Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15473 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Massive 250 Million USDC Minted: What Does It Mean?

Massive 250 Million USDC Minted: What Does It Mean?

The post Massive 250 Million USDC Minted: What Does It Mean? appeared on BitcoinEthereumNews.com. A significant event recently caught the attention of the crypto community: a massive 250 million USDC minted at the USDC Treasury. This report, flagged by Whale Alert, signals substantial activity within the stablecoin ecosystem. When such a large amount of a dollar-pegged cryptocurrency like USDC is created, it often sparks questions about market demand, liquidity, and the broader implications for digital finance. Let’s explore what this significant minting event truly means for investors and the wider crypto landscape. What Does This Massive USDC Minting Event Signify? The creation of 250 million USDC minted at the Treasury is more than just a number; it reflects dynamic forces at play in the cryptocurrency market. USDC, or USD Coin, is a stablecoin designed to maintain a 1:1 peg with the US dollar. It is backed by fully reserved assets, primarily cash and short-duration U.S. government bonds. When new USDC is minted, it typically indicates a rising demand for dollar-denominated digital assets. This demand can stem from various sources: Increased Investor Inflow: New capital entering the crypto market, often converted into stablecoins before being deployed into other cryptocurrencies. Decentralized Finance (DeFi) Growth: More users participating in DeFi protocols, requiring stablecoins for lending, borrowing, and yield farming. Institutional Adoption: Large financial institutions or corporations using stablecoins for settlement, remittances, or as a treasury asset. Essentially, this minting suggests that more people or entities want to hold or use digital dollars within the blockchain ecosystem. It’s a clear indicator of growing confidence and utility for stablecoins. The Mechanics Behind a USDC Mint How exactly does USDC minted come into existence? The process is straightforward and regulated. Circle, the issuer of USDC, works with regulated financial institutions. When an authorized participant wants to acquire USDC, they deposit an equivalent amount of US dollars into a Circle-managed bank…

Author: BitcoinEthereumNews
Bitcoin May See 70% Drawdown in Next Two Years Over Utility Misunderstandings

Bitcoin May See 70% Drawdown in Next Two Years Over Utility Misunderstandings

The post Bitcoin May See 70% Drawdown in Next Two Years Over Utility Misunderstandings appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Bitcoin’s price is poised for a 65% to 70% retracement in the next two years due to traders’ limited understanding of its economic properties, according to experts. This could lead to significant market dumps during downturns, yet long-term adoption and utility may drive it toward $1 million per coin within a decade. Bitcoin market downturns often result in 70% drawdowns driven by investor psychology and lack of asset knowledge. Cyclical booms and busts persist, influenced by speculation and real-world use cases. Over 4 million BTC, or nearly 20% of total supply, is held by institutions, potentially stabilizing volatility per BitcoinTreasuries.NET data. Explore Bitcoin’s price cycle risks and long-term potential in 2025. Learn why a 70% drawdown looms and how adoption could push BTC to $1M. Stay informed on crypto market trends today. What Causes Bitcoin’s Cyclical Price Booms and Busts? Bitcoin’s price cycles are primarily driven by investor behavior and macroeconomic factors, leading to repeated booms followed by sharp busts of up to 70%. Traders who lack a deep understanding of Bitcoin’s utility as a store of value often…

Author: BitcoinEthereumNews
Citi and Western Union Explore Stablecoins as Bitcoin Mining, Lending Evolve Post-Halving

Citi and Western Union Explore Stablecoins as Bitcoin Mining, Lending Evolve Post-Halving

The post Citi and Western Union Explore Stablecoins as Bitcoin Mining, Lending Evolve Post-Halving appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Wall Street’s stablecoin initiatives are accelerating with Citi partnering with Coinbase for onchain payments and Western Union building a Solana-based network, while Bitcoin miners compete post-halving and lenders like Ledn surpass $1 billion in BTC-backed loans, reshaping the crypto landscape amid regulatory advancements like the GENIUS Act. Citi’s stablecoin expansion: Partnering with Coinbase to enable seamless crypto-fiat conversions for clients seeking faster payments. Western Union’s Solana choice: Developing a USD Payment Token for efficient cross-border remittances by mid-2026. Mid-tier miners’ rise: Companies like Cipher Mining and HIVE Digital boosting hashrate, closing gaps with leaders post-2024 halving, per The Miner Mag data. Discover how Citi and Western Union drive Wall Street stablecoin initiatives, Bitcoin mining evolves post-halving, and Ledn hits $1B in loans. Stay ahead in crypto—explore key trends now. What Are Wall Street’s Leading Stablecoin Initiatives? Wall Street stablecoin initiatives represent a pivotal shift as major banks and payment firms integrate blockchain for efficient transactions. Citigroup is advancing stablecoin payments through a partnership with Coinbase, focusing on bridging crypto and fiat for clients. This move aligns with projections of…

