Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14930 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Metaverse will revolutionize learning in the same way as Sesame Street | Opinion

Metaverse will revolutionize learning in the same way as Sesame Street | Opinion

The metaverse makes it possible for people from all over the world to come together and learn through engaging and interactive activities.

Author: Crypto.news
As Debasement Talk Gains Steam, Bitcoin Hyper Presale Nears $23M

As Debasement Talk Gains Steam, Bitcoin Hyper Presale Nears $23M

The post As Debasement Talk Gains Steam, Bitcoin Hyper Presale Nears $23M appeared on BitcoinEthereumNews.com. Bitcoin Hyper ($HYPER) presale nears down rapidly on $23M, even as talk of the ‘debasement trade’ drives Bitcoin’s next era. KEY POINTS: ➡️ Talk of ‘debasement trade’ drives interest in Bitcoin.➡️ 57% of the crypto market cap belongs to Bitcoin.➡️ Bitcoin Hyper presale reaches nearly $23M. For decades, Bitcoin’s rise has been tied to distrust in fiat currencies. As governments print more money, investors increasingly view $BTC as a hedge against debasement – a phenomenon that Wall Street has started to call the ‘debasement trade.’ Bitcoin, with its hard-capped supply of 2M $BTC, stands in stark contrast to fiat systems, where central banks can expand their balance sheets almost without limit. This dynamic helped Bitcoin cement its dominance: over 57% of the total crypto market cap belongs to $BTC. But while Bitcoin shines as a store of value, its utility as a transactional network lags behind modern demands. Low throughput and limited programmability prevent it from serving as more than digital gold. That’s where Bitcoin Hyper ($HYPER) comes in. The Store of Value Problem: Scarcity Meets Stagnation Bitcoin’s scarcity is unmatched, but scarcity alone doesn’t make for a full financial system. Today’s blockchain users demand: Fast and affordable payments suitable for micropayments and global remittances. Programmability for DeFi, tokenization, and NFTs. Interoperability across chains. On Bitcoin’s base layer, this isn’t possible. With just 3–7 TPS, high fees during congestion, and a lack of a complex smart contract environment, Bitcoin risks becoming a passive asset as liquidity and innovation migrate to Ethereum, Solana, and others. That risks weakening Bitcoin’s role even as the macro environment and search for a hedge against inflation strengthen the debasement trade thesis. Bitcoin Hyper: Turning the Debasement Trade Into a Scalable Economy Bitcoin Hyper is a Layer-2 built on Bitcoin that aims to capture both sides…

Author: BitcoinEthereumNews
3 Coins to Buy Before Ethereum’s (ETH) Breakout to $5,000

3 Coins to Buy Before Ethereum’s (ETH) Breakout to $5,000

The post 3 Coins to Buy Before Ethereum’s (ETH) Breakout to $5,000 appeared on BitcoinEthereumNews.com. If Ethereum truly pushes toward $5,000, the most significant tailwind won’t just be ETH itself; it’ll be the Ethereum ecosystem. Capital flows first into ETH, then into tokens that run on Ethereum rails or plug vital gaps in its stack.  That’s why a smart “ETH-beta” basket for this moment includes: Little Pepe (LILPEPE) for early-stage upside on an ETH-compatible meme L2, Chainlink (LINK) as the data and tokenization backbone feeding institutional demand, and Pepe Coin (PEPE) as the retail sentiment lever with a technical setup that can trigger fast moves when momentum flips. Little Pepe (LILPEPE): What It Is and Why Momentum Is Growing Little Pepe is the meme coin trying something most memes don’t: building real infrastructure. The project is developing a meme-focused Layer 2 designed to facilitate faster and cheaper trading, while hosting a Meme Launchpad to enable the fair launch of new community tokens. That gives LILPEPE a home-field advantage inside Ethereum’s universe: settle on ETH, scale on its own L2, and plug into DeFi primitives from day one. Momentum hasn’t been shy. The presale has surpassed $26.5 million in funding, with stage-by-stage price increases, and has been trending repeatedly on social media. Credibility points, such as a Certik smart-contract audit and a clear vesting schedule, have helped it stand out from copy-paste memes. Add headline-grabbing community rewards and get the flywheel that memes thrive on: attention → liquidity → more attention. Why Little Pepe is the best ETH Coin to buy this cycle:  Early market entry: Presale pricing gives LILPEPE far more room to run than mature, large-cap rivals. Unique use cases: A meme-focused L2 and Launchpad create utility beyond vibes, while staying culturally on-brand. Upcoming CEX listings: Presale to listings is the classic liquidity unlock. Ethereum standard compliance speeds integrations. Staying power through strict tokenomics:…

