ExchangeDEX+
Buy CryptoMarketsSpotFuturesGOLDEarnEvent Center
More
Commodity Zero-Fee Gala

Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15029 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Bank of America (BAC) Stock: Q3 Profit Jumps 23% as Investment Banking Revenue Surges 43%

Bank of America (BAC) Stock: Q3 Profit Jumps 23% as Investment Banking Revenue Surges 43%

TLDR Q3 2025 earnings per share were $1.06, beating analyst estimates of $0.95. Profit rose 23% year-over-year to $8.5 billion. Revenue increased 10.8% to $28.24 billion, exceeding forecasts. Investment banking revenue surged 43% to $2 billion. Net interest income hit a record $15.39 billion, up 9% from last year. Bank of America Corporation (NYSE: BAC) [...] The post Bank of America (BAC) Stock: Q3 Profit Jumps 23% as Investment Banking Revenue Surges 43% appeared first on CoinCentral.

Author: Coincentral

2025/10/15

CMB International Launches $3.8B Fund on BNB Chain via Tokenization

CMB International Launches $3.8B Fund on BNB Chain via Tokenization

The post CMB International Launches $3.8B Fund on BNB Chain via Tokenization appeared on BitcoinEthereumNews.com. In Brief CMBIAM brings $3.8B money market fund onchain via CMBMINT and CMBIMINT tokens. Accredited Investors can subscribe with fiat or stablecoins and redeem in real time. BNB Chain expands RWA ecosystem with DeFi support from Venus Protocol and ListaDAO. CMB International Asset Management has brought its $3.8 billion USD Money Market Fund onchain through BNB Chain. The fund is now accessible via two tokens, CMBMINT and CMBIMINT, supported by DigiFT and OnChain. Accredited Investors can now subscribe using fiat or stablecoins and redeem in real time using smart contracts. This enables secure, regulated, blockchain-based access to one of Asia-Pacific’s top-performing funds. CMB International, a subsidiary of China Merchants Bank, has launched its $3.8B Money Market Fund on BNB Chain, represented by the CMBMINT and CMBIMINT tokens. Here’s why this matters 🧵👇 pic.twitter.com/Cqw7uoqsX0 — BNB Chain (@BNBCHAIN) October 15, 2025 As of October 2025, the fund ranked first among APAC money market peers in Bloomberg’s performance rankings. It invests over 70% of its NAV in USD-denominated deposits and top-tier short-term instruments. This launch highlights the growing adoption of tokenised real-world assets (RWAs) across major blockchain ecosystems. It also signals greater institutional trust in regulated DeFi infrastructure on BNB Chain. BNB Chain Strengthens Position as Leading RWA Tokenization Platform BNB Chain offers scalability, low transaction costs, and deep DeFi integration, making it ideal for institutional asset tokenisation. The ecosystem continues to expand its RWA partnerships and real-world asset support. Protocols like Venus Protocol and ListaDAO will integrate the CMBMINT and CMBIMINT tokens into DeFi strategies. These include collateralised lending, yield generation, and staking across decentralised platforms. Other participants in the BNB Chain RWA ecosystem include Franklin Templeton, Ondo, Securitise, OpenEden, and Chainlink. Together, they form a multi-layer framework covering issuance, liquidity, yield, and compliance. BNB Chain aims to become the tokenisation…

Author: BitcoinEthereumNews

2025/10/15

Volatility Shares Files for 5x Leveraged XRP ETF

Volatility Shares Files for 5x Leveraged XRP ETF

The post Volatility Shares Files for 5x Leveraged XRP ETF  appeared first on Coinpedia Fintech News Volatility Shares has filed with the U.S. Securities and Exchange Commission (SEC) to launch a 5x leveraged XRP ETF, potentially creating one of the riskiest crypto products ever in the U.S. This bold move signals a new level of experimentation in crypto-backed funds, but it also raises concerns about the safety of retail investors. What …

Author: CoinPedia

2025/10/15

Bank of America (BAC) Stock Soars as Banking Giant Crushes Q3 Earnings

Bank of America (BAC) Stock Soars as Banking Giant Crushes Q3 Earnings

TLDR Bank of America reported net income of $8.5 billion or $1.06 per share for Q3, beating Wall Street estimates of 95 cents per share The bank raised its Q4 net interest income forecast to $15.6-$15.7 billion, up about 8% from a year earlier Investment banking fees jumped 43% to $2 billion, far exceeding earlier [...] The post Bank of America (BAC) Stock Soars as Banking Giant Crushes Q3 Earnings appeared first on Blockonomi.