Author: BitcoinEthereumNews
5 Upcoming K-Pop Films To Follow ‘KPop Demon Hunters’ Success

5 Upcoming K-Pop Films To Follow ‘KPop Demon Hunters’ Success

The post 5 Upcoming K-Pop Films To Follow ‘KPop Demon Hunters’ Success appeared on BitcoinEthereumNews.com. Arden Cho and Ji-young Yoo attend NETFLIX TUDUM 2025: THE LIVE EVENT at The Kia Forum on May 31, 2025 in Inglewood, California. (Photo by Unique Nicole/Getty Images for Netflix) Getty Images for Netflix The success of Netflix and Sony’s KPop Demon Hunters is adding new interest and growing expectations for K-pop’s bright future in Hollywood alongside its growing dominance in the music industry. While KPop Demon Hunters had prominent Korean-pop names like TWICE, Teddy, Kevin Woo and EJAE involved in the movie and soundtrack, big names across industries are attaching themselves to future K-pop film projects including Paramount, Eric Nam, HYBE, G-Dragon, Anderson .Paak and even several KDH actors and singers. With projects confirmed up to 2027, and potentially beyond, get ready to go to the movies with these upcoming movies to follow KPop Demon Hunters. 1. K-Pops! TORONTO, ONTARIO – SEPTEMBER 07: (L-R) Soul Rasheed, Will Jay, Dumbfoundead, Eddie Park, Anderson .Paak, Kevin Woo, Jee Young Han, Emi Kim and Cathy Shim of ‘K-Pops’ pose in the Getty Images Portrait Studio Presented by IMDb and IMDbPro during the Toronto International Film Festival at InterContinental Toronto Centre on September 07, 2024 in Toronto, Ontario. (Photo by Gareth Cattermole/Getty Images for IMDb) Getty Images for IMDb -Release date: Premiering January 2026 via Aura Entertainment In Anderson .Paak’s directorial debut, K-Pops! spotlights a washed-up musician who reinvents himself by taking a gig within the world of K-pop after reconnecting with his long-lost son thanks to a television show. Beyond Paak, the film boasts some major star power in its cast and cameos, while the soundtrack is shaping up to be a blockbuster release in its own right. Beyond Paak and his son, Soul Rasheed, notable castings include the U-KISS member and vocalist for KPop Demon Hunters’ Saja Boy Kevin Woo, Community…

Author: BitcoinEthereumNews
NEAR Protocol Completes First-Ever Mainnet Halving, Capping Inflation at 2.5% and Ushering in a New Era of Sustainable Growth

NEAR Protocol Completes First-Ever Mainnet Halving, Capping Inflation at 2.5% and Ushering in a New Era of Sustainable Growth

The post NEAR Protocol Completes First-Ever Mainnet Halving, Capping Inflation at 2.5% and Ushering in a New Era of Sustainable Growth appeared on BitcoinEthereumNews.com. The halving marks a historic milestone for NEAR, aligning economic policy with long-term network sustainability and governance innovation. The NEAR Protocol has officially completed its first-ever halving upgrade on mainnet, marking a significant step in the blockchain’s economic evolution. The upgrade, activated once 80% of block-producing validators adopted protocol version 81, reduces the network’s maximum annual inflation rate from 5% to 2.5%, effectively cutting new token issuance in half. The halving signals broad validator consensus and a maturing ecosystem that is ready to prioritize sustainability and long-term value creation. NEAR has successfully completed its halving upgrade on mainnet. This upgrade reduces the maximum annual inflation rate of NEAR Protocol from 5% to 2.5%, ushering in an era of more sustainable tokenomics and strengthening incentive alignment across the NEAR ecosystem. pic.twitter.com/KUGpUOyPeX — NEAR Protocol (@NEARProtocol) October 30, 2025 “This upgrade represents more than a technical milestone, it’s a shift toward responsible network growth,” said a NEAR Foundation spokesperson. “Reducing inflation aligns the protocol’s tokenomics with a sustainable future while strengthening incentives for active participation.” According to data from CoinMarketCap, NEAR trades at approximately $2.1 with a market capitalization exceeding $2.7 billion, making it one of the leading layer-1 blockchains by active user base and developer activity. What the Halving Means for NEAR Holders and Validators The newly implemented halving will limit the annual inflation cap to 2.5%, a sharp decline from the previous 5%. This reduced issuance impacts staking economics and overall token supply growth, making NEAR more scarce over time. Assuming that 50% of all NEAR tokens are staked, participants can now expect around 4.75% annual staking rewards, a balance between validator incentives and economic stability. Beyond simple tokenomics, the halving introduces a broader economic governance framework under the newly launched House of Stake, an on-chain mechanism designed to coordinate…

