DeFi

DeFi eliminates intermediaries by using smart contracts on blockchains to provide financial services like lending, borrowing, and trading. In 2026, the "DeFi 3.0" era is defined by Institutional DeFi and the integration of Real-World Assets (RWA). From liquidity provisioning on Uniswap to advanced lending on Aave, this tag tracks the evolution of autonomous financial systems, yield optimization, and the rise of AI-driven portfolio management in the decentralized economy.

67773 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
RWA is about to enter the next stage. Can Aptos achieve a curve overtaking?

RWA is about to enter the next stage. Can Aptos achieve a curve overtaking?

As a track that the market has high hopes for, RWA has not yet demonstrated its ability to connect trillions of assets in the traditional market. According to data from

Author: PANews
Zelensky’s “$200 million suit scandal”: When oracles become tools for making money, how does AI solve the “truth dilemma”?

Zelensky’s “$200 million suit scandal”: When oracles become tools for making money, how does AI solve the “truth dilemma”?

By Omer Goldberg Compiled by: Tim, PANews The controversy over Zelensky’s suit on Polymarket was not a glitch. It was a $200 million case that exposed a fundamental flaw in

Author: PANews
A brief comment on the Celestia and Polychain sell-offs: Everyone wants to make money, so are coin prices destined to return to zero?

A brief comment on the Celestia and Polychain sell-offs: Everyone wants to make money, so are coin prices destined to return to zero?

Author: Pavel Paramonov, Founder of Hazeflow Compiled by: xiaozou, Golden Finance This article analyzes the recent Celestia and Polychain sell-offs - Polychain sold $242 million worth of TIA. I think

Author: PANews
Ripple CEO: Stablecoin Market Could Hit $2 Trillion in Coming Years

Ripple CEO: Stablecoin Market Could Hit $2 Trillion in Coming Years

Ripple CEO Brad Garlinghouse believes the stablecoin sector is poised for explosive growth, projecting the market could balloon from its current $250 billion capitalization to as much as $2 trillion in the near future. Key Takeaways: Ripple sees a $2 trillion stablecoin market as a realistic near-term outcome. RLUSD has surpassed $500 million in market cap, with BNY Mellon as its custodian. Ripple is pursuing a US banking license to deepen integration with traditional finance. Speaking on CNBC’s “Squawk Box” Wednesday , Garlinghouse described the expansion as “profound,” citing institutional momentum and evolving regulation as key drivers. Ripple entered the stablecoin space late, Garlinghouse noted, largely because the company had been leveraging third-party stablecoins in its enterprise payment flows. Ripple Bets on RLUSD to Compete in Stablecoin Race RLUSD, Ripple’s own USD-pegged stablecoin, has given the firm an opportunity to compete, thanks to its existing institutional base and focus on regulatory compliance. “Many people think it will reach $1 to $2 trillion in a handful of years,” Garlinghouse said, adding that Ripple is positioned to benefit from that trajectory. He also announced that BNY Mellon will act as custodian for RLUSD, which crossed the $500 million market cap milestone this week. Industry voices appear to echo Ripple’s optimism. Henrik Andersson, CIO at Apollo Capital, told Cointelegraph the projection aligns with their internal forecasts. “We are seeing fintechs, banks, social networks, and large retailers all launch their own stablecoins,” he said, pointing to growing competition and adoption across sectors. Andersson also highlighted the success of market leaders like Tether, which has turned its dominance into strong profitability. Looking ahead, he said the GENIUS Act , a bill that would give stablecoins legal tender status in the US, could be a major accelerant. The legislation passed the Senate in June and is expected to be enacted later this month. Nick Ruck, director at LVRG Research, added that a friendlier regulatory stance from the SEC could create favorable conditions for the stablecoin market to grow severalfold, possibly hitting the $2 trillion mark within a few years. ANNOUNCEMENT: BNY selected to serve as the primary reserve custodian of @Ripple ’s enterprise-grade stablecoin, Ripple USD ( #RLUSD ). #BNY and Ripple are jointly committed to paving the way for digital asset adoption at institutional scale and together are helping to bridge the… pic.twitter.com/RjyDyBj0Qk — BNY (@BNYglobal) July 9, 2025 Ripple is also tightening its ties to traditional finance. Earlier this month, the firm applied for a banking license with the Office of the Comptroller of the Currency (OCC) and a Federal Reserve Master Account. Garlinghouse said the move is aimed at building “bridges between traditional finance and DeFi.” Ripple’s RLUSD Gains Traction Meanwhile, RLUSD continues to gain traction , recently integrating with crypto payments provider Transak. RLUSD’s growing adoption comes against a background of the stablecoin reaching a $500 million market cap for the first time since it debuted trading less than seven months ago. XRP, Ripple’s cross-border payments token, has rallied 7% this week, trading at $2.42, its highest level in nearly two months. Stablecoins have emerged as one of crypto’s rare success stories, capturing the attention of corporations and regulators alike. Recent reports that Amazon, Walmart, and other major companies are exploring stablecoin payments sent ripples through traditional finance, briefly pushing stablecoin transaction volumes ahead of Visa’s in 2024. Frank Combay of Next Generation said regulatory clarity , especially Europe’s MiCA framework, has unlocked stablecoins’ growth potential by removing the biggest barrier: uncertainty. He believes stablecoin ecosystems can reduce transaction costs by over 90% and are becoming increasingly attractive to both consumers and corporations.

