Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15633 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Coinbase Hires Liz Martin for ‘Everything Exchange’ Strategy

Coinbase Hires Liz Martin for ‘Everything Exchange’ Strategy

The post Coinbase Hires Liz Martin for ‘Everything Exchange’ Strategy appeared on BitcoinEthereumNews.com. Key Points: Goldman Sachs veteran Liz Martin joins Coinbase as VP for Market Strategy. Appointment aims to expand derivatives and tokenized products. No direct executive statements or market data shifts observed. On November 12, Coinbase appointed Liz Martin, previously a Goldman Sachs partner, as VP of Product to advance its “Everything Exchange” strategy, focusing on markets and derivatives. This move underscores Coinbase’s commitment to expanding derivative offerings and strategic growth in the cryptocurrency market, though immediate market reactions remain subdued. Coinbase Expands with Liz Martin at Derivatives Helm Liz Martin’s appointment marks a strategic step for Coinbase as part of its “Everything Exchange” initiative. Martin is expected to lead the company’s efforts in derivatives growth and global market management. Her background at Goldman Sachs strengthens Coinbase’s leadership team. Coinbase’s strategy focuses on expanding trading and derivative offerings, potentially including tokenized stocks. This expansion hints at a broader scope within the crypto market, aiming at increased activities in lending and staking, though no direct on-chain data spikes have been observed so far. Reactions from industry figures are currently minimal, with no statements from high-profile executives across social media. This development remains largely unaddressed by leading financial regulators like the SEC or CFTC, keeping the industry speculating on potential implications. “Currently, no direct confirmation or public statements regarding my appointment has been made.” — Liz Martin, VP of Product, Coinbase Historical Market Trends and Strategic Shifts at Coinbase Did you know? Executive movements like Liz Martin’s appointment have historically aligned with Coinbase’s strategic growth phases, often preceding significant product launches, akin to the 2018 rollout of Coinbase Custody and Prime services. Bitcoin (BTC) currently trades at $104,875.73 with a market cap of $2.09 trillion, maintaining a dominance of 59.32% according to CoinMarketCap data on November 12, 2025. Over 24 hours, Bitcoin has…

Author: BitcoinEthereumNews
The key to scaling real-world assets

The key to scaling real-world assets

The post The key to scaling real-world assets appeared on BitcoinEthereumNews.com. Disclosure: The views and opinions expressed here belong solely to the author and do not represent the views and opinions of crypto.news’ editorial. Tokenized real-world assets — from government bonds, equity, private credit, debt, to real estate or commodities — have surged in recent years. The market for on-chain real-world assets has swelled to over $24 billion (up 380% in three years), and some forecasts project it could reach trillions within the next decade. Yet despite this momentum, a critical question looms: Will tokenized finance truly scale? Summary The $24B tokenized real-world asset market faces scalability challenges due to fragmented compliance systems, inconsistent standards, and regulatory uncertainty, hindering institutional trust and interoperability. Common frameworks like ERC-7943 can standardize compliance features (KYC/AML, asset freezing, transfer controls), reducing cost, risk, and complexity while boosting institutional confidence and cross-chain liquidity. Backed by major fintechs, the modular, interoperable ERC-7943 standard enables legally compliant, cross-border tokenization, laying the groundwork for a unified, scalable global real-world asset ecosystem. The missing ingredient isn’t just better blockchain tech. It’s the adoption of shared compliance standards that can earn institutional trust and foster sustainable growth. Fragmentation erodes trust and limits growth Today’s real-world asset landscape is a patchwork of proprietary platforms and token formats. Many early tokenization projects built isolated compliance mechanisms, leading to fragmentation: systems that don’t interoperate, inconsistent controls, and duplicated efforts. This fractured approach undermines trust and limits scalability. Financial institutions are hesitant to fully commit when every project follows a different rulebook. Regulatory uncertainty combined with fragmented token standards remains a major hurdle to mainstream adoption. Without a common framework, the real-world asset market risks stalling below its multi-trillion potential. Developers must often reinvent the wheel, rewriting compliance logic and integrating bespoke legal requirements for each project. Institutions struggle to align on-chain assets with off-chain…

Author: BitcoinEthereumNews
Cardano News: Porsche, Subaru, and Canadian Airline to Use Cardano-Powered Iagon Technology

Cardano News: Porsche, Subaru, and Canadian Airline to Use Cardano-Powered Iagon Technology

Cardano expands real-world presence as Iagon partners with Porsche, Subaru, and a Canadian airline for blockchain-based cloud solutions. New Cardano Card by EMURGO and Wirex connects 685 cryptocurrencies with the Visa network for global crypto payments. Cardano’s enterprise presence strengthened as Iagon, a cloud computing platform built on the Cardano blockchain, announced that Porsche, Subaru, [...]]]>

Author: Crypto News Flash
Top 5 Perpetual DEXs to Keep An Eye On

Top 5 Perpetual DEXs to Keep An Eye On

This article provides an in-depth analysis of the evolving Perp DEX landscape.