Author: BitcoinEthereumNews
Mutuum Finance (MUTM) Price Prediction: A Deep Dive into Possible Price Targets For MUTM In 2026

Mutuum Finance (MUTM) Price Prediction: A Deep Dive into Possible Price Targets For MUTM In 2026

The post Mutuum Finance (MUTM) Price Prediction: A Deep Dive into Possible Price Targets For MUTM In 2026 appeared on BitcoinEthereumNews.com. Researchers have analyzed Mutuum Finance (MUTM) as it hurtles towards its V1 protocol launch in Q4 2025 as it enters Phase 6 of its presale with 80% filled tokens priced at $0.035. The DeFi platform has raised a staggering $18,250,000 in funds from 17,600 investors, a 250% hike from its original price of $0.01 in Phase 1 of its presale, making MUTM the best crypto to invest in this season to achieve profits in the world of altcoins.  Its phased investment strategy has enticed all investors to its side as it unlocks greater profits preceding its entrance priced at $0.06 that holds a promise of a whopping 400% return. But with 2026 on the horizon, will its price tags reach new milestones? Researchers have forecast its level to touch $1.50 come mid-year as it rides dual-market returns amidst market incentives. Presale Stages Fast-Track Investor Influx Mutuum Finance has designed its presale carefully to ensure that all investors are restricted in their allocations and that prices keep rising. Stage 6 is priced at $0.035 and has actually jumped an impressive 80% to near selling out. The number of investors sitting on a total of 17,600 has injected a total of $18,250,000 through this level and has witnessed its holdings increase a whopping 250% since its inception price of $0.01. Moreover, Mutuum Finance has kick-started the involvement through a 24-hour leaderboard system that rewards the top depositor with a prize of $500 in MUTM in a day, as long as one transaction is made before the 00:00 reset. This activity-igniting strategy has brought vitality to the pre-sale event that has turned a normal buying process into a winning experience for 17,600 token holders. Stories have emerged of how people have caught a bonus boost that cushions their holdings. In a field that…

Author: BitcoinEthereumNews
Crypto Stocks to Watch in November: CRCL, BMNR, and HOOD

Crypto Stocks to Watch in November: CRCL, BMNR, and HOOD

The post Crypto Stocks to Watch in November: CRCL, BMNR, and HOOD appeared on BitcoinEthereumNews.com. Key Insights: Crypto stock CRCL jumps in pre-market trading, aligning with the Arc testnet launch Bitmine’s aggressive ETH accumulation to boost BMNR stock in November SEI goes live on Robinhood, raising optimism for HOOD Circle Internet Group (CRCL), BitMine Immersion Technologies (BMNR), and Robinhood Markets (HOOD) stand out as crypto stocks with potential upside in November. This is due to recent catalysts like product launches, treasury expansions, and earnings anticipation. Crypto Stock: Circle Stablecoin Dominance Circle remains the second-largest stablecoin issuer of USDC, with a market cap currently $75.8 billion. The growth in the USDC stablecoin has helped boost shares of Circle (CRCL). The crypto stock CRCL has rebounded from post-IPO lows around $69 earlier this year, trading near the previous close of $131.4. According to Google Finance data, CRCL is currently traded for $122.7, up 2.8% in pre-market trading. CRCL market cap stands at $28.2 billion, with robust trading volume at $10.79 million. Bernstein analysts have forecasted a $230 target for Circle stock based on a 10-year discounted cash flow model. A major November booster for CRCL is the launch of Arc, Circle’s open Layer-1 blockchain, on testnet. Arc is designed to serve as the Economic Operating System for the internet, uniting programmable money and onchain innovation with real-world economic activity. Arc Blockchain Live on Testnet | Source: Circle The Layer-1 blockchain is uniquely suited as a new trusted foundation for lending and financial services, capital markets, tokenized asset issuance, and worldwide stablecoin settlement. The testnet is already seeing participation from leading companies across capital markets, global payments, technology platforms, and developer infrastructure providers. Guided by Circle’s vision of making money truly open and programmable, Arc positions the crypto stock Circle as a neutral public internet infrastructure. Early traction from partners could potentially drive more upside for the CRCL…

