Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14776 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
EU Financial Watchdog Issues Urgent Stablecoin Warning Over Cross-Border Risk

EU Financial Watchdog Issues Urgent Stablecoin Warning Over Cross-Border Risk

TLDR The European Systemic Risk Board warned on October 2 that cross-border stablecoin models pose serious financial stability risks without urgent safeguards The stablecoin market has grown to over $300 billion, with Tether’s USDT controlling more than 58% of the sector EU regulators are concerned that multi-issuer models allow investors to redeem tokens in the [...] The post EU Financial Watchdog Issues Urgent Stablecoin Warning Over Cross-Border Risk appeared first on CoinCentral.

Author: Coincentral
Congressional Panel Tackles Digital Asset Taxation Amid Treasury Relief

Congressional Panel Tackles Digital Asset Taxation Amid Treasury Relief

The post Congressional Panel Tackles Digital Asset Taxation Amid Treasury Relief appeared on BitcoinEthereumNews.com. Ted Hisokawa Oct 02, 2025 14:38 The U.S. Treasury Department’s exemption of digital assets from corporate minimum tax rules marks a victory for the cryptocurrency industry, particularly for firms like MicroStrategy and Coinbase. The cryptocurrency industry secured a major victory as the U.S. Treasury Department exempted digital assets from corporate minimum tax rules, just as Senate lawmakers convened yesterday to tackle the mounting complexities of taxing the $2.3 trillion digital asset market. The Senate Finance Committee hearing, chaired by Senator Mike Crapo of Idaho, brought together industry heavyweights and tax experts to address what many describe as the most pressing regulatory challenge facing American crypto businesses. The timing proved fortuitous, coming on the heels of Treasury guidance that spares corporations from paying taxes on unrealized cryptocurrency gains under the Corporate Alternative Minimum Tax. Industry Celebrates Regulatory Breakthrough The Treasury’s decision represents a stunning reversal after months of intensive lobbying by major crypto firms. MicroStrategy, which holds over $15 billion in Bitcoin reserves, and Coinbase had jointly petitioned the Treasury in May, arguing that taxing unrealized gains would be both unconstitutional and economically destructive. “This ruling removes a massive regulatory sword hanging over corporate Bitcoin adoption,” said Marcus Chen, senior policy analyst at Digital Asset Research Institute. “Companies can now build Bitcoin treasuries without fear of facing tens of billions in phantom tax liabilities.” The relief comes as new broker reporting requirements loom large. Starting January 2026, crypto exchanges must file Form 1099-DA reports, marking the most significant expansion of digital asset tax compliance in U.S. history. Senate Hearing Exposes Deep Regulatory Gaps Yesterday’s hearing laid bare the fundamental challenges plaguing crypto taxation. Chairman Crapo opened with stark observations about the current system’s inadequacies, noting that existing tax codes provide no clear guidance…

Author: BitcoinEthereumNews
Best Crypto to Buy in 2025? HYPE Slows, WLFI Stalls While BullZilla Presale Delivers 4,327.15% ROI

Best Crypto to Buy in 2025? HYPE Slows, WLFI Stalls While BullZilla Presale Delivers 4,327.15% ROI

Hyperliquid and World Liberty Financial cool off, while BullZilla presale rises as the best crypto to buy in 2025.

Author: Blockchainreporter
Ethereum Foundation Allocates 1,000 ETH to Stablecoins for R&D and Grants

Ethereum Foundation Allocates 1,000 ETH to Stablecoins for R&D and Grants

TLDR Ethereum Foundation converts 1,000 ETH to stablecoins for R&D and grants. The sale, valued at $4.5M, aims to fund Ethereum ecosystem growth and DeFi projects. EF has paused open grant applications to focus on urgent network funding. Ethereum Foundation continues to evolve its treasury strategy with DeFi and stablecoin focus. The Ethereum Foundation (EF) [...] The post Ethereum Foundation Allocates 1,000 ETH to Stablecoins for R&D and Grants appeared first on CoinCentral.

Author: Coincentral
Rebounds 6%, Breaks Resistance as DeFi Market Hits Record Size