Author: BitcoinEthereumNews
A $2.5B Stablecoin Deal? Coinbase and Mastercard Are Going Head-to-Head for BVNK

A $2.5B Stablecoin Deal? Coinbase and Mastercard Are Going Head-to-Head for BVNK

Coinbase and Mastercard are in advanced talks to buy BVNK, a London-based stablecoin firm. The deal, reported by Fortune, is worth between $1.5 billion and $2.5 billion.  If completed, it would be the largest stablecoin acquisition so far. Sources say Coinbase currently has the upper hand. The potential deal highlights the growing stablecoin market expansion reshaping finance worldwide. BVNK Strengthens Stablecoin Infrastructure BVNK, founded in 2021, has become a leading name in stablecoin infrastructure. The company enables businesses to integrate stablecoins into payments, cross-border transfers, and global treasury systems.  Its clients include financial institutions looking for faster and cheaper settlement options. The company raised $50 million in a round led by Haun Ventures, with backing from Coinbase Ventures, Tiger Global, Visa, and Citi Ventures. BVNK was valued at about $750 million.  Source: X Increasing Market Competition If the Coinbase and Mastercard acquisition is finalized, it would surpass Stripe’s $1.1 billion purchase of Bridge earlier this year. This shows how competitive the stablecoin infrastructure sector has become.  Also Read: Why Citi Ventures’ BVNK Investment Could Be the Turning Point for Stablecoins Stablecoins now sit at the center of payment innovation and digital finance. The stablecoin market expansion has encouraged established firms to buy proven technology rather than develop new systems internally.  Regulation Boosts Market Growth The stablecoin market expansion gained momentum after the US GENIUS Act was signed into law in July. The act, endorsed by President Donald Trump, created a federal framework for stablecoin issuance and transparency.   According to DeFiLlama, the total stablecoin market has exceeded $304 billion. Analysts expect this clarity to drive further global growth in the stablecoin market expansion, particularly among banks and fintech innovators. Source:rwa.xyz Banks Enter the Arena Traditional financial institutions are now joining the race. Citigroup CEO Jane Fraser said in August that the bank is exploring a Citi stablecoin. JPMorgan also launched JPMD deposit tokens for institutional blockchain transactions.  These developments show that the stablecoin market expansion is spreading beyond crypto-native firms. Banks want to achieve faster settlements and 24/7 operations. Their entry into the market shows that stablecoins are moving into mainstream finance. Regulation Challenges Emerge The Bank of England recently proposed limits on stablecoin holdings. It suggested caps between £10,000 and £20,000 for individuals and up to £10 million for businesses. The plan sparked public criticism and debate within the industry.  Many believe such limits could slow innovation and weaken the UK’s role in the stablecoin market expansion. Policymakers now face the task of balancing innovation with financial oversight as the market continues to evolve. DeFi Platforms Driving Adoption Decentralized finance platforms are also fueling the stablecoin market expansion. Crypto.com partnered with Morpho, a top DeFi lending protocol, to launch stablecoin lending markets on the Cronos blockchain.  