Author: The Cryptonomist
Bank of England Warns Weak Stablecoin Rules Could Trigger a ‘Credit Crunch’

Bank of England Warns Weak Stablecoin Rules Could Trigger a ‘Credit Crunch’

The Bank of England has cautioned that loosening proposed stablecoin regulations could threaten financial stability and trigger a credit crunch, as officials seek to balance innovation with risk in the transition to digital money. Deputy Governor Sarah Breeden said the U.K. faces a “different set of risks” from the United States as it integrates stablecoins into its financial system. “We have to manage those carefully as we bring in this new form of money,” she told Reuters on Tuesday. The comments followed the bank’s release of a long-awaited consultation outlining a regulatory framework for systemic stablecoins, tokens expected to be widely used for payments. The plan includes temporary holding caps of £20,000 ($26,000) for individuals and £10 million ($13 million) for firms, alongside a requirement for issuers to keep 40% of their reserves at the central bank in non-interest-bearing accounts. Will the U.K.’s Stablecoin Limits Prevent a Credit Crunch — or Create One? Breeden said the measure is designed to reduce stress on banks from deposit outflows into stablecoins. “Look at what happened with SVB and Circle; those numbers are broadly in line with that,” she said, referring to USDC’s depeg in 2023 after $3.3 billion of its reserves were trapped at Silicon Valley Bank. Officials fear that large-scale transfers of deposits from commercial banks into stablecoins could weaken banks’ lending capacity, leading to a credit crunch that could raise borrowing costs and slow growth. Governor Andrew Bailey recently warned that such outflows could cause “a precipitous drop in credit for businesses and households.” The proposed limits mark a softer stance than the Bank’s 2023 plan, which would have required stablecoin issuers to hold all reserves at the BoE. Still, the crypto industry says the current version remains overly restrictive. Coinbase executive Tom Duff Gordon called the limits “bad for UK savers, bad for the City, and bad for sterling,” adding that “no other major jurisdiction has deemed caps necessary.” Industry groups also questioned how such limits could be enforced without real-time tracking or digital ID systems. Simon Jennings, head of the UK Cryptoasset Business Council, said, “Limits simply don’t work in practice.” The Bank’s consultation comes as the U.K. seeks to keep pace with U.S. developments. Earlier this year, President Donald Trump signed the GENIUS Act, establishing a federal stablecoin regime without ownership caps. Breeden said Britain is “moving just as quickly” and expects to finalize its framework in 2026. UK Eyes Global Stablecoin Leadership with New BoE-FCA Oversight Blueprint Under the U.K.’s dual-tier system, the BoE will oversee systemic payment stablecoins, while the Financial Conduct Authority (FCA) regulates non-systemic ones used mainly in trading. Issuers will be required to deposit part of their reserves with the central bank, earning returns on the remainder through short-term government securities. The initiative reflects growing government interest in blockchain modernization. In September, Chancellor Rachel Reeves and U.S. Treasury Secretary Scott Bessent agreed to deepen transatlantic cooperation on crypto oversight. London has also launched a Digital Securities Sandbox, where firms including HSBC, J.P. Morgan, and the London Stock Exchange Group plan to issue regulated stablecoins and digital gilts. However, disagreements persist between the Bank and Treasury over how strict the rules should be. Reform UK leader Nigel Farage called the BoE’s proposed limits “frankly ridiculous,” pledging to cut crypto capital gains tax to 10% and establish a £5 billion Bitcoin reserve if elected. The global stablecoin market has now surpassed $312 billion, dominated by dollar-backed tokens from Tether and Circle, while sterling-based stablecoins remain under £600,000 in circulation.Source: DefiLlama Despite their limited footprint, officials say stablecoins could soon play a key role in domestic and cross-border payments as regulation takes shape

Author: CryptoNews
Shared standards: The key to scaling tokenized real-world assets | Opinion

Shared standards: The key to scaling tokenized real-world assets | Opinion

Institutions operate under strict regulatory requirements. To bring real-world assets on-chain, tokens must respect those guardrails.

Author: Crypto.news
Analysts Tip BullZilla as the Next 1000x Crypto Among the Best Presales to Invest in Today

Analysts Tip BullZilla as the Next 1000x Crypto Among the Best Presales to Invest in Today

Explore the best crypto presales to invest in today. BullZilla leads as Avalanche, Polygon, and Cardano fuel smart investor momentum.

Author: Blockchainreporter
Top Crypto Presale Projects to Watch in 2025 for Early Buyers

Top Crypto Presale Projects to Watch in 2025 for Early Buyers

Which assets offer the strongest potential for early buyers reviewing PepePawn, SHHEIKH, Tapzi, Zephyr, Ionix Chain, and PEPENODE? Each project brings unique value and clear development goals built for different market needs. Their positioning becomes even more meaningful when compared to the large scale financial strategy advancing through BlockchainFX. BlockchainFX continues gaining momentum with 11.1M+ […] The post Top Crypto Presale Projects to Watch in 2025 for Early Buyers appeared first on Live Bitcoin News.

