crypto projects shaping Web3.

Author: Blockchainreporter
NexChain AI Presale vs Based Eggman: Which Crypto Presale Project Has Stronger Utility and More Upside Potential?

NexChain AI Presale vs Based Eggman: Which Crypto Presale Project Has Stronger Utility and More Upside Potential?

Presale crypto opportunities continue to attract attention in 2025 as investors look for projects that combine utility with accessibility. The […] The post NexChain AI Presale vs Based Eggman: Which Crypto Presale Project Has Stronger Utility and More Upside Potential? appeared first on Coindoo.

Author: Coindoo
Lava raises $17.5M and launches bitcoin-backed lending platform

Lava raises $17.5M and launches bitcoin-backed lending platform

The post Lava raises $17.5M and launches bitcoin-backed lending platform appeared on BitcoinEthereumNews.com. Lava, a bitcoin-focused financial services startup, announced on Wednesday that it has raised $17.5 million in new funding while also launching a lending product offering yields on US dollars. In a post on X, the company said its platform allows users to fund overcollateralized loans secured entirely by bitcoin (BTC), with lenders earning up to 7.5% on their deposits.  The funding follows Lava’s earlier $10 million Series A round led by Founders Fund and Khosla Ventures. New backers in this extension include Peter Jurdjevic, Bijan Tehrani of Stake, Charlie Spears, Jacob Brown, Lee Linden, and Zach White. The firm said the additional capital will be used to expand its infrastructure for bitcoin-denominated financial products. Lava’s service is available globally, offering access to dollar liquidity without selling bitcoin, alongside zero-fee bitcoin trading and yield-bearing USD accounts. The model resembles earlier crypto lending products, such as BlockFi’s interest accounts, which drew scrutiny from the US Securities and Exchange Commission (SEC) and resulted in enforcement actions in 2022. Lava’s raise comes amid a surge of late-stage and strategic crypto financing activity in September, according to Blockworks Research. Total crypto fundraising reached its highest monthly levels since early 2022, with infrastructure, finance, and blockchain Layer 1 projects leading deal volume. This is a developing story. This article was generated with the assistance of AI and reviewed by editor Jeffrey Albus before publication. Get the news in your inbox. Explore Blockworks newsletters: Source: https://blockworks.co/news/lava-raise-17m-lending-platform

Author: BitcoinEthereumNews
BoE governor opens door to stablecoins as banks lose grip on lending

BoE governor opens door to stablecoins as banks lose grip on lending

The post BoE governor opens door to stablecoins as banks lose grip on lending appeared on BitcoinEthereumNews.com. The Bank of England is finally warming up to stablecoins, and it’s not a drill. Andrew Bailey, the guy at the top of the UK’s central bank, now says the future of money might not run through commercial banks anymore. Writing in the Financial Times, Andrew said it would be “wrong to be against stablecoins as a matter of principle,” giving a clear nod to crypto’s growing role in payments. That’s not something you hear every day from a central banker whose job is to keep the old system alive. Stablecoins, according to Andrew, can push innovation forward, especially in payment systems, both inside the country and across borders. This is a big change from the same man who once treated crypto like a ticking time bomb. Now, he’s cracking open the door, signaling that these coins might play a real role in the economy, not just in the crypto casino. But there’s a catch: public trust has to come first. Bailey targets stablecoins used for real-world payments Andrew said he’s only interested in stablecoins that actually do something in the real economy. Not the ones you use to hop in and out of trading platforms or meme coins. He wants coins that are used at scale for everyday payments and settling financial stuff, not tokens just floating around for fun. Those don’t count as money in his book, and he made that crystal clear. For any stablecoin to be taken seriously, Andrew said the assets backing them must be risk-free. No debt, no shaky loans, no gambling with interest rates. He’s talking zero exposure to credit or exchange rate swings. If the value isn’t stable, it’s not a stablecoin. And that’s not even the whole story. He warned that even risk-free assets can’t stop cyber attacks. So, if these…

Author: BitcoinEthereumNews
Cardano Recovers, XRP Eyes Breakout, But BlockDAG’s $420M Presale and F1® Deal Leads the Market!

Cardano Recovers, XRP Eyes Breakout, But BlockDAG’s $420M Presale and F1® Deal Leads the Market!

Cardano (ADA) support zone strength is giving traders a reason to revisit the network. ADA recently held firm around $0.80, signaling that buyers remain active when critical levels are tested. If momentum builds past $0.84, the setup could lead toward further recovery. Ripple (XRP) price outlook is also turning heads, with analysts tracking the possibility […] The post Cardano Recovers, XRP Eyes Breakout, But BlockDAG’s $420M Presale and F1® Deal Leads the Market! appeared first on Live Bitcoin News.

Author: LiveBitcoinNews
Chainlink and GLEIF Launch Institutional-Grade Identity for Blockchain

Chainlink and GLEIF Launch Institutional-Grade Identity for Blockchain

Chainlink and GLEIF launch institutional-grade on-chain identity, enabling compliant, secure, and scalable digital asset adoption while advancing real-world asset tokenization. The blockchain industry is moving closer to large-scale institutional adoption. Chainlink and GLEIF have partnered to deliver a trusted on-chain identity solution. Their collaboration resolves a long-standing barrier that’s kept major institutions out of the […] The post Chainlink and GLEIF Launch Institutional-Grade Identity for Blockchain appeared first on Live Bitcoin News.

Author: LiveBitcoinNews