Author: Blockonomi

2025/10/15

China Merchants Bank Launches $3.8B MMF Fund on BNB Chain

China Merchants Bank Launches $3.8B MMF Fund on BNB Chain

In a notable advancement for traditional finance and blockchain integration, China Merchants Bank’s Hong Kong subsidiary has successfully tokenized a $3.8 billion money market fund (MMF) on the BNB Chain. This move signifies a significant step towards bringing real-world assets (RWA) onto blockchain platforms, expanding access for institutional and accredited investors within a regulated environment, [...]

Author: Crypto Breaking News

2025/10/15

IMF Urges Countries to Recognize Digital Currencies

IMF Urges Countries to Recognize Digital Currencies

The post IMF Urges Countries to Recognize Digital Currencies appeared on BitcoinEthereumNews.com. IMF Urges Nations to Embrace Digital Currency Transition In a compelling address at the IMF-World Bank Annual Meetings, Kristalina Georgieva, Managing Director of the International Monetary Fund (IMF), emphasized the urgent need for countries to adapt to the digital transformation of fiat currencies. She stated, “I’m telling countries, ‘Accept reality, fiat money is moving digital,’” underscoring the inevitability of this shift. The Rise of Central Bank Digital Currencies (CBDCs) Georgieva highlighted that the digitalization of national currencies is a “very positive and powerful” trend. She distinguished central bank digital currencies (CBDCs) from unbacked crypto assets such as Bitcoin, noting that the IMF does not recommend using Bitcoin as a reserve asset. IMF’s Concerns Over Stablecoins The IMF has raised alarms about the $305 billion stablecoin market, warning that it could threaten traditional lending, complicate monetary policy, and trigger a flight from some of the world’s safest assets. The Fund cautioned that the widespread adoption of stablecoins could undermine central banks’ control over monetary policy and destabilize financial systems. Bitcoin’s influence on the global economy is multifaceted. While some view it as a hedge against inflation, others point to its environmental impact and price volatility. The IMF has recognized cryptocurrencies like Bitcoin in its global economic data standards, classifying them as non-produced assets. This acknowledgment reflects the growing importance of digital assets in the financial landscape. El Salvador’s Experience Initially, the government launched initiatives like the Chivo Wallet to facilitate Bitcoin transactions. However, the adoption faced challenges, including volatility concerns and limited usage among businesses and citizens. In response to these challenges and under pressure from international financial institutions, El Salvador amended its Bitcoin law in early 2025. The revised law made Bitcoin’s acceptance voluntary, aligning with the conditions set by the International Monetary Fund (IMF) for a $1.4 billion financing…

Author: BitcoinEthereumNews

2025/10/15

CMB International Brings $3.8B Money Market Fund to BNB Chain

CMB International Brings $3.8B Money Market Fund to BNB Chain

TLDR: CMB International’s $3.8B fund is now tokenized on BNB Chain for real-time investor access. Accredited investors can subscribe using fiat or stablecoins via CMBMINT and CMBIMINT tokens. BNB Chain’s ecosystem allows DeFi use of CMB tokens for lending, staking, and yield strategies. DigiFT and OnChain platforms handle compliant tokenization and liquidity management smart contracts. [...] The post CMB International Brings $3.8B Money Market Fund to BNB Chain appeared first on Blockonomi.

Author: Blockonomi

2025/10/15

Alvara Protocol launches mainnet with ERC-7621 basket token standard

Alvara Protocol launches mainnet with ERC-7621 basket token standard

TLDR ERC-7621 enables fully fungible ERC-20 LP tokens for cross-DeFi integration. The mainnet allows anyone to create and manage tokenized investment baskets. On-chain transparency ensures verifiable fees, rebalancing, and fund actions. The launch introduces a permissionless framework for decentralized fund management. Alvara Protocol has launched its public mainnet, deploying the ERC-7621 basket token standard into [...] The post Alvara Protocol launches mainnet with ERC-7621 basket token standard appeared first on CoinCentral.