Author: CryptoNews
Behind Bitcoin's new high of $112,000: Double push from weak dollar and institutional entry

Behind Bitcoin's new high of $112,000: Double push from weak dollar and institutional entry

Original: galaxy Compiled by: Yuliya, PANews Bitcoin reached $112,000 this morning, setting a new record. The reason behind this rise is the combined effect of multiple factors, including the continued

Author: PANews
Cryptocurrency market generally rises, BTC hits a record high, ETH approaches $2,800

Cryptocurrency market generally rises, BTC hits a record high, ETH approaches $2,800

PANews reported on July 10 that according to SoSoValue data, the crypto market sector generally rose, with a general increase of about 2% to 7%. Bitcoin (BTC) rose 2.35% in

Author: PANews
U.S. Senate split on cryptocurrency regulation

U.S. Senate split on cryptocurrency regulation

PANews reported on July 10 that according to Bloomberg, a key subcommittee of the U.S. Senate debated the proposed regulation of digital assets. Republicans advocated moderate regulation, while Democrats warned

Author: PANews
BREAKING: Bitcoin price hits record high as ETF demand overwhelms bearish market setup

BREAKING: Bitcoin price hits record high as ETF demand overwhelms bearish market setup

Bitcoin has officially entered price discovery mode, breaking its May high as bearish indicators failed to contain ETF-led flows, growing corporate balance sheet adoption, and macro tailwinds. Traders who bet against the breakout are now fueling the rally’s next leg.…

Author: Crypto.news
As Roswell, New Mexico sets up Bitcoin strategic reserve, why more US cities could follow suit

As Roswell, New Mexico sets up Bitcoin strategic reserve, why more US cities could follow suit

New Mexico’s city of Roswell was the first city in the US to establish a Bitcoin reserve in April 2025. The city established the reserve with the first donation of $3,000 toward the Bitcoin strategic reserve. The city’s target for the reserve is $1 million.

Author: Fxstreet
Crypto hackers lift $42m from GMX’s Arbitrum liquidity pool in broad daylight

Crypto hackers lift $42m from GMX’s Arbitrum liquidity pool in broad daylight

Despite layers of scrutiny, GMX’s V1 GLP pool was hacked for over $40 million in a brazen exploit. With leverage functions now frozen, traders are left wondering: How did audited contracts crack? And what does this mean for DeFi’s perpetual…

Author: Crypto.news