Klarna’s Flexible Payments Are Coming to Google Search and the Gemini App Within Google Pay

Klarna, the global digital bank and flexible payments provider, announced it will bring its flexible payment options to Google’s Gemini app and Google Search, including AI Mode, via Google Pay in the U.S.

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For consumers shopping in the Gemini app or Google Search, checkout no longer means just paying with a credit card, or leaving the conversation to pay. Google Pay users will see a Klarna button at checkout, giving them access to flexible payment options including paying in four interest-free installments and longer-term financing for larger purchases, each underwritten with an affordability check.

“As shopping moves into conversational and AI-driven environments, flexible payments become essential infrastructure for how people buy,” said David Sykes, Chief Commercial Officer at Klarna. “Our partnership with Google brings Klarna directly into these moments of decision, giving consumers more control over how they pay.”

“As agentic commerce scales, how people pay needs to keep pace with how they shop,” said Ashish Gupta, VP/GM of Merchant Shopping at Google. “By making Klarna’s flexible payment options available at checkout in the Gemini app and Search via Google Pay, we’re giving shoppers more flexibility, so they can make more confident, considered purchases with less friction.”

The integration is built within Google Pay for checkout on Google surfaces powered by the Universal Commerce Protocol, and follows previously-announced integrations with Google Pay, Google Store, Google Play, and Google Cloud. Together, these efforts reflect a shared commitment to building open standards for the next generation of AI-powered commerce.

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