Rebounds 6%, Breaks Resistance as DeFi Market Hits Record Size

The post Rebounds 6%, Breaks Resistance as DeFi Market Hits Record Size appeared on BitcoinEthereumNews.com. Aave AAVE$286.27, the native token of the largest decentralized finance (DeFi) lending protocol, strongly rebounded from last week’s lows breaking through key resistance levels on Friday afternoon. The token gained another 2% over the past 24 hours and is up 6% this week. It has established support at the $284-$285 levels, while it’s currently consolidating around $290. The move occurred as the broader crypto market rallied, with gains across the board and bitcoin BTC$122,573.66 breaking above $122,000, inching closer to its August record high. The broader DeFi market also accelerated, hitting a $219 billion in assets across protocols, a fresh record level, DeFiLlama data shows. Total value locked across DeFi protocols at record highs. (DeFiLlama) Deposits on Aave also climbed to a record $74 billion, cementing its top position among DeFi protocols, per DeFiLlama data. The platform enjoyed fresh inflows due to a recent partnership with up-and-coming stablecoin-focused chain Plasma. The Plasma lending market on Aave swelled above $6 billion in less than a week. Technical Analysis Shows Strong Momentum Technical indicators point to upside potential despite short-term profit-taking pressure at current levels, the CoinDesk Data research model shows. However, resistance levels hold firm between $290-$294 following repeated rejections. Price gains 2.33% in 24-hour session. Trading range spans $15.17 between $279.16 and $294.33 extremes. Volume spikes to 143,188 units, well above 37,000 average. Support level confirmed at $284-$285. Resistance zone established between $290-$294. Intraday high reaches $290.37 before reversal. Consolidation pattern develops at current levels. Source: https://www.coindesk.com/markets/2025/10/03/aave-breaks-resistance-as-defi-market-hits-record-usd219b-size

Author: BitcoinEthereumNews
Top 10 Cryptocurrencies To Follow in 2025

Top 10 Cryptocurrencies To Follow in 2025

The post Top 10 Cryptocurrencies To Follow in 2025 appeared on BitcoinEthereumNews.com. The crypto market in 2025 is filled with opportunities, from innovative presale tokens to established giants pushing new boundaries. Early investors are seeking the best presale opportunities in crypto, while seasoned traders continue to track the top 1,000x crypto coins for 2025. In this guide, we’ll cover 10 standout projects — including Blazpay, Ethereum, Avalanche, and others — that every enthusiast should keep on their radar. Blazpay ($BLAZ) Blazpay is rapidly rising as one of the most exciting presale tokens of 2025. Currently priced at just $0.006, the coin is in its first phase of presale. Once the initial stage ends, the price automatically increases, giving early participants a clear advantage.  Its  AI-powered Conversational Engine is a cornerstone of its platform, designed to redefine how users interact with decentralized finance. By leveraging natural language processing and advanced machine learning, the engine allows users to perform complex actions—such as executing trades, tracking portfolios, managing NFTs, and conducting cross-chain operations—simply through intuitive conversation.  This innovation bridges the gap between sophisticated DeFi protocols and everyday users, reducing friction, lowering the learning curve, and enabling real-time decision-making with actionable insights. As the DeFi ecosystem grows in complexity, conversational AI represents the future of user engagement, making blockchain technology more accessible, intelligent, and responsive. With this feature, Blazpay not only simplifies crypto interactions but also establishes a clear competitive advantage, transforming $BLAZ from a token into a truly user-centric, AI-driven DeFi ecosystem. Combined with 100+ blockchain integrations, a gamified reward system, and a community of over 1.2 million members, Blazpay is positioned as one of the best presale opportunities in crypto this year. This blend of innovation and accessibility is what sets it apart in the crowded presale market. Ethereum (ETH) As the backbone of decentralized finance and NFTs, Ethereum continues to set the pace…

Author: BitcoinEthereumNews
Blazpay ($BLAZ) Emerges in 2025 Token Presales with Avalanche, Ethereum & Sui in Focus

Blazpay ($BLAZ) Emerges in 2025 Token Presales with Avalanche, Ethereum & Sui in Focus

The focus in crypto for 2025 is expanding beyond Bitcoin ETFs and market rallies, with presale tokens attracting growing interest from early participants seeking exposure before exchange listings. This year, several projects are drawing attention as notable opportunities for long-term gains, including Blazpay ($BLAZ), Avalanche (AVAX), Ethereum (ETH), and Sui (SUI). Blazpay’s token presale features […] The post Blazpay ($BLAZ) Emerges in 2025 Token Presales with Avalanche, Ethereum & Sui in Focus appeared first on Live Bitcoin News.

Author: LiveBitcoinNews
Walmart-Owned Bank App OnePay to Add Crypto Support: Report

Walmart-Owned Bank App OnePay to Add Crypto Support: Report

The post Walmart-Owned Bank App OnePay to Add Crypto Support: Report appeared on BitcoinEthereumNews.com. OnePay, a banking app majority-owned by Walmart, will soon roll out crypto support, according to CNBC. According to a Friday CNBC report citing anonymous sources, OnePay will soon offer cryptocurrency trading and custody to its users. The app is expected to support Bitcoin (BTC) and Ether (ETH) later this year. OnePay has positioned itself as a US version of a “superapp,” modeled after China’s WeChat. The platform already offers banking services including high-yield savings accounts, credit and debit cards, loans and wireless plans. WeChat is China’s all-in-one “superapp,” combining messaging, social media, payments, shopping, and countless mini apps into a single platform. This app, which many Western companies are trying to emulate, allows users to chat, pay bills, order food, book travel and more. OnePay had not answered Cointelegraph’s request for comment by publication. Related: Crypto super app brings account abstraction to the Solana blockchain The quest for a Western superapp While multiple companies have expressed interest in building a superapp like WeChat, so far, no one has successfully created one. The timing may favor OnePay. Earlier this month, US Securities and Exchange Commission Chairman Paul Atkins expressed support for platforms offering multiple financial services under one regulatory framework. The regulator’s updated strategy includes allowing platforms to operate as “super-apps” that can facilitate trading, lending and staking of digital assets under one regulatory umbrella. “I believe regulators should provide the minimum effective dose of regulation needed to protect investors, and no more,” Atkins said at the time. Related: The role of the Telegram ecosystem in the future of Web3 — Interview with Catizen The race for the superapp heats up Atkins’ comments have not fallen on deaf ears. In late September, Coinbase CEO Brian Armstrong outlined plans to build a crypto superapp, offering credit cards, payments and Bitcoin rewards to…