Author: BitcoinEthereumNews
Stellar Taps Chainlink for Cross-Chain Boost and Institutional-Grade DeFi

Stellar Taps Chainlink for Cross-Chain Boost and Institutional-Grade DeFi

TLDR: Stellar will integrate Chainlink CCIP, Data Feeds, and Data Streams to support cross-chain DeFi applications. The collaboration aims to enhance access to trusted data and interoperability across blockchain ecosystems. Chainlink’s infrastructure secures $100B+ in DeFi TVL and enables trillions in onchain transaction volume. Stellar recorded $5.4B in RWA payments last quarter, marking rapid growth [...] The post Stellar Taps Chainlink for Cross-Chain Boost and Institutional-Grade DeFi appeared first on Blockonomi.

Author: Blockonomi
Tether’s $10 Billion 2025 Profit Positions USDT Issuer Near Wall Street Giants

Tether’s $10 Billion 2025 Profit Positions USDT Issuer Near Wall Street Giants

The post Tether’s $10 Billion 2025 Profit Positions USDT Issuer Near Wall Street Giants appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Tether reported $10 billion in profits for the first three quarters of 2025, driven by returns on its US Treasury reserves. This places the stablecoin issuer among Wall Street’s top earners, surpassing Bank of America and U.S. Bank in net income. Tether’s Q3 2025 attestation highlights $10 billion net profit, rivaling major banks. The company’s USDT supply exceeded $184 billion after issuing $17 billion in Q3. Tether holds $135 billion in U.S. Treasuries, outranking several nations like Germany and South Korea. Discover Tether profits 2025: $10B from US Treasury reserves, surpassing banks. Explore stablecoin growth and financial inclusion impact. Read now for crypto insights! COINOTAG recommends • Professional traders group 💎 Join a professional trading community Work with senior traders, research‑backed setups, and risk‑first frameworks. 👉 Join the group → COINOTAG recommends • Professional traders group 📊 Transparent performance, real process Spot strategies with documented months of triple‑digit runs during strong trends; futures plans use defined R:R and sizing. 👉 Get access → COINOTAG recommends • Professional traders group 🧭 Research → Plan → Execute Daily levels, watchlists, and…

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Your Early Access to the Top Crypto for High Returns!

Your Early Access to the Top Crypto for High Returns!

The post Your Early Access to the Top Crypto for High Returns! appeared on BitcoinEthereumNews.com. Crypto News Get early access for Zero Knowledge Proof (ZKP) with the upcoming whitelist. Here’s how this privacy-focused project could be the top crypto for high returns. Privacy has become essential in blockchain, not optional. Every major discussion in decentralized finance, governance, and data exchange now points toward Zero Knowledge Proof (ZKP) as the solution. Once seen as a niche concept, privacy has turned into the deciding factor that defines a project’s long-term success. The Zero Knowledge Proof whitelist coming soon is the first gateway for early access to a project expected to reshape blockchain privacy standards. This marks the lowest point of entry before the infrastructure becomes the next major standard. Missing it could mean entering later at a higher cost. Zero Knowledge Proof is not just another project, it’s shaping up as the top crypto for high returns. Why Privacy Is Now the Benchmark The first wave of blockchain innovation focused on transparency. Every transaction, wallet, and contract detail could be publicly traced. While that openness created trust, it also exposed users to new risks, data breaches, front-running attacks, and privacy loss. Zero Knowledge Proof (ZKP) solves this by enabling verification of facts without exposing the underlying data. This single principle changes how blockchain works. It enables encrypted DeFi, where users can trade, lend, or borrow privately but verifiably. It supports confidential governance, where votes remain private without compromising integrity. It also strengthens secure data sharing, allowing users to protect sensitive information while ensuring accountability. This shift is happening because: Users want confidentiality in their digital finance and communication. Regulators seek compliance that doesn’t compromise innovation. Businesses require security in supply chains and digital ecosystems. Projects that lack privacy-focused infrastructure risk fading away. That’s why Zero Knowledge Proof (ZKP) is not just a technology, it’s the foundation behind…

Author: BitcoinEthereumNews