Author: LiveBitcoinNews
SEI beats BNB Chain in the stablecoin race

SEI beats BNB Chain in the stablecoin race

Recent metrics show SEI network surpassing BNB Chain in stablecoin supply, driven by increasing trading activity.

Author: The Cryptonomist
Revolutionary KODA Clearpool Partnership Unlocks Institutional DeFi Access

Revolutionary KODA Clearpool Partnership Unlocks Institutional DeFi Access

BitcoinWorld Revolutionary KODA Clearpool Partnership Unlocks Institutional DeFi Access In a groundbreaking move that bridges traditional finance with decentralized ecosystems, Korea Digital Asset (KODA) has announced a strategic partnership with Clearpool that promises to transform how institutions interact with DeFi platforms. This KODA Clearpool partnership represents a significant milestone in making decentralized finance more accessible to professional investors while maintaining the security standards they require. What Does the KODA Clearpool Partnership Mean for Institutions? The collaboration between these two industry leaders creates a secure gateway for institutional clients to participate in the Clearpool ecosystem. Through this KODA Clearpool partnership, Korea Digital Asset will integrate Clearpool’s utility token (CPOOL) directly into its custody platform. This integration addresses one of the biggest challenges facing institutional adoption of DeFi – security concerns around digital asset management. Institutional investors can now access Clearpool’s decentralized lending markets through KODA’s regulated custody infrastructure. This eliminates the security risks associated with self-custody while providing full access to DeFi opportunities. The partnership effectively creates a bridge between traditional financial safeguards and innovative decentralized protocols. How Will This Partnership Benefit Institutional Clients? The KODA Clearpool partnership unlocks multiple benefits for professional investors seeking exposure to decentralized finance. Clients gain secure access to three primary activities within the Clearpool ecosystem: Governance Participation: Token holders can vote on protocol decisions Staking Opportunities: Earn rewards while supporting network security Liquidity Provision: Participate in decentralized lending markets This comprehensive access means institutions no longer need to choose between security and innovation. The KODA Clearpool partnership delivers both through a single, regulated platform that meets institutional compliance requirements. Why Is This Partnership Important for DeFi Adoption? The KODA Clearpool partnership signals a maturation of the decentralized finance sector. As more traditional financial institutions explore blockchain technology, partnerships like this demonstrate how legacy systems can integrate with innovative protocols. This collaboration could serve as a blueprint for future institutional DeFi adoption. Moreover, the timing of this KODA Clearpool partnership coincides with growing institutional interest in digital assets. By providing secure infrastructure, KODA helps overcome one of the last remaining barriers to widespread institutional participation in DeFi markets. What Challenges Does This Partnership Address? Before this KODA Clearpool partnership, institutional investors faced several obstacles when considering DeFi participation. Security concerns, regulatory uncertainty, and technical complexity prevented many traditional firms from exploring decentralized finance opportunities. This collaboration directly addresses these challenges by: Providing regulated custody solutions Ensuring compliance with institutional standards Simplifying technical access through integrated platforms The KODA Clearpool partnership effectively creates a managed on-ramp for institutions entering the DeFi space, reducing both technical and regulatory friction. Conclusion: A New Era for Institutional DeFi Access The KODA Clearpool partnership represents more than just a business collaboration – it symbolizes the convergence of traditional finance and decentralized innovation. By combining KODA’s security expertise with Clearpool’s DeFi infrastructure, this partnership creates a template for how institutions can safely participate in the growing decentralized economy. As this model proves successful, we can expect similar partnerships to emerge, further bridging the gap between traditional and decentralized finance. Frequently Asked Questions What is the main purpose of the KODA Clearpool partnership? The primary goal is to provide institutional clients with secure, regulated access to Clearpool’s DeFi ecosystem through KODA’s custody platform, enabling participation in governance, staking, and liquidity provision. How does this partnership benefit CPOOL token holders? Institutional adoption through KODA’s platform increases demand for CPOOL tokens while bringing more liquidity and stability to the Clearpool ecosystem, potentially enhancing token utility and value. What security measures does KODA provide for institutional clients? KODA offers enterprise-grade custody solutions including multi-signature wallets, insurance coverage, regulatory compliance, and institutional security protocols that meet traditional financial standards. Can individual retail investors benefit from this partnership? While directly targeting institutions, the partnership indirectly benefits all participants by increasing ecosystem liquidity, improving protocol security, and enhancing overall market stability. What types of institutions are likely to use this service? We expect hedge funds, family offices, asset managers, and other regulated financial entities seeking exposure to DeFi yields while maintaining institutional security standards. When will the integrated services become available to clients? While specific timelines haven’t been disclosed, the partnership announcement indicates that integration work is underway, with services expected to launch in the coming months. Found this insight into the revolutionary KODA Clearpool partnership valuable? Share this article with your professional network to spread awareness about institutional DeFi adoption! To learn more about the latest institutional cryptocurrency trends, explore our article on key developments shaping digital asset custody and institutional adoption. This post Revolutionary KODA Clearpool Partnership Unlocks Institutional DeFi Access first appeared on BitcoinWorld.

Author: Coinstats