The integration allows users to deposit wrapped Bitcoin or Ethereum and borrow stablecoins directly. This partnership shows how centralized and decentralized systems are merging. It also highlights how DeFi innovation supports the broader stablecoin market expansion. Global Market Outlook The stablecoin market expansion is showing strong global momentum. With blockchain technology maturing, stablecoins are becoming a key tool for payments and cross-border transfers.  Businesses and banks now view them as a bridge between traditional systems and digital assets. Coinbase and Mastercard’s interest in BVNK reinforces this transition. If successful, the acquisition could reshape how global finance operates. Conclusion  The possible acquisition of BVNK by Coinbase and Mastercard marks a major step in the stablecoin market expansion. It reflects the merging of crypto technology with established financial networks. Stablecoins hold promise as the future of digital finance, given that regulation remains unfinished and institutional buyers establish more interest in it. However, the new transparency and efficiency concerns will only proceed to shape the industry growth in the future. Also Read: Will the Stablecoin Revolution Kill Fiat or Turbocharge Traditional Finance? Summary Coinbase and Mastercard are in advanced conversations in London-based BVNK in a transaction worth as much as $2.5 billion, and this represents a significant movement in the growth of the stablecoin market.  As the processes of global regulation and DeFi adoption have begun to pick up momentum and institutions start to take an interest, stablecoins are now the center of innovation in digital payments.  Appendix: Glossary of Key Terms Stablecoin: A digital asset pegged to a fiat currency like the US dollar to reduce volatility. BVNK: A London-based fintech firm offering stablecoin infrastructure for payments and treasury systems. Coinbase: A major cryptocurrency exchange and blockchain technology company. Mastercard: A global payments network expanding into blockchain and digital assets. GENIUS Act: US legislation providing a federal framework for stablecoin regulation and transparency. DeFi: Financial systems built on blockchain without central intermediaries. Bridge: A stablecoin startup acquired by Stripe, marking fintech’s entry into stablecoin innovation.   Frequently Asked Questions About Stablecoin Expansion 1- What does stablecoin market expansion mean? It refers to the rapid global growth and adoption of stablecoins across payment systems and financial institutions. 2- Why are Coinbase and Mastercard pursuing BVNK? They aim to strengthen their presence in the expanding stablecoin ecosystem and gain access to BVNK’s payment infrastructure. 3- How big is the stablecoin market? According to DeFiLlama, the market is valued at over $304 billion. 4- What role do regulations play? The US GENIUS Act and similar frameworks give stability and boost institutional trust, supporting global expansion. Read More: A $2.5B Stablecoin Deal? Coinbase and Mastercard Are Going Head-to-Head for BVNK">A $2.5B Stablecoin Deal? Coinbase and Mastercard Are Going Head-to-Head for BVNK