Author: Coincentral

2025/10/15

DeFiLlama: DeFi Metrics Hit Record Volatility as Flash Crash Wipes $12B in Perp Open Interest

DeFiLlama: DeFi Metrics Hit Record Volatility as Flash Crash Wipes $12B in Perp Open Interest

The post DeFiLlama: DeFi Metrics Hit Record Volatility as Flash Crash Wipes $12B in Perp Open Interest appeared on BitcoinEthereumNews.com. The Oct. 11 crypto flash crash sent shockwaves across DeFi markets, triggering record volumes and all-time-high protocol fees, according to data from What Friday’s flash crash looked like in onchain metrics: pic.twitter.com/aNZF7mKvVk — DefiLlama.com (@DefiLlama) October 14, 2025 Within hours, total open interest across perpetual decentralized exchanges (Perp DEXs) collapsed from $26 billion to under $14 billion, erasing nearly half the onchain leverage in a single trading day. Yet even as traders were liquidated and markets swung violently, protocol activity surged. Lending fees topped $20 million in one day, DEX volumes hit $177 billion for the week, and stETH yields spiked past 7%, underscoring a liquidity storm that tested every corner of decentralized finance. $12 Billion in Leverage Wiped from Perp DEXs The sharp drop in open interest across perpetual exchanges marked one of the most significant onchain deleveraging events of 2025. According to DeFiLlama, Perp DEX open interest fell from $26 billion to below $14 billion, reflecting mass unwinding across leading derivatives platforms including dYdX, GMX, Hyperliquid, and Aevo. Market analysts linked the crash to cascading liquidations triggered by sudden sell pressure in BTC and ETH markets, combined with thin weekend liquidity. In total, over $12 billion in open interest vanished, one of the largest onchain deleverages since 2022. The scale mirrored centralized market liquidations earlier in the week, where Coinglass data recorded more than $19 billion in positions cleared in 24 hours, underscoring how deeply correlated CEX and DEX markets have become. Lending Protocol Fees Hit All-Time Highs While leveraged traders faced record liquidations, lending protocols enjoyed their most profitable day ever. DeFiLlama data shows lending platforms generated over $20 million in fees on Friday, marking a new all-time high for the sector. Protocols like Aave, Compound, and Morpho saw borrowing costs spike as traders rushed to cover…

Author: BitcoinEthereumNews

2025/10/15

Aave Price Prediction 2025 – What to Expect From The Upcoming V4 Protocol

Aave Price Prediction 2025 – What to Expect From The Upcoming V4 Protocol

Aave, one of the most influential decentralized finance (DeFi) platforms, is preparing for a major leap forward with the introduction of its V4 protocol upgrade, expected to launch in the fourth quarter of 2025. This update marks a crucial milestone in Aave’s ongoing mission to refine decentralized lending and borrowing systems. The V4 upgrade introduces […]

Author: The Cryptonomist

2025/10/15

Recommended by active authors

BitcoinEthereumNews
BitcoinEthereumNews
4902Articles
Cryptopolitan
Cryptopolitan
1099Articles
PANews
PANews
965Articles
Coinstats
Coinstats
961Articles

Related Tags

#Oracle#Brifge#Yield-Farming#Basis-Trading#Prediction-Market#Launchpad#Liquid-Staking#DePIN#RWA

Latest Articles

Top 5 Best Place to Buy MLB The Show 26 Stubs: Get Your Stubs Safely and Quickly

Top 5 Best Place to Buy MLB The Show 26 Stubs: Get Your Stubs Safely and Quickly

2026/02/11 20:45
US Nonfarm Payrolls Reveal Crucial Modest Job Gains in January 2025

US Nonfarm Payrolls Reveal Crucial Modest Job Gains in January 2025

2026/02/11 20:40
XRP Urgent Update: Pundit Says Ripple CEO Just Confirmed This

XRP Urgent Update: Pundit Says Ripple CEO Just Confirmed This

2026/02/11 20:31
SHIB Army Burns 3,564,772 SHIB, While Half Quadrillion Coins Remain in Circulation

SHIB Army Burns 3,564,772 SHIB, While Half Quadrillion Coins Remain in Circulation

2026/02/11 19:55
SEC to Avoid Unnecessary Roadblocks as Tokenization Advances

SEC to Avoid Unnecessary Roadblocks as Tokenization Advances

2026/02/11 19:53