Author: BitcoinEthereumNews
XRP Price Prediction 2025 — Ripple Targets $4.20 as SBI Lending and ETF Momentum Spark Rally

XRP Price Prediction 2025 — Ripple Targets $4.20 as SBI Lending and ETF Momentum Spark Rally

As XRP continues its upward movement, supported by both on-chain fundamentals and technical factors, investors are watching closely. The recent price surge has fueled optimism that XRP could see further growth in October 2025, with a target price of $4.20 in sight. This potential rally is being driven by upcoming ETF decisions, whale buying activity, […] Continue Reading: XRP Price Prediction 2025 — Ripple Targets $4.20 as SBI Lending and ETF Momentum Spark Rally

Author: Coinstats
India’s rupee hit a record low of 0.011268 against the dollar

India’s rupee hit a record low of 0.011268 against the dollar

India’s rupee crashed to a record 0.011268 against the dollar on Friday, even as the country’s equity benchmarks and bond markets posted broad gains. The historic plunge comes under President Donald Trump’s ongoing tariff policy, which has weighed heavily on India’s trade prospects. Officials in New Delhi are now rolling out long-term plans to cut dependence on the dollar as they try to shore up sentiment for the rupee. The fall of the rupee has made it the worst-performing currency in Asia this year.It has dropped 3.6% against the greenback despite a softer dollar environment. Analysts warn that this slide poses inflation risks for India, which imports a large portion of its fuel, and also makes global investors cautious about deploying funds into Indian markets. Officials are now trying to globalize the rupee in a way similar to China’s strategy with the yuan, but experts say the process is full of obstacles. RBI expands tools to push rupee in cross-border trades The Reserve Bank of India (RBI) this week introduced new measures to push global acceptance of the rupee.It announced new reference rates for key partners like the United Arab Emirates and Indonesia. By doing so, banks can directly price trades in rupees and partner currencies instead of routing them through the dollar. R. Gurumurthy, a retired regional director at the RBI, said, “Transactions are typically channeled via the dollar, adding a costly layer.” The RBI also broadened the types of assets that holders of some overseas accounts can purchase and allowed banks to lend the local currency in three neighboring countries. Abhishek Upadhyay, an economist at ICICI Securities Primary Dealership Ltd, said the timing of the measures shows the central bank’s effort to strengthen sentiment for the rupee and slow the pace of its depreciation. Experts caution that pushing up the usage of the rupee globally will demand more than publishing a reference rate.Gaura Sen Gupta, chief economist at IDFC First Bank, said that “removal of restrictions on the convertibility of the currency” would eventually be required to reach true internationalization. Gurumurthy added that central banks might also need to coordinate interventions to prevent volatility in new currency pairs. “Publishing a reference rate does not by itself create liquidity and banks will only trade actively if there is sufficient demand, hedging tools, and confidence in market stability,” he said. Dollar stays dominant as Indian markets rally under lending reforms Breaking the dollar’s dominance will not be easy. Data from the Bank for International Settlements showed the U.S. currency was on one side of 89% of all foreign-exchange trades in 2025, up from 88% in 2022. While the rupee struggled, India’s stock market index the Nifty 50 rose 0.23% to 24,894.25, and the BSE Sensex added 0.28% to 81,207.17.Both indexes rose about 1% over the week, driven by banks. State-owned lenders surged 4.4%, private banks climbed 2.5%, and high-weight banks increased 2.2% after the RBI eased rules for lending to capital markets and large companies on Wednesday. The RBI kept rates steady as expected but announced plans to raise limits on lending against shares and to cut risk weights for non-bank lenders funding infrastructure projects. “The status quo on rates is a relief for banks as a rate cut would have led to contraction of net interest margins, while the relaxation of restrictions on bank loans will aid credit growth,” said Prakhar Sharma and Vinayak Agrawal, equity analysts at Jefferies. Metals also posted gains. Prices rose 1.8% on the day to a record high, pushing weekly gains to 3.9% on a weaker dollar, supply disruptions, and firmer expectations for an October U.S. rate cut. The broader small-cap and mid-cap indexes gained 1.8% and 2% this week, showing how Indian assets remained strong even as the rupee hit an all-time low. Don’t just read crypto news. Understand it. Subscribe to our newsletter. It's free.

Author: Coinstats