Author: Coinstats
Yearn Finance Hits $5,600, Aave Rises to $300 – Blazpay Leads New Investment Crypto Presales

Yearn Finance Hits $5,600, Aave Rises to $300 – Blazpay Leads New Investment Crypto Presales

October 2025 is proving to be an exciting month for cryptocurrency investors as both established DeFi protocols and emerging presale projects capture market attention. Yearn Finance (YFI) has surged to around $5,600, reflecting renewed confidence in automated yield farming and decentralized governance, while Aave (AAVE) climbs to $300 on the back of robust lending growth […] The post Yearn Finance Hits $5,600, Aave Rises to $300 – Blazpay Leads New Investment Crypto Presales appeared first on Live Bitcoin News.

Author: LiveBitcoinNews
EUR is a relative outperformer – Scotiabank

EUR is a relative outperformer – Scotiabank

The post EUR is a relative outperformer – Scotiabank appeared on BitcoinEthereumNews.com. The Euro (EUR) is up a marginal 0.1% against the US Dollar (USD) but still outperforming most of the G10 currencies into Friday’s NA open, attempting some stabilization following a period of significant underperformance against the USD with a near-1.5% decline over the past week or so, Scotiabank’s Chief FX Strategists Shaun Osborne and Eric Theoret report. EUR is attempting stabilization with focus on France and ECB “The EUR’s weakness has been driven by a combination of sentiment and fundamentals, with a focus on France’s ongoing political situation compounded by worrisome trade and industrial production figures from Germany.” “The ECB has maintained its neutral messaging, in speeches and the minutes of the most recent meeting delivered on Thursday. France-Germany spreads have pulled in from their recent wides, signaling some confidence in President Macron’s ability to navigate the country’s challenges with a new Prime Minister. The stabilization in euro zone-US spreads is also important, lending support to the EUR.” “EUR/USD appears to have found some near-term support around 1.1550 and the RSI looks to be steadying well above the oversold threshold at 30. In terms of support, we see nothing between current levels and 1.15, followed by the August 1 low around 1.14. Equally, resistance appears limited between current levels and the mid/upper-1.16s. We look to a near-term range bound between 1.1520 and 1.1620.” Source: https://www.fxstreet.com/news/eur-is-a-relative-outperformer-scotiabank-202510101132

Author: BitcoinEthereumNews
Bitcoin Hyper Nears $23M as the Debasement Trade Drives Bitcoin’s Next Era

Bitcoin Hyper Nears $23M as the Debasement Trade Drives Bitcoin’s Next Era

Bitcoin Hyper ($HYPER) presale nears down rapidly on $23M, even as talk of the 'debasement trade' drives Bitcoin's next era.

Author: Brave Newcoin
Plunges 5% Below Key Support Amid Crypto Weakness

Plunges 5% Below Key Support Amid Crypto Weakness

The post Plunges 5% Below Key Support Amid Crypto Weakness appeared on BitcoinEthereumNews.com. The governance token of the prominent decentralized lending protocol Aave AAVE$277.90 has faced substantial selling pressure through the past 24 hours, dipping briefly below the $270 level. The DeFi bluechip plunged 5% in the early Thursday session, sliding nearly 10% lower since this week’s high. It has modestly recovered later in the day U.S. hours, changing hands at around $272. The price action occurred amid a weak session for cryptocurrencies with bitcoin on the verge of breaking below $120,000. The broad market CoinDesk 20 Index was down more than 4% during the day. The technical picture shows bearish momentum for the DeFi major, CoinDesk Research’s analysis model suggested. Losing key support at $273 triggered a cascade of selling, accelerating the decline. Subsequent recovery attempts proved unsuccessful, with the failed rallies confirming sustained selling pressure, the model suggested. Key Technical Indicators Trading volume spiked to 63,651 units, substantially exceeding 24-hour average of 31,013 units. Technical resistance established at $280.00 level. Breakdown below critical support at $273.00 triggered additional algorithmic liquidation. Multiple recovery attempts failed, indicating sustained selling pressure. Disclaimer: Parts of this article were generated with the assistance from AI tools and reviewed by our editorial team to ensure accuracy and adherence to our standards. For more information, see CoinDesk’s full AI Policy. Source: https://www.coindesk.com/markets/2025/10/09/aave-plunges-below-key-support-levels-amid-broader-crypto-weakness

Author: BitcoinEthereumNews
How Maestro's Is Building Enterprise-Grade DeFi Infrastructure for Bitcoin

How Maestro's Is Building Enterprise-Grade DeFi Infrastructure for Bitcoin

Maestro CTO Varderes Barsegyan discusses Bitcoin DeFi infrastructure, UTXO indexing challenges, and how Web3 builders can unlock Bitcoin's full potential.

Author: Hackernoon
Mutuum Finance (MUTM) Raises $17M

Mutuum Finance (MUTM) Raises $17M

Mutuum Finance is one of 2025’s most closely watched early-stage DeFi contenders. The project has raised over $17 million and distributed more than 750 million tokens. The development of its lending and borrowing protocol is actively underway, with V1 scheduled for Sepolia Testnet in Q4 2025.

Author: Hackernoon