Ripple CEO Drops Fresh Major Statement for XRP Holders

Brad Garlinghouse does not throw around big statements casually. In a new post on X, Ripple CEO told XRP holders that he has “been in crypto long enough to know when a moment is real.” He says this is one of them.

The moment is Swell 2026, Ripple’s flagship conference, returning to New York from October 27-29. For the first time, Swell will combine with Apex, another major Ripple gathering, into one program.

Ten Years of Swell

Swell launched in 2017. Nearly a decade later, it has grown into one of the largest fixtures on the crypto calendar. This year’s edition expects more than 1500 attendees, over 50 sessions, and over 75 speakers across 3 stages. Merging Swell with Apex marks a real expansion, giving the XRP army the best experience to celebrate a decade of hard work.

A Lineup With Range

Six speakers headlined the early announcement, including Matt Damon, co-founder of Water.org; Tom Farley, Chairman and CEO of Bullish; Brad Garlinghouse, CEO of Ripple; Billy Hult, CEO of TradeWeb; Monica Long, President of Ripple; and David Schwartz, CTO Emeritus of Ripple. The mix spans traditional finance and crypto figures, and more names will join the roster, building toward the full 75+ speaker count.

Topics and Venue

The 2026 program covers five core topics: DeFi, Interoperability, Financial Inclusion, Funding & VC, and Payments, all tied to Ripple’s theme of connecting institutional finance with on-chain infrastructure.

Swell 2026 takes place at The Shed, a cultural center in Hudson Yards, Manhattan, New York. The Shed opened on April 5, 2019, and hosts performing arts, visual arts, and pop culture programming year-round.

A Decade at the Helm

Garlinghouse’s “10 years of Swell” line tracks closely with his own time at Ripple. He joined as COO in April 2015 and was promoted to CEO in December 2016, officially starting the role in January 2017. He has now led Ripple for almost a decade, through a multi-year legal fight with the SEC and into its current position linking banks, fintech firms, and the crypto industry.

The XRP Army’s Reaction

Replies to Garlinghouse’s post split sharply. Some critics accused him of vague, repeated language, and one commenter challenged him to provide a specific price target rather than slogans. One reply pointed to XRP’s price struggles over the past 8 years as proof that those promises haven’t paid off.

However, some commenters pushed back at the critics. One argued that Garlinghouse has stayed consistent for years and cares more about long-term progress than short-term price talk. This matches the company’s stated stance of prioritizing adoption and utility over short-term price trends.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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