Ex-Ripple CTO David Schwartz Doubles Down On XRP Utility

David Schwartz, Ripple’s CTO Emeritus, rarely needs more than a few lines to say something meaningful about XRP. He posted his take just after the company announced Swell 2026, and it reads like a preview of what he plans to cover on stage.

BSC News reported that Schwartz called out XRP’s expanding role in numerous fields ahead of Swell 2026.

Schwartz expects this year’s event to be the largest Swell yet. That claim lines up with Ripple’s own plans for the conference, which is set to host over 1500 attendees in New York City.

Schwartz’s Comments on XRP

Posting on X right after the Swell announcement, Schwartz said, “I wouldn’t miss it.” He noted that this year’s event would be the biggest Swell to date.

Schwartz said the best part of these events is watching the new ways people use XRP and build on the XRP Ledger. He listed the use cases he wants to dig into this year, highlighting payments, tokenization, interoperability, DeFi, and AI. He left room for more, too, saying he’s open to whatever comes next in the space. He closed his post with an invitation, asking the XRP community to bring their best ideas and meet him at the event.

Schwartz’s comments carry weight inside Ripple. He has served as the company’s Chief Technology Officer for years and now holds the title of CTO Emeritus, a role that keeps him close to the technical side of XRP and the XRP Ledger. His public posts tend to focus on real use cases rather than price, and this one follows that same pattern.

Swell 2026 at a Glance

Swell 2026 runs Oct 27-29 in New York City. For the first time, the event combines Apex, another major Ripple conference, into a single program across multiple tracks. Ripple expects more than 1,500 attendees and more than 50 sessions, and has over 75 speakers across 3 stages.

The event covers the five core topics Schwartz mentioned in his post. Ripple CEO Brad Garlinghouse has also called this year’s Swell its biggest yet, tying the milestone to nearly a decade of growth since the conference launched in 2017. Swell 2026 will take place at The Shed in Hudson Yards, Manhattan. The event is shaping up as Ripple’s most substantial Swell to date.

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