When Ex-Ripple CTO Explained Why Nations Will Adopt XRP

As geopolitical tensions reshape global trade and settlement systems, countries are increasingly reassessing which assets they rely on to store value and settle obligations. Crypto commentator X Finance Bull (@Xfinancebull) recently outlined a clear argument for why nations may eventually adopt XRP as a reserve or settlement asset.

His point was not rooted in ideology or speculation. It was grounded in geopolitics. According to X Finance Bull, countries do not want to settle trade or reserves in a currency controlled by their rivals. XRP, by design, offers neutral ground.

This view aligns closely with comments made by former Ripple CTO David Schwartz. X Finance Bull shared a video where Schwartz described how reserve currency status has historically benefited the issuing nation, most notably the United States. He explained that while many countries want the advantages of issuing the world’s reserve currency, most understand it will never be theirs.

Why Neutrality Matters More Than Power

Schwartz explained that replacing the U.S. dollar with another national currency would only recreate the same imbalance. Few countries want the Euro, Yuan, or Ruble to dominate global settlement. As he put it, “they might actually prefer a currency that nobody can control.” That preference forms the foundation of X Finance Bull’s opinion.

A government does not issue XRP. It is not tied to national monetary policy. Nobody controls the asset, and no country can weaponize it through sanctions or political pressure. That neutrality carries strategic value. XRP allows settlement without granting influence to a competing power.

From Reserve Currency to Settlement Layer

X Finance Bull made a clear distinction between replacing the dollar outright and challenging the systems built around it. He suggested XRP does not need to become the dominant consumer currency to matter. Its role could focus on settlement, particularly in areas traditionally governed by dollar-based structures.

This view echoes Schwartz’s scenario where countries accept a neutral digital asset because the alternative is submission to a rival’s currency. He noted that if the choice becomes “no boss” versus a new boss, neutrality becomes appealing. XRP fits that role by operating independently of state control.

A Strategic Shift Taking Shape

Schwartz made clear that governments would focus on strategic outcomes. If private holders benefit from a neutral settlement asset, he suggested states would not view that result as a meaningful drawback.

If nations move toward assets that reduce geopolitical exposure, XRP stands as a viable candidate. Its neutrality may ultimately define its role in the next phase of global finance.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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